Dunwright Insurance Agency

01/17/2023

If someone depends on you financially, you need life insurance!

01/10/2023

Happy National Law Enforcement Appreciate Day!!! We appreciate the officers every day of the year! Thank YOU for serving and protecting our communities 💙💙💙💙

01/08/2023

ATTENTION ALL BUSINESS OWNERS: Do you understand what your business insurance covers? If you have a business and care about having the proper coverages for your specific business, then give us a call. We will find a top carrier that understands your business specific needs at the best available premium. Peace of mind is better than a “cheap” policy in the event of a loss.

01/05/2023

Life insurance is super important. So...please get Life Insurance. Do you already have a policy? I'd be happy to review your policy or discuss if you have enough coverage. I can't say it enough- PLEASE get life insurance.

01/03/2023

Anyone need insurance this week?

12/31/2022

It’s almost a new year and It’s the season for Life Insurance - Call or message Dunwright Insurance Agency for more information on this great gift for you and your loved ones.

You can't drive it around the block. You can't wear it out for an evening. You can't watch anything on it. And chances are it won't elicit squeals of delight when open. But of the many gifts you give, life insurance might make the biggest difference to those you love. So, what are the 10 reasons you should buy yourself or a loved one life insurance for the new year?

1) It's a generous thing to do.
2) Freedom from worry.
3) It's a cornerstone of a sound financial strategy.
4) It sets a good example.
5) It may assist with paying for final expenses.
6) It may help pay off debt.
7) It may pay for college.
8)It may help provide for retirement.
9) Leave a legacy.
10) It demonstrates you care about your loved ones.

There are endless possibilities of reasons you need life insurance. Call or message me today to ensure you and your loved ones are covered.

12/23/2022

12/21/2022

Explaining homeowners insurance using a gingerbread house:

Dwelling A: the cost of baking materials, sprinkles, gumdrops, and frosting go up with inflation and the total replacement cost to rebuild the exact same gingerbread house costs more each year. The plastic foundation will need replaced. The removal of cookie debris takes time and money. (And multiple helpers to eat it all)

Coverage B-additional structures:
does your gingerbread man have a gingerbread shed, gazebo, Twix bar fence, outbuilding, pole barn to house the candy cane car? A set % of dwelling A coverage automatically goes to the additional structure coverage. Make sure the amount you have is enough and increase this limit if necessary based on what you have.

Coverage C: personal property. The gingerbread man’s candy couch, peppermint TVs, and any other items not part of the structure or fixtures. This is also usually a default %. Your coverage may seem higher than what you think you need but you want there to be enough coverage to get you a brand new peppermint TV and not the actual cash value for the one you bought in 2017.

Coverage D: loss of use. If a hungry relative comes in and eats a portion of the gingerbread house, your gingerbread family will need somewhere else to stay while you rebuild. This coverage goes toward the apartment, housing, or hotel. (Or in this case, the cooking sheet you lay them on for a while 🤣)

Coverage E: liability. If you have a rogue twizzlers laying in the frosting yard and a guest trips and falls and breaks off a portion of their gingerlegs, the guest can sue you and come after your home, assets, 401k plan to recoup their losses. This liability steps in to help with that but an umbrella (gumbrella) policy is also recommended for additional protection.

Coverage F: med pay. The initial medical payments towards a hurt guest. Using the twizzlers fall example from coverage E: this is the initial money towards medical bills. In order for coverage E to kick in and pay the rest, you have to be formally sued by the injured ginger-friend.

Those are just the main coverages. There are endorsements if hot fudge backs up into the basement, or to cover the gummy necklace your wife wears that came over with the original gingerbread settlers on the good ship lollipop.

Please reach out for a full gingerbread home review, and have a wonderful holiday season!

11/21/2022

Make that easy decision to protect your loved ones with life insurance.

11/11/2022

Thank you to all of the Veterans across this great nation who have served so that we can live free. 🇺🇸🇺🇸

10/18/2022

Hi all, Monika here from Dunwright Insurance Agency wanting to let everyone know that we offer insurance in many different packages for many different aspects of personal and business life!!
Give me a call today to go over these many options that could save you money or give you better coverage. Thanks