Terri Cagle - Acopia Home Loans, NMLS 207639, GRMA 28627

01/15/2026

Big news for Lower and the Southeast 🙌

We’re excited to welcome Acopia Home Loans to the Lower family. This acquisition adds more than $425M in annual production, 14 branches, and 36 loan originators, strengthening our presence across the Southeast as we continue to grow nationwide.

Acopia brings nearly two decades of trusted local relationships, a service-first culture, and a team that shares our belief in innovation, efficiency, and supporting originators with the tools they need to win.

Together, we’re building momentum and expanding what’s possible for homebuyers, partners, and loan officers alike. Welcome, Team Acopia 💙

lower.com/news/lower-acquires-acopia-home-loans-expanding-presence-across-the-southeast

11/27/2025

Happy Thanksgiving from Acopia Home Loans! 🦃

This season, we’re especially grateful for the families who trust us to guide them home. Thank you to our clients, partners, and community for allowing us to be part of your journey.

Wishing you a holiday filled with comfort, joy, and moments that feel like home. 🏡💛

02/26/2025

02/20/2025

So proud and honored to have been a part of this amazing company for 12 1/2 years!!!

02/19/2025

Thankful for the realtor partners that continue trust me with their clients!!

02/05/2025

It's our pleasure to make sure you understand each process every step of the way! We love first time home buyers!!!!!!!

01/30/2025

I truly work with the very BEST Realtor partners in the business! Thank for each you!!!! Thanks as always to my amazing team for making me look like a rock star every day.

01/23/2025

First time homebuyers are my favorite!! So thankful to my team for helping me get this one to closing table! You guys are the best!

01/15/2025

So honored to be the #1 loan officer for the Georgia Dream Program! Thankful to my team for helping me reach #1 status!!
Reach out today to see if you could qualify for down payment assistance!