Bulldog Financial Planning

06/25/2026

🎓 Student loans are more than just a monthly payment—they're part of your overall financial plan.

Did you know that Bulldog Financial Planning can help you evaluate your student loan repayment options and develop a debt reduction strategy?

Whether you're balancing student loans with saving for retirement, buying a home, or planning to grow your family, Patrick can help coordinate your repayment strategy with your short and long-term financial goals.

Every situation is different. While financial planning can help identify opportunities and improve decision-making, results cannot be guaranteed. In some cases, debt levels or financial challenges may limit the available options. That's why seeking guidance early can be so important.

Stubbornly in your best interests

Send a message to learn more

06/23/2026

Hope you enjoyed the long weekend, brought to us by Juneteenth day.

Happy Father’s day to all of the Dads.

06/10/2026

📢 Official Announcement 📢

We're Hiring!

After a long search and extensive due diligence, I'm pleased to announce that our new Director of Relationship Management, Lentil, will be joining the team on Friday.

We hope for his safe arrival.

He will also serve as the Head of Bulldog Affairs, which means he has some pretty big paws to fill after Butch, but I have a feeling he'll find his own way to take over the house, the office, and everyone's hearts.

His responsibilities will include: • Snoring during meetings • Monitoring kitchen activity • Greeting visitors • Treat Taste Tester • Boosting office morale

Current qualifications: ✔️ Bulldog ✔️ Expert napper ✔️ Professional treat negotiator

Lentil will be taking on a new name after getting settled over the next few weeks.

Can you think of a good Bulldog name for him?

06/05/2026

https://www.bulldogfinancialplanning.com/post/understanding-fed-policy-changes-and-their-impact-on-bond-investors

Investors continue to navigate a market shaped by inflation concerns, geopolitical tensions, and uncertainty surrounding Federal Reserve policy. While headlines have focused on the conflict involving Iran and the potential impact on energy prices, financial markets have recently been sending mixed s...

05/26/2026

Hope you had a good Memorial Day weekend.

Memorial Day is a time to remember and honor the brave men and women who made the ultimate sacrifice in service to our country.

Yesterday, I participated in another 5K—this time for the Wounded Warrior Project’s Carry Forward Virtual 5K fundraiser. It was a great way to honor those who have served and support veterans living with the impact of their service.

If you’d like to contribute, please consider donating here:
https://carryforward.woundedwarriorproject.org/participant/85663
Thank you to all who have served—and especially to those who gave everything.

05/19/2026

Shhhhh. . . . . Bulldog Financial Planning does not receive 12b1 fees, have revenue sharing agreements, or have compensation tied to the purchase or sale of mutual funds/etfs.

At Bulldog Financial Planning, we have a simple fee structure. Transparency matters.

That means our recommendations are not influenced by financial incentives from fund providers.

Our focus is on helping clients build financial strategies based on their goals, needs, and long-term interests.

Understanding how advisors are compensated is an important part of evaluating the advice you receive.

We believe clients deserve clarity, objectivity, and straightforward communication.

Advice when you need it. Investment management if you want it.

Investing involves the risk of incurring losses.

05/11/2026

Hope everyone had a Happy Mother's Day!

This goes for all of the Mothers and for all of the fur-Mom's too.

Send a message to learn more

05/08/2026

Not everyone wants to pay ongoing annual fees for advice they may only need a few times per year.

Not everyone needs a full-time financial planner.

Some people simply want professional guidance during important financial decisions — retirement planning, planning for a family, investment reviews, tax planning, or periods of market uncertainty, etc.

At Bulldog Financial Planning, clients decide how much advice they want or need each year. No long-term commitments. No required ongoing planning fees.

Advice when you need it.
Investment management if you want it.

Investing involves risk of incurring losses.

Send a message to learn more

05/01/2026

Economic Updates –

The start of 2026 has been volatile. Our economy is still strong and growing, even as we see a slight increase to inflation rates.
Core CPI inflation has dropped to 2.6% as of March 2026. This is the measurement for inflation excluding food and oil prices. We actually saw some deflation in core CPI categories like ‘Used Cars and Vehicle’, which was down 3.2% from a year ago. Many other categories have been dropping below 3% with six categories going below 2%. On the contrary, Airline fares were reported to be 14.9% higher year over year and To***co products were 7.4% higher.
CPI inflation including food and oil prices rose a little bit to 3.3%. This is mostly because of the recent increase in oil prices caused by the conflict in Iran and the Straight of Hormuz. Oil prices have the potential to create a longer lasting increase to inflation rates for everything.
The PCE for March 2026 was announced yesterday. PCE grew to 3.5% including food and oil prices. The rate was 3.2% when excluding food and energy. This is still above the Fed’s goal of 2% and shows a fairly steep increase month over month. These rates are still not incredibly high, but inflation rates of over 4-5% would not be good.
Fed Chairman Powell’s term is ending May 2026. Nominee Kevin Warsh is in the process of being confirmed as the next Fed Chairman. Fed goals, at a high level, will most likely remain the same, i.e. moderate inflation and maintain maximum employment; however, there could be some shifts in policy where economic growth is not considered a direct cause of price inflation. This works if economic growth helps bring prices down, which is why there have been incentives to increase domestic manufacturing.
The recent inflationary pressure caused by the rise in oil price could result in further delays to rate cuts or a rate hike amid rising inflation. The risk is heightened the longer that oil prices remain at these levels. The Fed has been expecting to cut rates up to two times this year; however, we will have to see what develops over the next few months.

Sources:
“U.S. Bureau of Labor Statistics, "News Release Table 1, March 2026"

https://www.bls.gov/cpi/tables/supplemental-files/home.htm (Accessed April 17th 2024)

Bureau of Economic Analysis: Personal Income and Outlays, March 2026 – (Accessed May 1st 2026)
https://www.bea.gov/news/2026/personal-income-and-outlays-march-2026

Federal Open Market Committee, Meeting Calendars, statements, and Minutes (2021-2027)
https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm (Accessed April 17th 2026)

Warsh Signals a New Fed Playbook as Confirmation Nears
Forbes - By Simon Moore, Senior Contributor
Published Apr 27th 2026
https://www.forbes.com/sites/simonmoore/2026/04/27/warsh-signals-a-new-fed-playbook-as-confirmation-nears/

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04/22/2026

Stubbornly in your best interests.

Did you know that every financial service provided by Bulldog Financial Planning LLC is done so as a fiduciary?

Our goal is to provide you with quality, objective advice that gives you value.

Investment results are not guaranteed. These statements do not constitute a recommendation. Investing involves risk of incurring losses.