Tom Spaniel Loan Officer

09/18/2024

For those that have purchased a home in the last couple years today is the start of some interest rate relief.

63% chance of a 50bp cut.

What do you predict? We will know at 1pm CST.

If you want to learn what this might mean for your current rate reach out to me. You can email me your current statement and I’ll work up a few scenarios that could make sense for a refinance.
[email protected]
214.802.9266

07/11/2024

https://www.dropbox.com/scl/fi/sqv6le5sqdwiguzrsfdbd/MORTGAGE-RATES-ARE-DROPPING.mp4?rlkey=7idwn0ombta8mpk5ereztjbzt&e=1&st=9un9b5h4&dl=0

Shared with Dropbox

04/18/2024

Don't let old information stand in the way of your home dreams. Down payments can vary, let's discuss what you'll need. We have Zero Down, 1%, 3%, 3.5% and more available.

04/17/2024

01/10/2024

Anyone who is currently renting in one of these areas and is looking to purchase a home for the first time may be eligible for a $5,000 grant to be used towards down payment and closing costs.
They will also receive up to $500 towards a home warranty and $500 towards the appraisal. Call me to learn more at 214.802.9266.

San Antonio-New Braunfels
Houston-Pasadena-The Woodlands
Brownsville-Harlingen
Dallas-Fort Worth-Arlington
McAllen-Edinburg-Mission

01/09/2024

Anyone who purchased a home with VA or FHA financing in the last year needs to call me for a refinance quote. I have a streamlined refinance program that could significantly lower your rate (payment) without requiring an appraisal or income and asset verification. Call me today at 214.802.9266.

12/01/2023

Thinking about updating your home but not sure where the money will come from? There’s a way to easily tap into your home’s equity and use it as a line of credit. Call me today to see if this is right for you!

11/29/2023

As your local mortgage broker, I'm uniquely qualified to find the perfect home loan for you. From understanding the specific requirements and opportunities of the area to understanding your specific needs and qualifications, let me map out your path to homeownership!

11/27/2023

There's nothing better than shopping in your pajamas while curled up on a couch! Did you know you can buy a house with the same ease when you work with an independent mortgage broker? Reach out to me and we can start an online mortgage application today.