Teddy Moosa - Mortgage Broker

10/18/2026

The offer you write matters as much as the home you pick.

Most buyers only ask about the price. The sharp ones ask about seller credits, why the last offer fell through, and what the comps actually say — before they ever sign.

Six questions worth asking before you make an offer. Save this for your next round of showings.

10/17/2026

10/16/2026

Rates gave us a real window this week — 30-year fixed down to 7.33% nationally. If you're house-hunting this weekend, a full application in hand beats hoping the dip sticks around. DM me or call (469) 328-2884. 🏡

NMLS # 1690136 | HomeTown Lending

10/12/2026

☀️ Happy Monday, Dallas. A little good news to start the week: all six loan products ticked DOWN in Friday's rate survey — the 30-year fixed slipped to 7.48%, backing off its 7.61% recent high. (MND Daily Rate Survey, 10/9)

Plain English: the bond market finally caught its breath after weeks of selling, and rates eased with it. One quiet day isn't a trend — but it's the kind of day buyers should know about.

Thinking about buying or refinancing in DFW? I'll run your real numbers, not a national average. DM me or call (469) 328-2884. 🏡

NMLS # 1690136 | HomeTown Lending

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10/10/2026

Happy Saturday — quick thought while you're out at open houses today: the rate quote is the easy part. The right lender connects you with the whole team that gets you to the closing table — title, insurance, CPA. That's the job I do for my buyers.

DM me or call (469) 328-2884. 🏡

NMLS #1690136 | HomeTown Lending

10/09/2026

Friday Facebook package (ready to post):

Friday rate check: the 30-year fixed just dropped to 7.50% — down from 7.59%, the biggest single-day improvement in over a week. 📉

FHA and VA dipped too (7.17% and 7.18%). Plain English: this index is built from actual lender rate sheets, so when markets give lenders room, the sheets get repriced and the average moves — and it moved today.

Nobody knows if the dip holds. If you've been on the sidelines, getting pre-approved now means you can move fast when the number's right. DM me or call (469) 328-2884.

NMLS #1690136 | HomeTown Lending

10/07/2026

Wednesday rate check: the 30-year fixed eased to 7.56% (per Mortgage News Daily, updated 10/6) — down from yesterday's one-year high. A small step in the right direction. 📊

Bigger picture, per HousingWire (Oct 7): mortgage applications fell 4.2% last week as the 30-year hit its highest level in almost three years, and refinances are at their lowest since 2025. Plain English: most of the market is sitting this one out, which means less competition for buyers who move now.

DM me 'PRE-APPROVAL' or call (469) 328-2884. 🏡

NMLS #1690136 | HomeTown Lending

10/05/2026

Friday's jobs report missed big. Rates didn't budge.

30-yr fixed 7.57% (▲ +0.03) · 15-yr 7.19% (▲ +0.01) · FHA 7.20% (▲ +0.05) · VA 7.21% (▲ +0.04) · jumbo 7.66% (— unchanged) · 7/6 ARM 6.85% (▼ −0.02)
(MND Daily Rate Survey, Oct 2 — new reading lands this afternoon.)

October's CPI report is what actually moves this market next. Waiting for a rate drop? You're betting on inflation data now, not jobs data.

DM me PRE-APPROVAL and I'll run your real numbers.

Teddy Moosa · HomeTown Lending · NMLS #1690136

10/03/2026

Weekend showings are where DFW buyers quietly win — 42.5% of active listings took a price cut in late September and inventory just hit its highest month-supply in over a decade (per HousingWire / realtor .com). The buyers getting deals done are the ones who walked in pre-approved. 🏡

DM me PRE-APPROVAL and let's get you set before the open house.

NMLS #1690136 | HomeTown Lending

10/02/2026

Rates finally caught a breath Thursday — the 30-year eased to 7.54%, down from 7.60% (per Mortgage News Daily, Oct 1). 📉

Myth I hear at every weekend open house: "I'll wait until rates come back down to buy."

Plain English: waiting on the rate while the house you love sells to someone else is the expensive trade. You can refinance a rate later — you can't refinance a higher purchase price. Get pre-approved now, buy the right house, refi when your moment comes. 🏡

DM me 'PRE-APPROVAL' or call (469) 328-2884.
NMLS #1690136 | HomeTown Lending