Malik R. Summers -Mortgage Banker- NMLS 2062616

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United States
Dallas, TX
Malik R. Summers -Mortgage Banker- NMLS 2062616

Licensed Mortgage Broker helping clients buy, refinance, or invest. I offer competitive rates, clear guidance, and a smooth loan process from start to finish.

NMLS #2062616 Equal Housing Opportunity, Conventional, FHA, VA, Zero Down, Refinance, Equity Reposition, Investment, Interest Rates, Mortgage Loans, More

01/24/2023

Real Estate friends...
Do you have a WINNING strategy for EXPIREDS?
If not, would you like to learn?
Shoot me a message and I'd be happy to help!

01/23/2023

Renting is a great way to save money and live in a nice place, but there are other benefits to buying a home!
If you are thinking of buying a home, then let me know as I have the tools you need to make your home buying process as easy as possible!

01/12/2023

Whether you are currently making student loan payments or have a deferral or forbearance plan,

Mortgage originators are still required to factor in a repayment for your debt-to-income ratio per loan program guidelines (depending on your situation).

If all of your student loan debt has been forgiven, on the other hand, it won’t be accounted for in your
DTI ratio, so long as you can provide documentation to the fact.

Based on this graphic we made, you can see how and why we choose some loan programs over others based off your unique situation.

If you would like a more specific calculation on your own debt-to-income ratio, then feel free to apply online and we will let you know exactly what your ratio is!

12/06/2022

For those who have bought a home before... what advice would you give to a first time homebuyer today?

Let us know in the comments below!

12/01/2022

These costs can often surprise many homeowners which is exactly why we lead with full transparency and clarity when preparing for the perfect housing budget.

Would you add to this at all?

Let me know!

11/30/2022

OK, NO MORE EXCUSES. 😂

Comment your hurdle below!
Or you can DM it to me, if you don’t want everybody in your business 😂

11/29/2022

Home buyers today have more negotiating power than they will if they wait!! Why?

Well, with seasonal fall back due to the holiday season... all projections show we will likely start the year with fewer homes on the market than we did THIS YEAR (and we know what that caused).

My bigger concern is when interest rates start dropping along with fewer available homes.
Last time this happened we saw a buyer frenzy forced with minimal control and multiple bidding wars.

If you happen to find a home that you love (yes even right now when interest rates are higher) then buy it.

You marry the home and date the rate as we can always refinance you into the lower interest rate later. Take advantage of this opportunity right now before it is too late.

11/22/2022

Yes, the lower interest rate may WIN on monthly payment...
but which one wins for greatest rate of return on the overall investment?

A. Lower Rate, but Peak Price or
B. Higher Rate,at Lower Price

Does it really make sense to wait for interest rates to drop? Let me know your thoughts in the comments!

11/21/2022

What is the interest rate on your rent?

100% people!

Because the payment goes 100% towards your landlord's portfolio and zero goes to your own pocket.

If you would like to change that, then let me know!
I would LOVE to help!

09/26/2022

Whether you're ready to purchase a home today, next year, or next decade we’re here for you. You’re not just a number to us—you’re family. Let’s have a conversation about what’s right for you.

Address

Dallas, TX

Telephone

+12145326368

Website

https://linktr.ee/maliksummers

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