Rebecca LeClair, Mortgage Loan Originator

04/03/2026

🔥 TAP INTO YOUR HOME EQUITY 🔥
Need cash without refinancing your low rate? A HELOC might be the move.

💡 What’s a HELOC?
A Home Equity Line of Credit lets you borrow against your home’s value — use what you need, when you need it.

💥 Program Highlights:
✔️ Minimum 640 credit score
✔️ Soft pull using Experian (no impact to your credit to explore options)
✔️ Access funds for:
🏡 Home improvements
💳 Debt consolidation
🚗 Large purchases
📈 Investments or business use

💸 Why a HELOC?
✅ Keep your current first mortgage rate
✅ Flexible access to funds
✅ Pay interest only on what you use
✅ Reusable line of credit

📲 Curious what you qualify for?
Let’s run the numbers — quick, easy, and no pressure.

03/21/2026

Check out this gorgeous home in Spring Hill! Open house is today too!
https://www.facebook.com/share/p/1bcbUHyzKA/

🏡 Open House Today! 🏡

🔥 ASSUMABLE MORTGAGE at a 2.625% INTEREST RATE!!! 🔥

Join me today, March 21st from 10:00 AM – 12:00 PM at
📍 11334 Redgate Street, Spring Hill, FL 34609
✨ 4 Bedrooms | 2 Bathrooms | Pool Home
📐 2,066 sq ft

Come take a look and see everything this home has to offer!

Hosted by Anna Butler, Future Home Realty
📞 Text or call 727-207-3778 or just stop by — I’d love to see you there!

03/11/2026

🏡 Did you know we offer Down Payment Assistance and HELOCs?

Buying a home or accessing your home’s equity may be easier than you think!

✔️ Down Payment Assistance Programs – helping make homeownership more affordable
✔️ Home Loans – guidance every step of the way
✔️ HELOCs (Home Equity Lines of Credit) – turn your home’s equity into cash for renovations, debt consolidation, or major expenses

Whether you’re a first-time homebuyer or a current homeowner, I’d love to help you explore your options.

📞 Call or text Rebecca LeClair: (813) 777-5655

Sky Apply Mortgage
NMLS 1060707 | NMLS 2412853

02/25/2026

Way to go Dan!! Class act 👏

https://www.facebook.com/share/p/14WLyY3gvK8/?mibextid=wwXIfr

When your Realtor shows up 𝙖𝙛𝙩𝙚𝙧 closing to protect your home… that’s next-level service. ❄️🏡

Team TLC's Dan White drove an hour during a cold snap to turn on the water for his out-of-state clients so their pipes wouldn’t freeze.

That’s the kind of care and commitment that makes all the difference.

We’re so grateful for clients who trust us—and agents like Dan who go above and beyond every time.

Ready to buy? We want to help.

✨ Team TLC – Mihara & Associates
📱 813-629-7083

02/17/2026

https://rateplug.com/edd57d6d7

High & dry on the Alafia! (no flooding happened here with the storms of 2024) Create your perfect Oasis with this Cute Florida style 4 bedroom, 2 bath home sitting on just under 1/2 acre on the Alafia river that leads out to the Tampa Bay. Tucked back in from the hustle & bustle of city life & yet w...

02/04/2026

Check out this listing for a beutiful home in Zephyhills! This home is USDA eligible meaning there 100% financing is available. Click the link below to view the estimated monthly payment along with pictures of this wonderful home listed by Dan White at Mihara & Mihara!
NMLS 2412853
Sky Apply Mortgage Inc.
NMLS 1060707

Under contract-accepting backup offers. ***2021 A/C & Roof**** 3 Bedroom, 2 Bath & 2-Car Garage POOL home with an attractive curb appeal. ***NO HOA or CDD'S*** Beautiful area of Zephyrhills with rolling hills & gorgeous sceneries. Large rear fenced-in homesite just over 1/4 acre with a screened-in p...

02/02/2026

As a courtesy to my Realtor partners, I’m offering FREE access to RatePlug when you partner with Rebecca.

✨ Your partnership gives you the ability to:
✔️ Display accurate monthly payment estimates specific to each property you show
✔️ Access co-branded property flyers for listings & open houses
✔️ Instantly see if listings qualify for USDA, FHA, VA, CRA, and other special financing
✔️ Post listings to social media in seconds — professionally and compliantly

This tool helps buyers understand affordability faster and helps you stand out as the agent who brings real value to the table.

📩 Comment below or DM me if you’d like to get set up — happy to extend this to my Realtor partners!
NMLS # 2412853

Sky Apply Mortgage Inc
NMLS # 1060707

01/30/2026

01/23/2026

Heard the term rate buydown and wondering what it actually means? 💸🏡

A rate buydown is when you (or sometimes the seller!) pay upfront to temporarily or permanently lower your mortgage interest rate. It can help make your monthly payments more affordable—especially in a high-rate environment.

Should you consider one? It depends on:
✅ How long you plan to stay in the home
✅ Your current budget vs. future savings
✅ Whether the seller is offering a credit or incentive

Interest rates are already declining, why not lower it even more. It’s one of several tools you can use to make homeownership more doable. Let’s talk through the numbers and see if it’s a smart move for you!
(813)777-5655
[email protected]


NMLS 2412853
Sky Apply Mortgage, Inc
NMLS 1060707

01/22/2026

It’s one of the biggest questions buyers ask, and the truth is, there’s no one-size-fits-all answer. Your ideal down payment depends on your budget, goals, and loan options. Some buyers put down 20%, while others secure their dream home with far less.

Whether you’re planning ahead or ready to make your move, understanding your options can help you build a smarter strategy and feel confident every step of the way.

✨ Curious what works best for you? Let’s break it down together.


NMLS 2412853
Sky Apply Mortgage
NMLS 1060707

01/22/2026

🏡 Why Use a Mortgage Broker? 🏡

When it comes to buying or refinancing a home, working with a mortgage broker gives you options—and options mean power 💪

✅ More loan choices – We work with multiple wholesale lenders, not just one bank, so we can shop for the best rates and programs for your situation.
✅ Better pricing – Wholesale lenders often offer lower rates and fewer fees than retail banks.
✅ Personalized guidance – One point of contact who explains your options clearly and advocates for you from application to closing.
✅ Solutions for unique scenarios – Self-employed, 1099, credit challenges, or non-traditional income? We know which lenders fit best.
✅ Saves time & stress – We do the shopping, comparing, and negotiating so you don’t have to.
✅ We also offer HELOCs to access your home equity.

Your home loan shouldn’t be one-size-fits-all. It should be tailored to you.

📲 Message me to explore your options or get pre-approved today!

[email protected]

12/31/2025

🏡 Why Work With a Mortgage Brokerage? 🏡

When you work with us, Sky Apply Mortgage, Inc, you’re not limited to just one bank or lender. As a mortgage brokerage, we partner with multiple wholesale lenders, which means more options and better opportunities for YOU.

✨ What this means for our clients:
• Access to multiple loan programs in one place
• More flexibility with rates, terms, and guidelines
• Solutions for unique situations — self-employed, credit challenges, first-time buyers & more
• Competitive pricing because lenders compete for your loan
• Personalized service with a trusted advisor guiding you every step of the way

Orion is just one of the many wholesale lenders we work with!

Instead of fitting you into a lender’s box, we shop the market to find the loan that fits your goals.

📩 Ready to explore your options? Let’s talk and find the right loan for you.

— Rebecca LeClair
Mortgage Loan Originator | NMLS 2412853
Sky Apply Mortgage Inc | NMLS 1060707