Paul Totman - PNC Mortgage Loan Officer -NMLS #195494

09/30/2025

Yes, it is possible to refinance a HELOC. There are multiple methods of refinancing a HELOC and if this is of interest to you, send me a message and we can discuss which refinancing method would help you achieve your goals.
https://pncmortgage.com/paultotman

HELOC refinance can offer a variety of benefits, such as lower interest rates and monthly payments, but it's important to know the intricacies of the process.

08/15/2025

https://www.pnc.com/insights/personal-finance/invest/five-ways-to-prepare-for-realities-of-retirement.html

Retirement is lasting longer and could easily encompass nearly a third of your life. Learn four ways to prepare and help set yourself up for success.

08/14/2025

Happy to hear that PNC was tied for No. 1 in mortgage and home equity digital user experience by Keynova Group's 2025 Mortgage Home Equity Scorecard. Great work team!

Thanks Keynova Group for recognizing PNC in your 2025 Mortgage-Home Equity Scorecard. We are very proud to deliver a top digital mortgage and home equity experience for our clients that’s transparent, convenient and seamless. Grateful to my many colleagues for all their exceptional work a...

08/14/2025

Curious where today's mortgage rates are? Reach out to me today and I'd be happy to give you an update and discuss your future plans.
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https://pncmortgage.com/paultotman

08/13/2025

Core inflation picked up in July, making the Fed's task even more difficult as higher tariffs kick in. PNC’s forecast is for fed funds rate cuts of 25 basis points each over the next four FOMC meetings, three in the remaining months of this year, starting in mid-September, with a fourth rate cut in early 2026. Click the link below to read PNC's latest Economic Update.

08/13/2025

Did you know PNC was named a 2025 Best Mortgage Lender for Jumbo Loans by NerdWallet?

Understand when you might need a jumbo loan and what it takes to qualify. Get insight into jumbo loans for financing high-value homes.

08/12/2025

I love helping people finance their homes! For anyone thinking about buying, selling, or refinancing their home, feel free to contact me. If you know someone who may have some questions, send them my way too.

+16788594786
https://pncmortgage.com/paultotman

08/11/2025

Understanding the timeline to close on a house can help you set realistic expectations and reduce stress. This article has some great tips to help avoid delays. In a time crunch? Call me let's talk through what you need. +16788594786

Discover how long it usually takes to close on a house and the key factors that can affect this timeline. Learn how to plan your home purchase effectively.

08/09/2025

It's National Garage Sale Day! What's the best thing you've ever found at a garage sale?

If your next garage sale turns into a "let's move instead" conversation, message me, let's set up an appointment.

+16788594786
https://pncmortgage.com/paultotman

08/08/2025

Have you ever thought about using the equity in your home to consolidate debt or finance home improvements? Let's talk!
https://pncmortgage.com/paultotman

08/07/2025

A cool opportunity that I had to share! Register today for a great opportunity to hear from Jesse Cole, Owner of Savannah Bananas. Jesse will teach us how to stand out in the marketplace, drive explosive growth, and inspire fanatical loyalty. The webinar is Wednesday, August 27, 1-2PM ET.

Owner of the world-famous Savannah Bananas, Jesse Cole, shares his unique approach to fan engagement and showmanship in this world-class case study in marketing and client experience. https://pnc.co/4moBLJo