Fontana Financial Planning

10/17/2026

A Qualified Charitable Distribution (QCD) can be a powerful tax-planning strategy for retirees who give to charity. By making a charitable donation directly from an IRA, you may be able to satisfy all or part of your Required Minimum Distribution (RMD) while keeping the distribution out of your taxable income.

For more financial planning content check out “Cup of Bull” on YouTube.

10/15/2026

What planning moves must be made before year end?

Patrick Fontana and Michael Dunham walk through the tax and charitable planning opportunities that disappear once the calendar turns.

5 Planning Moves to Make Before the End of the Year

Most year-end planning can happen any time of year, but these five ...

10/10/2026

Most people know an HSA gives you a tax deduction going in and tax-free withdrawals for medical expenses. But there's a third benefit that gets missed constantly: you can actually invest that money and let it grow tax-deferred instead of leaving it sitting in cash.

10/08/2026

"Why don't I just convert all of my IRA?" It's a question Fontana Financial Planning has been getting more often, and the answer depends on your tax bracket today, your heirs' tax brackets later, and what else is going on in your plan.

We answer when it could make sense in this episode of Cup of Bull:

Should You Convert Your ENTIRE IRA to a Roth?

"Why don't I just convert all of my IRA?" It's a question Fontana F...

10/04/2026

Fantastic event this weekend by the Dallas Tennis Association.

Proud to support a great cause!

09/30/2026

We went to a tax planning conference so that you don’t have to!

Members of the Fontana Financial Planning team spent the last few days in Arizona learning about the latest updates at the intersection of tax and financial planning.

09/29/2026

Check out this month’s edition of D Magazine where you’ll see the Fontana Financial Planning team featured on the 2026 list of best wealth managers.

Excited and grateful to be honored for this distinction!

09/20/2026

Members of the Fontana Financial Planning team spent last week learning about innovations across the financial planning landscape at futureproof_hq.

09/12/2026

Who did you name as trustee — and have you thought about what that job actually involves? 🤔

A trustee may have to sell a home, manage investments, and decide when your beneficiaries get their money. Handing that to a sibling or adult child can put real strain on the relationship, even with the best intentions.

In this episode, Michael & Patrick cover:
✅ What a trustee really does
✅ Why family isn't always the right pick
✅ How a corporate trustee can step in (fully or as a co-trustee)
✅ How to evaluate a corporate trustee
✅ Why old estate plans need a second look

🎥 Watch here:

Choosing who to name as trustee is one of the hardest decisions in ...

09/05/2026

Here’s the trap: you pay tuition in the fall, plan to reimburse yourself from the 529 later… and by the time you get to it, the calendar year’s already over. Once that happens, that expense is gone — you can’t go back and claim it.

Michael breaks down the exact rule and the two situations where families get caught off guard. Watch before your next tuition bill hits 👇