Payments Canada

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Payments Canada We make payments easier, smarter and safer for all Canadians.

The Canadian economy depends on the exchange of billions of dollars each day and it’s Payments Canada’s job to ensure these financial transactions occur efficiently and securely. We are the organization that underpins the Canadian financial system and economy by owning and operating Canada’s payment systems, including the technology, rules, and standards to provide resilient, secure and efficient payments for all Canadians. Payments Canada is a not-for-profit, public purpose organization and, with our members and ecosystem stakeholders, we support the continued evolution of payments in Canada.

10/14/2026

Canada's Real-Time Rail will move money faster across the economy, while giving participants a platform to build new services for real-time consumer and business needs.

The opportunity is bigger than faster payments. Modern payment infrastructure enables innovation, boosts productivity and strengthens Canada's ability to compete in an increasingly real-time global economy.

Learn more about Canada's Real-Time Rail: https://payments.ca/systems-services/payment-systems/real-time-rail-payment-system?utm_source=social&utm_medium=explainer&utm_campaign=gtm_rtr&utm_ID=46298&utm_content=productivity_vid&utm_keyword=

Canada's Real-Time Rail: Real Time, Real Possibilities.

Payments Canada is pleased to announce that the 2026 Canadian Payment Methods and Trends (CPMT) report is now available....
10/06/2026

Payments Canada is pleased to announce that the 2026 Canadian Payment Methods and Trends (CPMT) report is now available.

The latest CPMT report analyzes the 26.7 billion retail payment transactions made in 2025, totalling $12.9 trillion in value, revealing key themes around the demand for speed, convenience, choice and control.

Read the report to see how advancements in payments and technology—like the forthcoming Real-Time Rail (RTR) and consumer-driven banking—are converging to meet the evolving needs of Canadians.

Download the full report: https://www.payments.ca/canadian-payment-transactions-total-more-12-trillion-2025-real-time-payments-appeal-over-half

09/16/2026

Real-time payments will transform Canada’s economy, giving businesses and consumers more transparency and access to their any day, any time. The Real-Time Rail will enable this while ensuring transactions are safe and secure.

Learn more about the Real-Time Rail payment system: https://www.payments.ca/systems-services/payment-systems/real-time-rail-payment-system

Canada's Real-Time Rail: Real Time, Real Possibilities.

Our research shows that when it comes to payments, security is a top priority for Canadian businesses. Canada’s forthcom...
09/09/2026

Our research shows that when it comes to payments, security is a top priority for Canadian businesses.

Canada’s forthcoming Real-Time Rail (RTR) has been built with this in mind. Launching in Q4 2026 with mandatory centralized fraud services, including confirmation of payee, the RTR’s fraud controls will complement participants' internal fraud controls to create a network-wide defence against fraudsters.

Read our research to learn more about the features businesses value most when sending and receiving payments: https://lnkd.in/gVw4nC6u

Canada's Real-Time Rail: Real Time, Real Possibilities.

Five years ago, Payments Canada launched Lynx, replacing the Large Value Transfer System (LVTS) to support a secure, res...
09/02/2026

Five years ago, Payments Canada launched Lynx, replacing the Large Value Transfer System (LVTS) to support a secure, resilient and evolving payment ecosystem!

Since then, Lynx has continued to enable the safe and reliable movement of high-value payments, making payments easier, smarter and safer for all Canadians.

Take a closer look at Lynx here: https://youtu.be/cpPS20aO6kE?si=ikRanCTJgkf-BalS

Canada’s forthcoming Real-Time Rail (RTR) will unlock a new level of financial flexibility, saving Canadians valuable ti...
08/26/2026

Canada’s forthcoming Real-Time Rail (RTR) will unlock a new level of financial flexibility, saving Canadians valuable time and money. As we approach the launch of the RTR in Q4 2026, our research shows a strong, sustained demand for instant, 24/7 account-to-account payments.

In this new article, Jon Purther, Director, Research at Payments Canada, takes a closer look at the data: https://www.payments.ca/financial-flexibility-power-and-potential-real-time-payments-canadian-consumers

Canada's Real-Time Rail: Real Time, Real Possibilities

For over 20 years, The Payments Canada SUMMIT has been the place to engage with exciting ideas and connect with the best...
08/19/2026

For over 20 years, The Payments Canada SUMMIT has been the place to engage with exciting ideas and connect with the best leaders and innovators from across the ecosystem.

Secure your spot now to be part of the discussions shaping the future of payments: thesummit.ca

Described by one of our readers as "the single most useful tool to monitor the payment landscape", our daily newsletter,...
08/12/2026

Described by one of our readers as "the single most useful tool to monitor the payment landscape", our daily newsletter, 'In Payments Today', is a go-to source for global payment news and information.

Subscribe: payments.ca/subscribe

08/05/2026

Payments.ca is host to articles and focused on Canada’s ecosystem. Curious about what is happening in the world of payments? Visit payments.ca

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