Mortgages with Mike Tanas

10/14/2026

🏡 Dreaming of buying a home but feel like you need to save a fortune for a down payment first? I have some good news! 🎉

I have access to a down payment assistance grant that may help eligible buyers purchase a home without having to save up a large down payment! 🙌 The grant is forgiven, meaning it does not have to be paid back as long as the program’s requirements are met.

You would still have closing costs to consider, but depending on the situation, those may be negotiable with the seller.
I’m currently working with a first-time homebuyer who qualifies for this program, and it got me thinking… there may be others out there who don’t realize homeownership could be closer than they think! ❤️

✨ Don't let the down payment be the only thing standing between you and your dream home.

If you've been thinking about buying but weren't sure you could afford to get started, send me a message! I'd love to help you explore your options and see if you might qualify. 🏠🔑

Share with a family member or friend who is considering buying a home.

09/17/2026

It'd mean a lot to me if you would subscribe to my Youtube Channel. I am sharing mortgage and real estate information that I wish people would have shared with me. You get everything I learned to make smart decisions in real estate. (no gatekeeping)

I share short, straightforward videos that break down the mortgage topics people actually have questions about in some longer form videos to cover things in detail.

I cover things like VA loans, buying homes, real estate investing, buying strategies, and other questions that come up when you’re planning your next move.

My goal is simple: give you useful information in plain English so you can make more informed decisions about your home financing and do it without taking up much of your time.

If that sounds helpful, subscribe to my channel. And if you know someone who’s thinking about buying, building, or making a move, feel free to send them my way.

You can find the channel here:

I believe your mortgage should be a strategic tool, not a source of stress. I’m Mike Tanas - known as "Mortgages with Mike Tanas." A Senior Loan Officer at Mpire Financial. Mortgage pro. I help veterans, service members, and their families win homeownership with confidence. Here, you'll get easy t...

09/15/2026

What Costs Are Included in a Mortgage Payment Besides Principal and Interest?

A mortgage payment includes more than just principal and interest, most homeowners also pay for homeowners insurance, property taxes, and HOA fees every month. These extra mortgage payment costs are often rolled into your monthly payment through an escrow account, and skipping them when budgeting for a home is one of the most common mistakes first-time buyers make.

Here's a breakdown of the three overlooked mortgage payment costs every buyer should plan for:

Homeowners Insurance – Protects your home and lender's investment against damage; required by most lenders with a mortgage.

Property Taxes – Set by your local county and can vary significantly by area.

HOA Fees – Charged in many neighborhoods for shared amenities and upkeep; not always included in escrow, so it's important to ask upfront.

Understanding these mortgage payment costs upfront helps you budget accurately and avoid payment shock after closing.

What Costs Are Included in a Mortgage Payment Besides Principal and...

08/31/2026

🎥 The first video is officially LIVE!

I just launched my new YouTube channel, Mortgages with Mike Tanas, and I’d really appreciate your support.

My goal is to create meaningful, helpful content around real estate, mortgages, home buying, the market, and everything in between especially for people who actually enjoy learning about this stuff.

If that sounds like you, give the first video a watch and hit Subscribe. I’ve got a lot of content planned, and I’m excited to build this channel!

Thanks for the support! 🙌

👉 Watch, subscribe, and let me know what topics you’d like me to cover.

Welcome to Mortgages with Mike Tanas! Does getting a mortgage fee...

08/31/2026

🚨 I’VE LAUNCHED A YOUTUBE CHANNEL! 🎥🏡

I’m excited to officially launch my YouTube channel, where I’ll be sharing real estate and mortgage content designed to actually help you.

Each week, I’ll be covering topics like:

🏠 Real estate market updates
💰 Mortgage & loan programs
📈 Buying, selling & investing
💡 Tips and strategies for homeowners and buyers
🎯 And plenty of questions I get from clients every day

My goal is simple: give you useful information without all the confusion.

If you’re thinking about buying a home, selling, investing, or just want to better understand what’s happening in the real estate and mortgage world, I’d love to have you follow along.

👉 Go check out my new page and hit SUBSCRIBE!

I believe your mortgage should be a strategic tool, not a source of stress. I’m Mike Tanas - known as "Mortgages with Mike Tanas." A Senior Loan Officer at Mpire Financial. Mortgage pro. I help veterans, service members, and their families win homeownership with confidence. Here, you'll get easy t...

07/31/2026

Moving to Texas but still own your home back home?

Here’s the option most families don’t know about.

If you’re relocating to North Texas, you’ve probably run into the same knot everyone does:

“Do we sell our current home first, or do we buy here first?”

Sell first, and you might end up in temporary housing while you search for the right home in the right school district.

Buy first, and you’re carrying two mortgages while you wait for your old home to sell.

There’s a third option and it’s one a lot of relocating families haven’t heard of until they talk to a loan officer: a bridge loan.

How it works, in plain terms:
If you’ve built up equity in your current home, a bridge loan lets you access that equity now before your home sells so you can move forward with the DFW purchase. That money can typically be used toward your down payment, closing costs, and the cost of the move itself.

Once your previous home sells, the bridge loan gets paid off, and you’re settled into your new home without ever having to rush the sale or juggle two mortgage payments in the meantime.

Why this matters for a relocation specifically:
• You can shop for homes where your family is headed, with financing already in place not “maybe, once our house sells”

• You’re not forced into a rental in between, packing twice, or racing a school calendar

• Your old home can be listed and sold at the right price, on a normal timeline, instead of a fire-sale price under pressure

Do you find yourself or someone you know in this situation? Let's chat.

06/28/2026

This week was a huge success as I hosted a virtual first-time homebuyer seminar.

Over the years, I've hosted several in-person homebuyer workshops, and one thing I've learned is that it can be difficult for families to take time away from work, their kids, and busy weekends to attend an event in person.

One thing I learned during my years of working remotely is that virtual meetings can be just as effective as meeting face-to-face.

So I asked myself: why not bring the homebuyer seminar directly to the people who want to learn about the homebuying process?

We covered:
🏡 The current Dallas-Fort Worth market
💰 Loan programs and down payment assistance options
📈 Credit and financial preparation tips
📝 The mortgage process from application to closing
⚠️ Common mistakes first-time buyers make

The response was incredible, and it reinforced that education should be accessible and convenient.

If you missed this week's seminar and would like to attend the next one, I'll be hosting another virtual homebuyer seminar on July 11th at 10:00 AM.

Send me a message, and I'll make sure you receive the registration information.

10/19/2024

What an impactful week it has been. I was surrounded by over 100+ UMortgage mortgage brokers to learn better ways to serve our clients. The cost of living is tough and with inflation it can feel crushing.

As a mortgage loan officer, I help you manage your liabilities and there are some ways I can help you do this right away!

Thinking about refinancing? Here’s why it could be a smart move:

• Lower your rate
• Tap into home equity
• Consolidate high-interest debt
• Change loan terms
• Remove PMI
• Lock in a fixed rate
• Free up cash flow
• Exit strategy from a hard money lender
• Convert short-term loan to a permanent loan

DM me today and I will help you out!