Greenwood Credit Solutions

11/12/2021

Working late on Credit Reports…

Don’t go into the new year naked!!
Allow Good Credit to Cover You.

05/28/2021

Greenwood is hiring sales agents.

Must have experience

$25 an hour.

09/15/2020

I detect no lies.

05/08/2020

Why do I need a beginner card anyway? Secured credit cards help those with a thin credit file( little to no experience with credit) build credit and prove they have the ability to manage lines of credit.

Lenders like to see that a consumer can manage multiple lines of credit at once. So, in order to build your credit score there are minimal standards that needs to be met. You’ll need two revolving accounts (credit cards) and they must be open, active, and have good payment history. Need to build your credit? Check out the secured cards below.

🌳💳Credit Builder Card- This card requires a minimum deposit of $200 and the available credit limit will remain at $200 with no option to increase. This is literally a starter card. If you don’t trust yourself or want to see how you’ll behave with a credit card this will be your best option.

https://www.creditbuildercard.com/greenwood.html

🌳💳BCU Launch Card- This card can be in your wallet with a minimum deposit of $150 and the available credit limit can be increased at any time in $100 increments by depositing the money in your savings account.

https://www.bcu.org/.../United.../Credit-Builder-LAUNCH-CARD

🌳-Suntrust Secured Credit Card - This secured credit card offers cash rewards and a free FICO score. Suntrust makes graduating to an unsecured card seamless.

https://www.suntrust.com/credit-cards/secured-card

🌳-First National Bank of Omaha Kickstart Card- Open with as little as a $300 and FNB gives regular credit limit increases without additional funds being deposited. Your card can graduate in as little as 11 months of on time payments.

https://www.fnbo.com/personal-banking/credit-cards/visa-secured-card/

🌳-Capital One- Capital One is a great option because they don’t require a full deposit to secure an account. Upon completing the application they will require deposit ranging from $49-$200. they frequently give credit limit increases when you manage the your well

https://www.capitalone.com

04/12/2020

04/08/2020

COVID-19 Update - Get help from your lenders. If you know you can't pay all your bills at this time, contact your lenders and ask about hardship options as soon as possible.

03/13/2020

Your care credit card can be used at Walmart and Walgreens. Go ahead and buy some first aid essentials.

03/13/2020

I have a couple of credit cards that are usually maxed to their limits. Is this hurting my credit scores?

Yes! You should always keep your balances at least 30% below the limit. If possible, keep them between 1-3% of the limit as this will give you the max possible points in this category. Having credit cards can improve your credit scores.

03/12/2020

Why does one credit bureau delete an account, but the other credit bureaus did not delete the same account?

Each of the credit bureaus is three separate companies. They are not government offices, or have some superior authority. So if one credit bureau deletes an account, it doesn’t mean the other two have to. Each of the credit bureaus does not know what the other ones are doing. They don’t have time or the benefit to compare notes.