Clay Christy, Mortgage Lender NMLS #202092

06/12/2026

Another great home & a wonderful price! Let me know if you want to look at some numbers!!

For Sale: 3 bed, 2 bath $225,000. 751 Collier Road Toccoa, GA 30577

06/10/2026

Let’s go!

For Sale: 3 bed, 1 bath $149,000. 5160 Vickery Street Lavonia, GA 30553

04/14/2026

Save money using these 8 tips to save energy at home. Unplug everything not in use. Run dishwasher during off-peak hours. Get LED bulbs. Wash clothes in cold water. Take shorter showers. Set fridge temperature no lower than 37° F. Close blinds. Use insulating paint on exterior walls. And, if you know of anyone who may have questions regarding home financing, give us a call or email anytime. We’re here to help. 706.878.6786 or [email protected]
https://tinyurl.com/22syd9p5

03/30/2026

A HELOC, or home equity line of credit, allows you to borrow money against your home equity. Questions? Give me a call to talk about your options. 706-878-6786

11/17/2025

Let the Golden Team turn your dreams into a reality!

06/11/2025

03/12/2025

New 5.0-star Review: "Such a joy to be around! Can’t wait to do business together!!"

03/10/2025

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗠𝗮𝗿𝗰𝗵 𝟭𝟬, 𝟮𝟬𝟮𝟱

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘂𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱👍
Although mortgage rates didn't improve for an eighth week in a row, they did hold steady. Friday's jobs data showed some weakness in the labor market, helping rates open a bit better, but comments from Fed Chair Jerome Powell later in the day that the economy was in a good place and the Fed was "well positioned to wait for greater clarity," caused rates to end the week unchanged.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 𝗳𝘂𝗿𝘁𝗵𝗲𝗿 👍
This week begins with market concerns about a potential economic and labor market slowdown, with some even mentioning the word "recession." However, it is still too early to determine if that will happen. Inflation data, along with other economic and labor market reports, will influence interest rates in the coming days.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Jobs data: The Job Openings and Labor Turnover Survey will be released this week, and if the data points to a weakening labor market, it could help rates improve.
- Inflation data: The consumer price index report will come out on Wednesday, and wholesale inflation data will come out on Thursday. Falling inflation could help rates improve, but higher inflation could push rates higher for a few days.

03/06/2025

New 5.0-star Review: "It was great working with clay and his team everything went smoothly"

03/06/2025

New 5.0-star Review: "Clay and Jill are awesome. Everything went quick and very smooth. I would definitely use Clay Christy he knows how to get things done"