ACT 1st Federal Credit Union

ACT 1st Federal Credit Union ACT 1st FCU offers unique financial products and services for all ages to achieve financial goals. Federally Insured by the NCUA

ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union is community based, and serves all eligible people who live, work, worship, do business in the following counties:

Maryland: Allegany, Garrett. Washington
Pennsylvania: Bedf

ord, Somerset
West Virginia: Mineral, Hampshire

We are an Equal Housing Lender that proudly serves financial needs of many.

๐Ÿ–๏ธ While you're enjoying summer, scammers are working overtime.One of the biggest red flags? URGENCY."Your account is lo...
06/17/2026

๐Ÿ–๏ธ While you're enjoying summer, scammers are working overtime.

One of the biggest red flags? URGENCY.

"Your account is locked."
"Verify your identity immediately."
"Act now to avoid suspension."

Take a pause. Verify directly with your credit union before taking any action.

If something doesn't feel right, call us directly.
๐Ÿ“ž301-729-8015

To our local partnered dealerships...๐Ÿš™๐ŸŽTHANK YOU for your continued collaboration, trust and dedication!We truly value t...
06/17/2026

To our local partnered dealerships...
๐Ÿš™๐ŸŽTHANK YOU for your continued collaboration, trust and dedication!
We truly value the relationships we've built, and are looking forward to many more years of working together to help ensure fast, reliable financing for our members!

(Pictured: Senior Loan Officer - Danielle Shafer with Loan Officers - Mindy Hartman & Kenny Howell with Weimer Chrysler Dodge Jeep Ram, Art Butler Auto Sales and Weimer Chevrolet of Cumberland)

Messick Rd branch will be closing at 4pm today (6/17/2026).  LaVale and Romney branches will remain open until 5pm.
06/17/2026

Messick Rd branch will be closing at 4pm today (6/17/2026). LaVale and Romney branches will remain open until 5pm.

โ›ฝ๏ธ๐Ÿ‘€
06/16/2026

โ›ฝ๏ธ๐Ÿ‘€

๐Ÿš— Fuel Your Summer with ACT 1st FCU! โ˜€๏ธ

Refinance your auto or ATV loan from another lender and enjoy:

โœ… No payments for 60 days*

โ›ฝ Entry to win a $250 Sheetz Gas Gift Card

๐ŸŽ‰ Loans of $30,000 or more receive DOUBLE entries!

Whether you're planning a summer road trip, heading to the lake, or simply looking to lower your monthly payment, now is the perfect time to make the switch.

๐Ÿ“ž Call us at 301-729-8015

๐ŸŒ www.act1stfcu.org

*Promotion ends 6/30/2026. Interest continues to accrue during the deferment period. Restrictions apply. See credit union for complete details.

๐Ÿก June is National Homeownership Month! ๐ŸกHomeownership is more than having a place to liveโ€”it's building memories, creat...
06/16/2026

๐Ÿก June is National Homeownership Month! ๐Ÿก

Homeownership is more than having a place to liveโ€”it's building memories, creating stability, and investing in your future.

Whether you're purchasing your first home, refinancing, or looking to tap into your home's equity for improvements, ACT 1st FCU is here to help every step of the way.

Here's to the place you call home. โค๏ธ

๐Ÿ“ž 301-729-8015
๐ŸŒ www.act1stfcu.org

This weekend is the The First Peoples Wing-Off and Music Festival  We are proud to sponsor the   for this year's event!
06/16/2026

This weekend is the The First Peoples Wing-Off and Music Festival We are proud to sponsor the for this year's event!

Today only (6/16/2026)!  Our Romney branch will be closing at 4pm.  LaVale and Messick Rd branches will still be open un...
06/16/2026

Today only (6/16/2026)! Our Romney branch will be closing at 4pm. LaVale and Messick Rd branches will still be open until 5pm.

This week, we will have a different operating schedule:Monday 6/15/26 - All branches open normal hoursTuesday 6/16/2026-...
06/15/2026

This week, we will have a different operating schedule:

Monday 6/15/26 - All branches open normal hours
Tuesday 6/16/2026- Romney branch will close at 4pm. LaVale and Messick will remain open until 5pm.
Wednesday 6/17/2026- Messick Rd branch will close at 4pm. LaVale and Romney will remain open until 5pm
Thursday 6/18/2026- All branches open normal hours
Friday 6/19/2026- All branches CLOSED due to the Juneteenth Federal Holiday
Saturday 6/20/2026- LaVale and Messick Rd branches are open as usual

We will return to our normal schedule starting Monday, June 22, 2026

โ›ฝ What would you do with an extra $250 in gas?Refinance your vehicle loan from another lender to ACT 1st FCU and you'll ...
06/14/2026

โ›ฝ What would you do with an extra $250 in gas?

Refinance your vehicle loan from another lender to ACT 1st FCU and you'll receive:

๐Ÿš— No payments for 60 days*
๐ŸŽ Entry to win a $250 Sheetzยฎ Gas Gift Card

PLUS...

โญ Vehicle loans of $30,000 or more receive DOUBLE entries!

Make the switch, enjoy some extra breathing room, and you could be fueling up on us.

APPLY TODAY:
๐Ÿ“ž 301-729-8015
๐ŸŒ www.act1stfcu.org

Offer ends June 30, 2025.
*Restrictions apply.

๐Ÿš— Fuel Your Summer with ACT 1st FCU! โ˜€๏ธRefinance your auto or ATV loan from another lender and enjoy:โœ… No payments for 6...
06/13/2026

๐Ÿš— Fuel Your Summer with ACT 1st FCU! โ˜€๏ธ

Refinance your auto or ATV loan from another lender and enjoy:

โœ… No payments for 60 days*

โ›ฝ Entry to win a $250 Sheetz Gas Gift Card

๐ŸŽ‰ Loans of $30,000 or more receive DOUBLE entries!

Whether you're planning a summer road trip, heading to the lake, or simply looking to lower your monthly payment, now is the perfect time to make the switch.

๐Ÿ“ž Call us at 301-729-8015

๐ŸŒ www.act1stfcu.org

*Promotion ends 6/30/2026. Interest continues to accrue during the deferment period. Restrictions apply. See credit union for complete details.

Address

14316 National Highway SW
Cumberland, MD
21502

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 8am - 6pm
Saturday 8am - 1pm

Telephone

+13017298015

Alerts

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