ED MOORE Insurance - Risk Management Solutions

03/11/2026

MEDICARE REMINDER: PROTECT YOUR PERSONAL INFORMATION

You may be seeing advertisements that say things like:
“Call now to see if you qualify for additional Medicare benefits!”

These types of ads are common during the Medicare Advantage Open Enrollment Period (January 1 – March 31) and the Annual Enrollment Period (October 15 – December 7).

Before responding to any advertisement or unsolicited phone call, remember:
• Only share your Medicare number or personal information with a licensed agent or organization you trust.
• Make sure you understand who you are speaking with and what plan they represent.
• Some “extra benefits” mentioned in advertisements may only apply to individuals who meet certain eligibility requirements, such as those who qualify for both Medicare and Medicaid or specific plan types.
• Always review your options carefully before requesting an enrollment.

If you ever have questions about Medicare coverage or want to review your current plan, I’m always happy to help you understand your options.

Ed Moore
Risk Management Solutions
Licensed & Certified Medicare Insurance Agent

03/07/2026

CONGRATULATIONS!

01/03/2026

CHECK THIS OUT!

12/03/2025

Wellpoint vs. WellMed
They are not the same!

There is an important difference between Wellpoint and WellMed.
• Wellpoint is a health insurance company. If you have coverage through Wellpoint, you are buying a Medicare health plan that pays for your medical care when you see doctors or go to the hospital.
• WellMed is a medical provider network. If you receive care through WellMed, you are seeing doctors and clinics that specialize in preventive, coordinated, and senior-focused care.

In some situations, a Wellpoint insurance plan may allow you to use WellMed doctors, but the two serve very different roles—one is the insurance carrier, the other is the medical provider.

If your Medicare benefits are through companies such as UnitedHealthcare (AARP-UHC), Humana, Aetna, or others, WellMed may be included in their provider networks. In other words, WellMed might be a doctor group within the network, depending on your plan.

Wellpoint, by contrast, is itself a Medicare insurance provider—similar to UHC, Humana, or Aetna—if you are choosing a Medicare health plan.

So don’t let the similar names confuse you. They

11/28/2025

SAVE THAT DATE!

11/10/2025

CIGNA IS NOW HEALTHSPRING

Health Care Service Corporation (HCSC) completed the acquisition of The Cigna Group's Medicare business earlier this year. HealthSpring joins the HCSC portfolio of national platforms and solutions that go beyond the expected – serving more than 26 million people across the country with the goal to advance health care by being a trusted partner to members, committed to helping them achieve their health and wellness goals. Our teams have been working hard to revitalize our brand while bringing you the same products and benefits that you trust. Cigna Healthcare Medicare Supplement and Supplemental Health Insurance will transition to the HealthSpring brand in 2026 following the completion of standard regulatory approvals within each state.

11/04/2025

TACO Y VINO - Right off the Garland Diwntown Square

We finally made it into Taco Y Vino, a cozy, laid-back spot with a creative Mexican artsy vibe. Open just about two months, it’s the perfect place to enjoy six tacos and a bottle of wine. We tried the Rosa-a-Rias, Tacos, and Sopa de Pollo — all tasty and satisfying. Excellent customer service, and we’ll definitely be back!

11/02/2025

https://mail.aol.com/b/folders/1/messages/ADGcsay7QFY_2HnYrh_gVUT5fPM/ADGcsay7QFY_2HnYrh_gVUT5fPM:2?.src=ym&reason=myc&folderType=INBOX&action=previewAttachment

10/20/2025

It’s time to make sure your health coverage still meets your needs.

Medicare Open Enrollment is your chance to review your health and Rx drug coverage. Visit Medicare.gov to check your plan and compare options. You may be able to save money.

10/13/2025

IN THE NEWS
Winners and losers from 2026 Medicare Advantage star ratings

Still, there was variation in major insurers’ results. The percentage of members in plans rated 4 stars or above, an important cutoff for payers, stayed stable for UnitedHealthcare, dropped for Humana and Aetna, and improved for Elevance and Centene — the five largest publicly traded payers in the privatized Medicare program.

The CMS quietly released anticipated star ratings data Thursday night. Humana and Aetna saw enrollment in highly rated plans fall, while Elevance’s and Centene’s stars improved and UnitedHealthcare’s stayed stable.