Ebony Hines Agency

08/03/2026

Participant Accident Valuable Accident Medical Benefits for Your Participants

When Are They Covered?

• While participating in sponsored and supervised activities on or off policyholder premises

• Option to include coverage while traveling to and from these activities Why Offer Participant Accident Coverage? Good-faith offering Helps organizations demonstrate their commitment to members/participants Valuable medical benefits Helps pay medical bills when a covered accident occurs on premises Fills gaps in General Liability (GL)

• Responds regardless of fault or negligence • Can help to fill a gap in GL’s “med pay” benefit with higher medical limits • Offers broader coverage: Includes Accidental Death & Dismemberment benefit and may cover travel to/from covered activities

• GL carriers may require accident coverage Risk & reputation management May help reduce or eliminate a claimant’s incentive to file suit Coverage Highlights 1. Plans Tailored to Meet Your Needs and Budget

• Programs can be customized to your desired benefits and limits

• Accident medical is available on a primary or excess basis

• Deductible options are available to create more affordable premiums 2. Simple Administration & Convenience

• Group underwriting means no individual health questions asked; all members can be covered on a blanket basis

Send a message to learn more

07/07/2026

$150K IUL for a 40 year old nonsmoker female! $74 a month! And she can borrow money if needed.

COMMENT: Policy for a free quote.

05/28/2026

Y’all life insurance isn’t expensive at all.

So why are you waiting around to get it especially when you have kids?

05/28/2026

Want to turn your life insurance policy into a powerful financial tool for your family's benefit? Get a complimentary quote today by calling or booking your free 30 minute life insurance consultation. Limited spots available.

🔗 - https://calendly.com/d/ct23-7fm-ryp

📞- 817-940-4571

05/11/2026

I’m in the office today conducting life insurance quotes! Text
me 817-940-4571

02/24/2026

Don't do life without life insurance. Contact me today for your free retirement analysis

02/10/2026

Starting today!

02/10/2026

Don't leave your hard-earned money on the table. Reach out today for guidance.

02/06/2026

Laid off but still have a 401(k)?

When a job ends, a lot of people realize their retirement strategy was built around employment stability—not disruption.

Questions I hear often:
• What happens now that contributions stopped?
• How exposed am I if the market drops again?
• Are there ways to add protection without locking money away?

Some professionals explore diversifying beyond traditional retirement accounts to add downside protection, flexibility, and tax-advantaged growth—especially during career transitions.

This isn’t about making rushed decisions.
It’s about understanding your options before uncertainty makes them for you.

👇
Comment “INFO” and I’ll share an educational breakdown you can review on your own time.

02/05/2026

Text me today! Comment “Policy” for a free quote.