ACT 1st Federal Credit Union

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ACT 1st Federal Credit Union ACT 1st FCU offers unique financial products and services for all ages to achieve financial goals. Federally Insured by the NCUA

ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union is community based, and serves all eligible people who live, work, worship, do business in the following counties:

Maryland: Allegany, Garrett. Washington
Pennsylvania: Bedford, Somerset
West Virginia: Mineral, Hampshire

We are an Equal Housing Lender that proudly serves financial needs of many.

📱 Before you post, think about what your post may be telling others.Sharing vacation countdowns, travel plans, locations...
10/17/2026

📱 Before you post, think about what your post may be telling others.

Sharing vacation countdowns, travel plans, locations, or too many personal details can give scammers — and others — more information than you intended.

A few smart habits can help:
🔒 Review your privacy settings
📍 Limit location sharing
✈️ Consider posting vacation photos after you return
👀 Think about who can see your posts

October is Cybersecurity Awareness Month, and protecting yourself online starts with being mindful about what you share.

💡 Did you know?Credit unions are built to benefit their members. That can mean competitive rates, fewer or lower fees, p...
10/16/2026

💡 Did you know?

Credit unions are built to benefit their members. That can mean competitive rates, fewer or lower fees, personalized service, and a strong commitment to the communities we serve. ❤️

At ACT 1st Federal Credit Union, we’re proud to put our members first and help make everyday banking a little more personal.

That’s the credit union difference. 🍎

🌟 Meet Angie Knipple, our Executive Branch Manager 🌟As our Executive Branch Manager, Angie is passionate about supportin...
10/16/2026

🌟 Meet Angie Knipple, our Executive Branch Manager 🌟

As our Executive Branch Manager, Angie is passionate about supporting her team and making a positive difference in the lives of our members! ❤️

Whether she's helping a member navigate their financial needs or lending a hand to her coworkers, Angie brings dedication, kindness, and a genuine desire to help others every day.

We're grateful to have Angie as part of the ACT 1st FCU family! ❤️🖤

🎓 Big goals? Here’s an opportunity to help fund them!The Credit Union Foundation MD|DC is offering $2,000 college schola...
10/16/2026

🎓 Big goals? Here’s an opportunity to help fund them!

The Credit Union Foundation MD|DC is offering $2,000 college scholarships! Choose to submit an essay or video to apply.

✅ Applicants must be ACT 1st FCU members to qualify through our credit union. Additional eligibility requirements apply.
📅 Application deadline: April 15, 2027
🔗 Topics, rules, and entry form: https://cufound.org/scholarship

Not a member yet? Contact us to learn about joining!

👻 The countdown to Trunk or Treat is ON!We’re getting ready for a spooky, sweet night at the PVAA Pavilion in Cresaptown...
10/15/2026

👻 The countdown to Trunk or Treat is ON!

We’re getting ready for a spooky, sweet night at the PVAA Pavilion in Cresaptown on Friday, October 23rd. 🎃🍭

Grab your costumes, bring your candy buckets, and be sure to stop by the ACT 1st Federal Credit Union trunk!

⏰ Fun starts at 6 PM!

❤️ Being a member means being part of something YOU own!As a not-for-profit, member-owned credit union, ACT 1st FCU rein...
10/15/2026

❤️ Being a member means being part of something YOU own!

As a not-for-profit, member-owned credit union, ACT 1st FCU reinvests earnings into serving our members through competitive rates, financial services, and support for our community.

This International Credit Union Day, we’re celebrating the people who make it all possible: YOU! Thank you for trusting us with your goals and being part of our credit union family. 🤝



Federally Insured by NCUA.

🍪 Cookie mode: ON. Member appreciation: ALWAYS! ❤️Happy International Credit Union Day! Stop by any ACT 1st FCU branch t...
10/15/2026

🍪 Cookie mode: ON. Member appreciation: ALWAYS! ❤️

Happy International Credit Union Day! Stop by any ACT 1st FCU branch today and enjoy a FREE cookie from Baker Babes while supplies last.

It’s a small treat to say a big thank you for choosing ACT 1st FCU. We love serving you and being part of this community!

🍪 A little something sweet to say THANK YOU!Join us tomorrow, October 15, as we celebrate International Credit Union Day...
10/14/2026

🍪 A little something sweet to say THANK YOU!

Join us tomorrow, October 15, as we celebrate International Credit Union Day! Stop by any ACT 1st FCU branch for a FREE cookie from Baker Babes while supplies last. ❤️

Our members are the reason we do what we do, and we’re grateful you’re part of our credit union family!

Holiday shopping on your mind? 🛍️ GreenPath’s Holiday Shopping Trap webinar is today at 2 p.m.! Join us for tips on avoi...
10/14/2026

Holiday shopping on your mind? 🛍️ GreenPath’s Holiday Shopping Trap webinar is today at 2 p.m.! Join us for tips on avoiding impulse buys and making smarter spending decisions this season.

Register here:

Avoid holiday shopping traps. Learn the psychology behind impulse spending and how to make smarter financial decisions.

✨ Meet Megan Clupp, Member Service Representative at ACT 1st Federal Credit Union!You may recognize Megan from either ou...
10/13/2026

✨ Meet Megan Clupp, Member Service Representative at ACT 1st Federal Credit Union!

You may recognize Megan from either our Messick Road or LaVale office, where she helps members with their everyday banking needs and works to make each visit a positive one. ❤️

For Megan, even the smallest act of kindness can make a difference — and she loves knowing she can help make a member’s day a little better.

We’re proud to have Megan as part of the ACT 1st team!

Address

14316 National Highway SW
Cumberland, MD
21502

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 8am - 6pm
Saturday 8am - 1pm

Telephone

+13017298015

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