09/26/2024
Important Information YOU Should Know
We hope you and your loved ones are safe and prepared. Over the next 48 hours, Florida & Georgia is expected to experience severe storms, according to the National Weather Service & NOAA, that could bring strong winds, heavy rain, and the potential for flooding.
To help you stay informed, please see below for some frequently asked questions (FAQs) and steps to take in case of property damage:
FAQ:
Q- My neighbors tree fell on my (auto or home) Does their insurance pay or mine?
A- In an "Act of God" event such as the storm, who the tree belonged to is irrelevant. YOU would file a claim under YOUR insurance for damage to your property regardless of who the tree belonged to.
Q- An awning fell on my car in a parking lot during the storm, what do I do?
A- Take photos & document. You would still file a claim under your insurance for damages. This would be considered an “Act of God.”
POINTERS:
Fallen trees?
As a general rule unless the tree strikes your home, other structures, or auto the removal or clean up costs are your responsibility.
Roof Leaks?
Call a licensed/insured roofer to tarp or patch your roof until an adjuster can come out to assess the damage.
Damage to your home, other structures or cars?
Take photos, save receipts & document everything. Call your agent at BTIG & Leave the BIG messes for the claims adjuster to assess, but please try to avoid any further damage by tarping, covering etc… If you it is after hours/weekend please call your carrier if there’s significant damage to where the home isn’t livable!
