The Edmondson Team at APMC

The Edmondson Team at APMC Known as “The Tattooed Lender,” David has built a reputation for authenticity, innovation, and bold leadership in the mortgage industry.

VA Specialist, Homes for Hero's, FHA, Conv, First Time Home Buyers and Commercial
NMLS #1577305 © 2025 American Portfolio Mortgage Corporation, NMLS ID #175656 Equal Housing Lender David Edmondson is more than a mortgage professional—he’s a visionary, community builder, and trusted partner in helping families achieve the American dream of homeownership. His journey into lending began in 2017, inspi

red by his own homebuying experience and guided by a mentor with over 30 years of expertise. With the encouragement of his wife, Karensa, David embraced the challenge, determined to combine grit, perseverance, and a relentless drive to serve others. Today, he stands among the top in his field as a Scotsman Guide Top Originator, a seven-time President’s Club honoree, a 5-Star Professional, and a Real Producers preferred partner. David’s fearless approach is reflected in every aspect of his work. He leverages cutting-edge technology to deliver fast approvals and innovative mortgage solutions, all while maintaining the human connection that sets his team apart. For David, success is more than closing loans, it’s about creating generational wealth and helping clients build lasting financial stability. Alongside Karensa, David leads The Edmondson Team at American Portfolio Mortgage Corporation, a powerhouse partnership redefining what it means to work with a lender. Their mission is simple but powerful: “We don’t just help you close loans ~ we help you open doors.”

When he’s not helping clients achieve their goals, David values time with family and embraces a life of balance, grit, and growth. For him, every deal is personal, every client is family, and every closing is another step toward turning dreams into reality.

06/19/2026

If the market has made buying feel impossible, I do not want you guessing from headlines.
Sometimes the answer is not “wait forever.”
Sometimes the answer is looking at the loan structure differently.
A temporary buydown may help with the early payment.
A low down payment loan may help preserve cash.
An alternative income option may help certain self-employed buyers show income in a way that fits their real business.
None of these are one-size-fits-all.
But they are exactly why the mortgage conversation matters before you count yourself out.
Message me “OPTIONS” if you want to see what might fit your situation.

Let The Edmondson Team at APMC help answer your mortgage questions. Contact us today at 214-516-2401. https://linktr.ee/thetattooedlender - www.TheTattooedLender.com - Ink isn't just for Mortgage documents anymore!
Buying, selling, refinancing, or building your dream home? We can help you ink the deal!







06/17/2026

Buying the home is only part of the budget.
You also need to think about what happens after closing.
Furniture can wait.
Cosmetic upgrades can wait.
Big purchases on credit should be handled carefully, especially before closing.
And your emergency fund should not disappear just because the house needs a few things.
I always tell buyers:
Live in the home first.
Figure out what you actually use.
See what the house really needs.
Negotiate what you can before closing.
Buy the essentials first.
Protect your cash flow.
A smart mortgage plan includes cash left over, not just enough cash to close.
Save this for later.
Send it to a first-time buyer who is already building a shopping list.

06/16/2026

If you want to buy your first home in the next 60-90 days, the first step is not scrolling listings every night.
It is getting clear on your numbers.
What payment feels comfortable?
How much cash will you actually need?
What does your credit, debt, and income look like to a lender?
Are there any issues you can fix before you find a home you love?
That clarity changes everything.
You stop guessing and start making decisions with a real plan.
Text “90 DAYS” if you want to talk through your first step.

06/15/2026

Buying a home is emotional, but the mortgage process needs a plan.
A good strategy looks at what you qualify for, what payment actually feels comfortable, how much cash you need to keep after closing, and which loan structure fits your situation.
That is what helps you shop with more confidence instead of guessing your way through one of the biggest decisions of your life.
The house may be the goal.
But the numbers are the path.
Ready to "strategize”, let's talk through the numbers before you start 🏡 shopping.

#[city]mortgagelender

06/12/2026

The scariest mortgage moments usually do not sound scary at first.
They sound normal.
“I financed furniture after pre-approval”
“I moved money from another account”
“I changed jobs mid loan”
“Getting pre-approved by a random online lender”
None of those are automatically deal breakers, but they can create real problems if no one looks at the full file before it matters.
That is why the strategy has to come before the surprise.
Save this for later.
Send it to someone who wants to buy soon.


06/11/2026

It is fun to scroll listings, imagine furniture, and picture yourself walking through the front door.
But house hunting without a pre-approval can turn exciting into stressful fast.
Because once you find the one, you do not want to be wondering if the numbers work, if the payment makes sense, or if a lender would actually say yes.
Pre-approval gives you clarity before emotions get involved.

Let The Edmondson Team at APMC help answer your mortgage questions. Contact us today at 214-516-2401. https://linktr.ee/thetattooedlender - www.TheTattooedLender.com - Ink isn't just for Mortgage documents anymore!
Buying, selling, refinancing, or building your dream home? We can help you ink the deal!








06/10/2026

Me, quietly rearranging income, debts, credit, down payment, lender rules, and thirteen tiny details so the loan can finally make sense.
This is why “just apply online” makes mortgage lenders blink twice.
The math has layers. The file has personality. The lender has opinions.
And somehow, we are going to make everybody get along.
Save this for later.
Send it to someone who thinks mortgage approvals are just vibes and a submit button.

Let The Edmondson Team at APMC help answer your mortgage questions. Contact us today at 214-516-2401. https://linktr.ee/thetattooedlender - www.TheTattooedLender.com - Ink isn't just for Mortgage documents anymore!
Buying, selling, refinancing, or building your dream home? We can help you ink the deal!








06/09/2026

Self-employed buyers usually do not have a simple income story.
You may have strong revenue, smart write-offs, changing deposits, seasonal income, or a business that looks different on paper than it feels in real life.
That does not automatically mean you cannot qualify.
It means your mortgage needs to be reviewed with the right strategy before you apply.
The earlier we look at your income, tax returns, and possible loan options, the fewer surprises you run into later.

Let The Edmondson Team at APMC help answer your mortgage questions. Contact us today at 214-516-2401. https://linktr.ee/thetattooedlender - www.TheTattooedLender.com - Ink isn't just for Mortgage documents anymore!
Buying, selling, refinancing, or building your dream home? We can help you ink the deal!







06/08/2026

A $10,000 seller credit is not automatically a $10,000 win.
It depends how it is used.
In some situations, it may make more sense to apply it toward closing costs.
In others, using it toward a rate buydown could help the monthly payment.
And sometimes the best answer depends on how long you plan to stay in the home, how much cash you want left after closing, and what your lender allows.
That is why the strategy matters.
Before you agree to a seller credit, ask how it actually changes your numbers.
Save this for later.
Send it to someone negotiating on a home.

Let The Edmondson Team at APMC help answer your mortgage questions. Contact us today at 214-516-2401. https://linktr.ee/thetattooedlender - www.TheTattooedLender.com - Ink isn't just for Mortgage documents anymore!
Buying, selling, refinancing, or building your dream home? We can help you ink the deal!







06/05/2026

Most people don’t delay buying because they don’t want a home.
They delay because the money feels confusing… overwhelming… or way bigger than it actually is.

And no one ever sits you down and says,
“Here’s the real starting line.”
Buying isn’t about being rich.
It’s about being prepared.
It’s understanding what’s required…
what’s recommended…
and what gives you peace of mind once the keys are in your hand.
Once you break it down, it stops feeling like this massive, scary leap
and starts feeling like a plan you can actually work toward.
And that’s when buyers go from “maybe one day”
to “wait… this is closer than I thought.”

💬 Curious what your numbers look like? Give us a call Today!
21-4516-2401

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17300 Dallas Pkwy. Ste. 1030
Midlothian, TX
75248

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+12145162401

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