Rayen Hua Liu, Licensed Agent with New York Life

Rayen Hua Liu, Licensed Agent with New York Life Agent licensed to sell insurance through New York Life Insurance Company. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provide tax, legal,

or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

12201 Merit Drive, Suite 1000
Dallas, TX 75251

Not sure you can afford to give your family the financial protection they need? Reach out today and let me share with yo...
08/20/2026

Not sure you can afford to give your family the financial protection they need? Reach out today and let me share with you some term life insurance rates that should get your heart pumping.

Discover how term life insurance from New York Life can protect you. Learn about converting term life to permanent coverage such as whole life insurance.

Upcoming ballot measures in several states could provide additional property tax relief for older adult homeowners.
08/20/2026

Upcoming ballot measures in several states could provide additional property tax relief for older adult homeowners.

Unsure about the right time to invest?Flying high or dipping low, timing the market is never easy. A dollar cost averagi...
08/17/2026

Unsure about the right time to invest?

Flying high or dipping low, timing the market is never easy. A dollar cost averaging (DCA) account, available within a variable annuity, removes the guesswork by investing in equities at regular intervals rather than all at once.

See our Dollar Cost Averaging Advantage (DCAA) Account interest rate, available for a limited time. https://bit.ly/3TdQH3C

A program of regular investing does not ensure a profit or eliminate the risks on investing. Variable annuities are offered only by prospectus. Please read the prospectus carefully before investing.

The FIRE movement has evolved beyond early retirement. Learn how Coast FIRE, Barista FIRE and financial flexibility are ...
08/17/2026

The FIRE movement has evolved beyond early retirement. Learn how Coast FIRE, Barista FIRE and financial flexibility are reshaping retirement planning.

Early retirement isn't the only goal anymore. Here's how today's FIRE movement is shifting toward financial flexibility and making work optional.

Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provide...
08/03/2026

Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provided you have the right paperwork.

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest ra...
07/30/2026

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest rate (6.38% actual yield) as you strategically enter the market.

Learn about dollar cost averaging and how this investment option can work to your advantage in your universal life insurance policy.

Taxpayers may receive automatic IRS relief under a new system, but a key eligibility rule still applies.
07/30/2026

Taxpayers may receive automatic IRS relief under a new system, but a key eligibility rule still applies.

Medical care costs are an important part of retirement planning. Even with Medicare, out-of-pocket expenses can add up o...
07/25/2026

Medical care costs are an important part of retirement planning. Even with Medicare, out-of-pocket expenses can add up over time.

As people age, healthcare needs often become more frequent and less predictable, which can create ongoing financial pressure. Planning for these costs can help you feel more prepared for the years ahead.

Let’s talk about how healthcare expenses fit into your overall retirement strategy.

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.
07/25/2026

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.

Social Security's trust fund that helps pay retirement benefits is projected to run out in late 2032. New research finds that may pose serious economic risks.

In this week's Ask the Editor Q&A, Joy Taylor answers tax questions on federal estimated tax payments and federal income...
07/13/2026

In this week's Ask the Editor Q&A, Joy Taylor answers tax questions on federal estimated tax payments and federal income tax withholding.

In this week's Ask the Editor Q&A, Joy Taylor answers five tax questions on federal estimated tax payments and federal income tax withholding.

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12201 Merit Drive Suite 1000
Dallas, TX
75251

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