Debdoesloans

09/17/2026

Real estate investors: the property may tell us more than your tax returns do.

That’s the idea behind DSCR financing.

Instead of relying primarily on traditional personal-income documentation, DSCR looks at the rental property’s income relative to its housing/debt-service obligation.

For example:

$4,000 monthly rent ÷ $2,800 monthly housing payment = 1.43 DSCR

For investors, that can mean a financing strategy designed around the investment property and its cash flow—especially helpful when you’re self-employed, own multiple rentals, or are continuing to scale a portfolio.

Have a rental deal you’re considering? Send me:

📍 Property address
💰 Purchase price
🏠 Expected monthly rent

I’ll help you run the numbers before you make the offer.

DM me “DSCR” or send me your scenario.

Debora Kaufmann
Sr. Loan Officer, DSCR
📧 [email protected]
📱 818.568.0738
🌎 Nationwide

09/14/2026

Real estate investors don’t always fit into a traditional lending box — and they shouldn’t have to.

DSCR financing is built around the investment property and its rental income, giving investors another way to purchase, refinance, and continue building their portfolios.

Current program highlights:

• Rates starting at 6%
• Up to 80% LTV
• Minimum 660 FICO
• Closings in as little as 14 days

Whether you’re an investor, Realtor, or broker, if you have a rental property scenario, send it my way. I’ll take a look and help determine the right financing strategy.

DM me “DSCR” or send me the deal.

Debora Kaufmann
Sr. Loan Officer, DSCR
[email protected]
📱 818-568-0738

09/14/2026

09/11/2026

New Focus. Same Commitment to Real Estate Investors. 🏡

I’m excited to share that I’ll be focusing on the DSCR channel at Crebrid as a Sr. Account Executive, DSCR.

After years of working with real estate investors on short-term financing, I’m looking forward to putting even more focus on helping investors build and scale their rental portfolios with long-term DSCR financing.

Whether you’re looking to:

• Purchase your next rental
• Refinance out of a bridge or hard money loan
• Pull equity from an existing investment property
• Grow a larger rental portfolio

I’d love to be your resource.

And for my loan broker and lender partners — if you have clients who need a strong DSCR option, send the scenario my way. I’m looking forward to building new relationships and helping you get more deals across the finish line.

New focus. Same responsiveness. Same commitment to getting deals done.

📩 [email protected]
📱 818.568.0738

09/09/2026

Speed comes up in almost every broker conversation I have, usually before pricing does.

Here is why it matters on an actual file. A seller takes the offer that closes, not the highest offer with a 45 day contingency sitting behind it. When your investor can commit to 48 hours and mean it, they stop competing on price and start competing on certainty. That changes which deals they win.

It is not a slogan on our end. It is underwriting staffed to answer same day and people who pick up the phone.

Have a deal a conventional pipeline will not get done in time? Send it over.

08/25/2026

If you have ever had a solid investor deal fall apart in underwriting, it was probably one of these four.

The property is not habitable yet, so it will not appraise the way the deal needs it to.
The borrower has several loans open already.
The tax returns are written to minimize income.
The close is too fast for a conventional pipeline.

Every one of those is a system problem, not a borrower problem. Business-purpose lenders underwrite the asset and the exit strategy, which is a completely different question than the one a conventional underwriter is asking.

Curious which of the four kills the most deals for you. Comment and let me know, I will read all of them.

[email protected]
Crebrid

08/25/2026