The Robert Young Insurance Agency

04/09/2026

Tired of your High Home Insurance Rate?
Tired of your Rate going up every Year?
Tired of your 2% Wind & Hail?

Well, now, I am your guy who can make this all go away. Call today & ask me about it all.
469-436-0013

04/08/2026

As a Business Owner, reviews like this are what keep me going.

04/02/2026

🔒 Lock Your Home Insurance Premium for Up to 2 Years 🔒

Most homeowners don’t realize this… but one major benefit of switching to my agency is access to Home Insurance Premium Protection — an option many agents simply don’t offer.

💡 What does that mean for you?
I can maintain the rate level in effect at the time of purchase and apply that same rate level to your renewal term — helping lock your home insurance premium for up to 2 years.

That means:
✅ Fewer surprise premium increases
✅ More predictable home insurance costs
✅ Peace of mind in a rising insurance market
(Attributes like the age of your home, age of roof, and any claim surcharge(s) will still update, but the policy’s overall rate level stays consistent.)

And that’s not all — I also have the ability to quote:
✅ 1% Wind & Hail Deductibles — helping keep more money in your pocket when storms hit
✅ Fast, Simple Home & Auto Quotes sent straight to your phone 📱

🔥 Quick & Easy Insurance Quote in Just 2 Minutes!
At Robert Young Agency, you can get a Home or Auto Insurance quote emailed or texted straight to your phone — fast and hassle-free.

✅ No hassle
✅ No long forms
✅ Instant results right to your phone or inbox
👉 Click here to try it now: www.robertyoungagency.com
📞 Call or Text: 469-436-0013

Fast, easy, and secure — because your time (and your money) matters.

Your Piece Of Mind is Our Priority.

02/02/2026

It's reviews like this that keep you going. Though you know you're doing right by people, it is always good to see that you are in their reviews. 🤗🙏🏻

01/21/2026

A big thank you to the Monks Family here in Rockwall. They found me on FB & sent me over her Home Renewal for March 2026.

Well, it came in at a whopping $6,345 at a 6% Wind & Hail even. PHEW!!!

As always, I came through with a $2,526 Policy with a 1% Wind & Hail Deductible!

They were more than ecstatic on the savings. This was an easy ~$300mo in savings!

Reach out to me today if you'd like me to do the same for you.
Call me today or Text my Agency at 466-436-0013 or visit my Website at wwwRobertYoungAgency.com.

12/23/2025

Important Home Insurance Update for 2026

As we approach the new year, industry analysts are projecting an average $150 increase in Home Insurance rates starting January 1st, 2026. These upcoming adjustments are tied to rising repair costs, inflation in building materials, labor shortages, and updated risk assessments across many carriers.

If you haven’t reviewed your policy recently, now is the ideal time to do so. A policy review can help you:

✔️ Ensure your home is properly covered
✔️ Identify gaps or outdated coverage
✔️ Compare rates across multiple carriers
✔️ Lock in better pricing before the new rates go into effect

I’m offering free, no-obligation Home Insurance quotes to help homeowners prepare before these changes take place. My goal is to make sure you’re fully protected and getting the most competitive rate available.

If you’d like me to review your current policy or run a fresh quote, feel free to reach out.

📲 Contact / Website: https://ovou.com/robert_young_ag
Website www.RobertYoungAgency.com
— Robert Young Insurance Agency

11/16/2025

I am told on a daily basis that insurance is skyrocketing and angry customers are everywhere.
My question is, why does anybody ever say anything about high soda prices? Since when does a dr Pepper cost $2.89?
This is diabolical 😂

11/11/2025

New updated Website is coming. More up to date & streamlined to get your Quotes Faster & Quicker. Stay tuned

11/03/2025

🏡 Hey friends!
Home insurance can feel overwhelming, but it doesn’t have to be. I’ve been helping families in our area find coverage that actually protects their homes—while saving them money in the process. Many of my clients have been surprised to discover they were paying way more than necessary.

Whether it’s your first home, a recent move, or just time to review your current policy, I’m here to help you make sense of it all. We’ll look at your coverage, compare options, and find ways to save without cutting corners.

Send me a message, call me at 469-436-0013, or visit www.RobertYoungAgency.com
to get started. A few minutes today could save you hundreds—and give you peace of mind knowing your home is properly protected. 💰😊

Your Piece Of Mind is Our Priority.

10/24/2025

🎉 Another happy family found me in a Rockwall group today! The Garza Family couldn’t be more thrilled—I saved their family over $937 a year on their homeowners insurance. 🏡💰

If you’d like a quick, no-hassle quote that could save you $1,000 or more (just like so many families right here in our town), check out my website for a quick 2-minute Quick Quote Request.
🌐 www.RobertYoungAgency.com

Or give me a call today:
📞 469-436-0013
🔗 https://ovou.com/robert_young_agency

Let’s see how much I can save your family!

Your Piece Of Mind is Our Priority.

10/21/2025

🏡 Thinking About “Self-Insuring” Because Your Home is Paid Off?

I’ve seen a few posts lately suggesting that once your home is paid off, you could “self-insure” and save a few thousand a year.

But here’s the reality 👇

1️⃣ Liability Coverage: Most homeowners policies carry $300k, $500k, or even $1M in coverage if you’re ever sued.
2️⃣ Water Coverage: Up to your Dwelling A limit (around ~$300k to $500k+) with about a (~$3,000 to $5,000+) deductible.
3️⃣ AOP (All Other Perils): Covered up to your Dwelling limit with a (~$3,000 to $5,000+) deductible.
4️⃣ Wind & Hail: Usually a 1% (~$3,000 to $5,000+) deductible.

Sure — you might save ~$3,000 to $5,000+ a year by dropping insurance…
But at what cost if something goes wrong? 💸

Here are real claims I’ve seen over the years:

🏠 Roof Claims (DFW): $20,000–$46,000
💧 Water Claims: $2,500–$146,560 Yes I have personally seen this!
🚧 Fence Claim: $26,126
🐕 Dog Bite: $1,000,000 (not my agency)
📦 Amazon Driver Trip & Fall: $5,000 medical + lawsuit for more

And don’t forget Auto Insurance —
Texas state minimums are only $30k bodily injury & $25k property damage. Anything over that comes out of your pocket, bank account, 401K, or investments.

👉 My advice:
If you can stomach the risk of a huge loss, self-insure.
If not, shop smart and work with a Broker (like me) who has access to dozens of Home, Auto, and Landlord companies to help you get the best rate and coverage.

If you’d like an Agent & Advisor like myself to help guide you through the insurance process, please don’t hesitate to reach out to me — I’m here to make it simple, save you money, and protect what matters most. 🙌

💻 Get your quick 2-minute quote today:
👉 www.robertyoungagency.com
🌐My Business Card Link https://ovou.com/robert_young_agency

Welcome! I’m Robert Young, owner of the Robert Young Insurance Agency. Over the years, I’ve had the privilege of helping countless individuals, f

10/16/2025

💬 Paying Too Much for Home, Auto, or Landlord Insurance?

Hey friends — if your insurance premiums keep going up, you’re not alone! But here’s the good news — I can help you lower them. 🙌

Whether it’s your Home, Auto, or Landlord policy, I work with top carriers to find the best coverage at a price that actually makes sense. 🏡🚗🔑

And the best part? You can get a fast, free quote in just 2 minutes — emailed or texted right to your phone! 📲

👉 Try it here: www.robertyoungagency.com

No hassle. No waiting. Just quick quotes and real savings.
Let’s see how much I can help you save today! 💰

Your Piece Of Mind is Our Priority.