Michael Huggins - Experienced Mortgage Banker at Harmony Mortgage

05/01/2026

A line of credit can be one of the most practical tools for small businesses—helping cover payroll, inventory, seasonal swings, and unexpected expenses. This article breaks down why a business line of credit is commonly used to bridge short-term gaps and keep operations steady. At Harmony Bank, we help you plan ahead with a local lender who understands your business model and can move quickly when timing matters.

Member FDIC. Equal Housing Lender.

https://tipalti.com/blog/business-line-of-credit/

04/09/2026

Fueling business growth starts with reliable cash flow. With 82% of business failures tied to funding gaps, having the right working capital partner matters more than ever.

Harmony Bank helps businesses turn uneven cash flow into steady momentum with:
- Tailored working capital solutions
- Equipment financing
- Inventory loans
- Lines of credit

All designed to support payroll, purchases, and day-to-day needs.

Let’s talk about the cash flow your business needs to grow.
Call 1-800-HARMONY or visit www.Harmony.Bank.

04/09/2026

At Harmony Bank, supporting local businesses is part of our commitment to North Texas. Backed by more than 200 years of combined business loan underwriting expertise, our team is proud to provide the financing local businesses need to thrive. This $5.4 million commercial real estate loan in Central Dallas is one more way we’re helping strengthen the communities we call home.

Call us at 1-800-HARMONY or visit www.Harmony.Bank to learn how we can support your business goals.

04/03/2026

Congrats team Waxahachie!

It means the world to us when our clients recognize us like this! We think it reflects the trust our customers place in us and the relationships we build with them -- one conversation, one transaction and one smile at a time.
Community Banking matters, and we are committed to doing the right thing for our customers and our communities.

04/03/2026

Welcome aboard Anne.

We’re excited to welcome Anne Witherspoon as Chief Operating Officer at Harmony Bank.

Anne brings a strong track record of operational leadership, strategic ex*****on, and a deep commitment to building a successful customer experience across an organization. Her experience and vision will play a key role as we continue to grow and serve our customers across Texas.

“Anne is a proven leader who understands how to scale operations while staying true to our community-focused values,” said William E. Lowe, CEO of Harmony Bank. “Her expertise and leadership will be instrumental as we build on our momentum and continue delivering exceptional service to our customers.”

Please join us in welcoming Anne to the Harmony Bank team!

04/03/2026

Can’t wait….

03/31/2026

02/24/2026

Gratitude Tuesday - exercising my right to vote!

02/10/2026

From neighborhood staples to new concepts, the Bishop Arts District in Oak Cliff is proof that local vision can transform a community.

At Harmony Bank, we’re proud to support the small businesses, investors, and entrepreneurs who are helping this vibrant corridor of eateries, galleries, boutiques, and nightlife continue to grow. If you’re planning your next project in Bishop Arts or greater Oak Cliff, our local lenders and treasury team are here to help you invest close to home.

Contact us 1-800-HARMONY or visit https://www.harmony.bank/about/contact-us.html

11/11/2025

Gratitude Tuesday, blessed that my oldest took time to break bread with his old man!