BBC Financial Group

09/08/2026

Huge news from Fannie Mae regarding keeping your departing residence as a rental. Previously, to us rents to offset the payment you had to document a lease, security deposit and 2 months receipt of rents(this was the tough one). NOW, FNMA will accept a 1007 Rent Comps from an appraiser and use 75% of the market rent to offset the existing mortgage :)

09/05/2026

09/01/2026

The FICO credit score has been the benchmark for residential lending. There are a handful of lenders who are also now using the VantageScore which uses a slightly different scoring model than FICO. Not on every occasion, but some borrowers may have a higher VantageScore which could result in a better rate & lower PMI if applicable. :)

08/18/2026

Freddie Mac just made huge changes that benefit using asset depletion for income. Previously, you would divide the eligible asset by 240 months, now you can divide by 180 months. If you have $750k in eligible assets, this would provide an additional $1,041 of qualifying income :)

06/28/2026

from mls: Homes like this rarely come on the market! This one-of-a-kind property is loaded with exceptional upgrades and nestled on a private, wooded 1.16-acre lot just north of Dahlonega, conveniently located near some of North Georgia’s premier wineries. From the moment you step inside, you'll b...

06/19/2026

from mls: Spacious 4-bedroom, 2.5-bath home featuring the popular Galen floor plan! The main level includes a versatile flex room perfect for a home office or formal dining area. The open-concept kitchen overlooks the inviting family room with a cozy fireplace, creating an ideal space for everyday l...

04/15/2026

from mls: Great Investment property that boarders National Forest and walking distance to Walden Creek Waterfall. If you are looking to get away from it all this is the place. Creek runs next to cottage with deck, screened porch and swing to relax while listening to sounds of the water and nature. P...