Christopher Kelso NMLS 158229

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Christopher Kelso NMLS 158229 I am a Producing Regional Manager
NMLS 158229
at Rate
NMLS 2611

10/15/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/bP8vTL17Cxw/3KkQG



NMLS # 158229

10/14/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/bP8vTL17Cxw/c4UYG



NMLS # 158229

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/bP8vTL17Cxw/C18bX



NMLS # 158229

10/08/2026

How’d you do on this edition of the mortgage pop quiz? The best way to begin your homebuying journey is knowing your budget. A pre-approval serves as a helpful starting point so you can focus on homes you can afford, save time and prevent the decision fatigue that comes with endless options.

I’m here to help you take the guesswork out of the big purchase.
https://myoc.io/bP8vTL17Cxw/Pt5gI



NMLS # 158229

10/07/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/bP8vTL17Cxw/79HvR



NMLS # 158229

10/05/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.
https://myoc.io/bP8vTL17Cxw/wtC0m



NMLS # 158229

10/02/2026

RED FRIDAY — Remember Everyone Deployed. 🇺🇸

This week, I had the privilege of helping SIX veterans get prequalified for a home. 🙏

The VA loan is one of the most powerful home financing benefits available—and if you earned it, you should understand how to use it.

🏡 Thinking about buying? We’re available this weekend to get you prequalified.

Thank you to everyone who has served and everyone serving today. 🇺🇸

We love our veterans. ❤️🤍💙

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/bP8vTL17Cxw/7XXOH



NMLS # 158229

09/30/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/bP8vTL17Cxw/G4jQ2



NMLS # 158229

09/29/2026

Buying a home may be a long-term investment, but it could pay you back over time through equity. While renting may seem like the “easy route,” it may be preventing you from achieving financial goals down the line.

Thinking about putting your money toward something you’ll actually own? Let’s talk about your options.
https://myoc.io/bP8vTL17Cxw/3LbU1



NMLS # 158229

Address

2603 Augusta Drive
Cypress, TX
77057

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