Kiran Home Loans

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Kiran Home Loans 🏦 Your Trusted Partner in Finance! As a passionate Loan Officer, I specialize in transforming dreams into reality.

Tech-Savvy Loan Officer who is dedicated to helping you save money throughout your home ownership journey
NMLS #2452166 (GA, TX)
Loan Factory | NMLS #320841
www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841 Whether it's your first home, a business expansion, or a personal venture, I'm here to guide you through the lending process with expertise and care. 💼💰 Let's make your financial goals a reality! Reach out today for personalized solutions and seamless loan experiences. 🏡✨

Thinking about using your VA loan benefits? 🎖️ While a 0% down payment is a major perk, it is important to remember that...
10/07/2026

Thinking about using your VA loan benefits? 🎖️ While a 0% down payment is a major perk, it is important to remember that zero down does not always mean zero out-of-pocket at closing. Upfront expenses like closing costs or prepaids may still apply depending on your scenario.

Send me a message today and let’s map out your options together! 😊

For informational purposes only. VA eligibility, funding fees, closing costs, credits, terms, and qualifications vary by borrower, property, lender, and loan scenario. Subject to applicable VA and lender requirements. Not a commitment to lend.

Kiran Gangaraju | NMLS #2452166
Loan Factory | NMLS #320841

Ready to make your move? Your mortgage team should be ready too! 🏡When you find the perfect home, a fast and seamless mo...
10/06/2026

Ready to make your move? Your mortgage team should be ready too! 🏡

When you find the perfect home, a fast and seamless mortgage process makes all the difference. At Loan Factory, we combine advanced technology with dedicated support to keep your loan moving smoothly from start to finish.

Message me today and let's get started on your homebuying journey!

For informational purposes only. Closing timelines vary based on borrower circumstances, property, lender requirements, documentation, and other factors. Not a commitment to lend.

Kiran Gangaraju | NMLS #2452166
Loan Factory | NMLS #320841

Kiran Kumar proudly serves Atlanta as your friendly, local mortgage pro , helping homebuyers feel confident from pre-app...
10/06/2026

Kiran Kumar proudly serves Atlanta as your friendly, local mortgage pro , helping homebuyers feel confident from pre-approval to move-in day.

10/06/2026

Follow me for the weekly 30040 breakdown. 🏡
Cu***ng GA mortgage rates · 30040 market update Oct 5

Rates hit 7.28%—the biggest one-week jump in 4 years. Here's what it means for 30040 👇

The median list price is holding at $699K (unchanged). Homes averaging 112 days on market. 43% of listings cut prices—down from 46%, so sellers are pricing smarter upfront. The real story: $475K homes move in in 63 days; $645K and $1.1M+ sit for 98. Don't negotiate the ZIP code—negotiate the property.

Full playbook pinned in the comments. Buyers: waiting for rates to drop or locking in while competition's thin?

***ngGA #30040

Thinking about buying a home? Remember to look beyond just the interest rate!While your rate is important, factors like ...
10/05/2026

Thinking about buying a home? Remember to look beyond just the interest rate!

While your rate is important, factors like the loan type, term, fees, and insurance also play a major role in your overall cost over time. Let’s look at the big picture together to find the right mortgage option for your unique financial goals.

Message me today, and let's review your options!

For informational purposes only. Rates, fees, terms, programs, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.

Kiran Gangaraju | NMLS #2452166
Loan Factory | NMLS #320841

Thinking about tapping into your home equity for home improvements, debt consolidation, or other big goals? 🏡 A home equ...
10/02/2026

Thinking about tapping into your home equity for home improvements, debt consolidation, or other big goals? 🏡 A home equity option could help you access the funds you need. Let’s connect today to review your options and see what makes sense for your financial situation! 💬

For informational purposes only. Not all applicants qualify. Rates, terms, loan amounts, and program availability vary. Not a commitment to lend.



Kiran Gangaraju | NMLS #2452166
Loan Factory | NMLS #320841

Address

Cu***ng, GA

Telephone

+17703292048

Website

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