Alli Downs, NMLS# 2092260, Northstar Mortgage

Alli Downs, NMLS# 2092260, Northstar Mortgage Northstar Mortgage Services

Alli Downs
NMLS #2092260
Mortgage Loan Originator

Equal Housing Opportunity Find your trusted local Fairway loan officer today.

Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs and goals. Our loan officers are ready to guide you every step of the way, from application to closing and beyond. Speaking of closing, we have a reputation for closing on time β€” sometimes in as little as 10 days!

🏑 Getting pre-approved before you start house hunting isn't just a formality β€” it tells sellers you're serious, strength...
06/22/2026

🏑 Getting pre-approved before you start house hunting isn't just a formality β€” it tells sellers you're serious, strengthens your offer, and helps you shop with confidence knowing exactly what you can afford.

The best part? At Northstar Mortgage, most pre-approvals take 15 minutes or less β€” even on weekends! πŸ™Œ

πŸ“² Ready to get started?

Alli Downs | NMLS #2092260
cell:214.264.4022
[email protected]

πŸŽ‰ Wishing all the amazing dads out there a wonderful Father's Day!  Whether you're grilling in the backyard or dreaming ...
06/21/2026

πŸŽ‰ Wishing all the amazing dads out there a wonderful Father's Day!

Whether you're grilling in the backyard or dreaming of a backyard to grill in, we're here to help make that home a reality!

Alli Downs
NMLS #2092260
214.264.4022
[email protected]

πŸ’‘ Did you know your Debt-to-Income ratio could be the thing standing between you and your dream home? Paying down a cred...
06/20/2026

πŸ’‘ Did you know your Debt-to-Income ratio could be the thing standing between you and your dream home?

Paying down a credit card balance, paying off a small loan, or avoiding new debt before you apply for a mortgage can make a big difference.

Let's connect:
Alli Downs
NMLS # 2092260
cell 214.264.4022
[email protected]

Think 20% down is required to buy a home? 🏑 That's one of the biggest mortgage myths out there β€” many buyers qualify wit...
06/19/2026

Think 20% down is required to buy a home? 🏑 That's one of the biggest mortgage myths out there β€” many buyers qualify with far less, sometimes even 3-5% down!

Alli Downs
NMLS #2092260
cell 214.264.4022
[email protected]

According to a 2025 Realtor.com survey, 50% of Americans believe owning a home is necessary for building long-term wealt...
06/18/2026

According to a 2025 Realtor.com survey, 50% of Americans believe owning a home is necessary for building long-term wealth. πŸ’°

Homeownership is more than just having a place to live It’s a way to grow equity, build stability, and invest in your future.

Thinking about buying, selling, or investing this year? Let’s connect and explore how homeownership can be your path to wealth! πŸ’¬

Alli Downs
NMLS #2092260
cell 214.264.4022
[email protected]

Smart buyers don’t rely on luck. They rely on strategy.1️⃣ Get Fully Pre-Approved, Not Just Pre-QualifiedVerified approv...
06/12/2026

Smart buyers don’t rely on luck. They rely on strategy.

1️⃣ Get Fully Pre-Approved, Not Just Pre-Qualified
Verified approval strengthens negotiating power and shows sellers you’re serious.

2️⃣ Know Your True Monthly Number
Factor in taxes, insurance, HOA fees, and utilitiesβ€”not just principal and interest.

3️⃣ Protect Your Credit During the Process
Avoid new debt, major purchases, or job changes before closing. Stability matters.

4️⃣ Choose the Right Loan Structure
The right setup should align with long-term goals, not just today’s rate.

Strong financing creates stronger offers! 🏑 Ready to build a smart mortgage game plan? Let's chat!

Alli Downs
NMLS #2092260
πŸ“ž 214.264.4022
πŸ“§ [email protected]

🏠 Selling your home? This might surprise you...Most buyers decide whether they like your home within the first 7–10 seco...
06/11/2026

🏠 Selling your home? This might surprise you...

Most buyers decide whether they like your home within the first 7–10 seconds of walking through the door. Within seconds β€” it's already a yes or a no in their heart.

Wwhat creates that feeling?

πŸ‘ƒ Scent β€” a fresh, neutral smell is an instant win. Lingering pet odors or last night's dinner? Not so much.

πŸ’‘ Light β€” bright, naturally lit spaces just feel good. Open those blinds!

✨ Cleanliness β€” buyers notice every scuff, stain, and drip. Small things add up quickly in their minds.

πŸ’¬ I work hand in hand with some amazing agents in this area, and together we make sure both sides of the transaction go smoothly β€” from the first showing to closing day.

Thinking about buying or selling? Let's connect! Drop a comment, send me a DM, or give me a call. I'd love to help. πŸ™Œ

Alli Downs
NMLS #2092260
πŸ“ž 214.264.4022
πŸ“§ [email protected]

10.  Buying a home with a co-borrower? Make sure their credit is in good shape! 🀝When you purchase a home with a friend,...
06/10/2026

10. Buying a home with a co-borrower? Make sure their credit is in good shape! 🀝

When you purchase a home with a friend, family member, or significant other, your interest rate and approval amount are influenced by BOTH of your financial histories. A co-borrower with bad credit can mean a higher interest rate for everyone.

βœ… Do this instead: Have honest financial conversations before co-buying. Consider speaking with a real estate attorney to set clear expectations and protect everyone involved.

Questions? Let's chat!

πŸ“ž 214.264.4022
πŸ“§ [email protected]

9 Choosing the wrong mortgage could cost you $$$.  How can you save money in the first year of mortgage?  With a 1-0 buy...
06/09/2026

9 Choosing the wrong mortgage could cost you $$$. How can you save money in the first year of mortgage? With a 1-0 buydown.

What is a 1-0 Buydown and who benefits?

If you're feeling the pressure of today's interest rates, this could be the game-changer you've been looking for!

πŸ”Ή Year 1 β€” Your interest rate is reduced by 1% below the note rate
πŸ”Ή Year 2+ β€” Your rate returns to the full note rate for the remainder of the loan.

Why does this matter? It gives buyers lower payments in that critical first year β€” right when moving costs, new furniture, and unexpected expenses tend to hit the hardest! πŸ’ͺ

βœ… First-Time Homebuyers

βœ… Buyers on a Tight Budget

βœ… Buyers Who Expect Income Growth

βœ… Buyers in a Seller's Market

Ready to see if a 1-0 Buydown makes sense for you or your buyers? Let's connect today!

πŸ“ž 214.264.4022
πŸ“§ [email protected]

8 Disorganized paperwork can slow down β€” or stop β€” your mortgage approval! πŸ“You will need to provide tax records, bank s...
06/08/2026

8 Disorganized paperwork can slow down β€” or stop β€” your mortgage approval! πŸ“

You will need to provide tax records, bank statements, investment records, employment verification, and more. Missing documents or disorganization can delay your closing or put your loan at risk.

βœ… Do this instead: Start organizing your records from day one! Create a dedicated folder β€” physical or digital β€” to keep all mortgage-related documents in one easy-to-access place.

Questions? Let's chat!

πŸ“ž 214.264.4022
πŸ“§ [email protected]

Address

8000 Avalon Boulevard Suite 100
Dallas, TX
30009

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 12pm - 5pm

Telephone

+12142644022

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