What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Brad Harding

We are committed to providing you with the value of our mortgage expertise, convenient access, timely local decision-making, and attractive rates.

Our friendly hometown service will be of benefit to you here in Illinois or in any of our great 50 states!

02/17/2025

🇺🇸 Happy President's Day from all of us at Home State Bank! 🎉

Today, we honor the legacy of leadership and the rich history that has shaped our nation. As we reflect on the values of courage, integrity, and dedication that have guided past presidents, we're inspired to uphold these principles in serving our community.

May this President's Day be a reminder of our shared heritage and a day filled with inspiration, reflection, and gratitude. Wishing everyone a wonderful holiday filled with peace and prosperity.

02/14/2025

❤️ Happy Valentine's Day from All of Us at Home State Bank! ❤️

Today is all about love—whether it's love for family, friends, your home, or your future dreams. 💕🏡 No matter where life takes you, we're here to help you find the perfect place to call home.

Wishing you a day filled with joy, kindness, and a little extra sweetness! 🍫💌

01/20/2025

Today at Home State Bank, we honor the enduring legacy of Dr. Martin Luther King Jr. His vision of equality, justice, and unity continues to inspire us in all that we do. As we reflect on his powerful message of hope and courage, we reaffirm our commitment to building a community where every voice is heard and valued. Happy Martin Luther King Jr. Day to all our customers and friends. Let's continue to work together to keep his dream alive.

01/01/2025

🎉 Happy New Year from all of us at Home State Bank! 🎉

As we welcome 2025, we want to take a moment to thank our incredible clients, partners, and community for trusting us with your homeownership journeys.

This past year has been full of milestones, new beginnings, and growth – and we can’t wait to see what the new year brings for you!

Here’s to new opportunities and new memories in 2025!

🥂 Cheers to a year filled with success, happiness, and open doors!

11/28/2024

🍁🦃 Wishing you a wonderful Thanksgiving from everyone at Home State Bank! 🍁🦃

As we come together with our loved ones to celebrate this day of gratitude, we want to take a moment to convey our sincere appreciation to you, our esteemed customers. Your trust and support form the foundation of our community, and we are truly thankful for the chance to serve you.

On this special day, as we relish the warmth of companionship and the joy of a shared feast, let's also embrace the true essence of Thanksgiving. It's a time to acknowledge the blessings in our lives and to share our generosity with those around us.

We take pride in being part of a community that upholds togetherness, kindness, and gratitude. Thank you for being an integral part of our Home State Bank family.

May your Thanksgiving be filled with joy, health, and abundant happiness!

🍂🧡 🧡🍂

11/11/2024

🌟 Honoring Our Heroes this Veterans Day 🌟

Today, at Home State Bank, we pause to express our deepest gratitude to the brave men and women who have served in our nation's military. Your courage, sacrifice, and dedication to our country inspire us daily. 🇺🇸

As a token of our appreciation, we're proud to offer specialized services and support to our veteran community. Whether it's assisting with home loans, financial planning, or everyday banking needs, we're here to serve those who've so selflessly served us.

To all our veterans, thank you for your service and your unwavering spirit. You are our heroes, today and every day! 💙

09/02/2024

"🎉 Happy Labor Day from all of us at Home State Bank! 🎉 As we celebrate the hard work and dedication that built our great nation, we'd like to extend our heartfelt appreciation to our community. Enjoy the well-deserved day off with family and friends.

07/04/2024

🇺🇸 Happy 4th of July from Home State Bank! 🇺🇸

As we gather with family and friends to celebrate our nation’s independence, we are reminded of the strength and spirit that make our community so special. Whether you’re enjoying a BBQ, watching fireworks, or spending time at our beautiful local parks, we hope your day is filled with joy and pride.

At Home State Bank, we’re grateful for the opportunity to serve this incredible community. Today, let’s celebrate the freedom, unity, and shared values that bind us together.

Wishing you a safe and happy Independence Day!

06/19/2024

🌟 Celebrating Juneteenth 🌟

Today, we honor Juneteenth, a day of profound significance in American history. On June 19, 1865, news of emancipation reached the last enslaved African Americans in Galveston, Texas, marking a pivotal moment of freedom and hope.

Juneteenth is a time to reflect on the journey towards equality and to celebrate the resilience, culture, and achievements of African Americans. It reminds us of the ongoing pursuit of justice and the importance of unity in building a brighter future for all.

Happy Juneteenth!

06/16/2024

🌟 Happy Father’s Day from Home State Mortgage! 🌟

Today, we celebrate all the incredible dads who work tirelessly to provide love, support, and security for their families. Your dedication and hard work inspire us every day.

As you spend time with your loved ones, remember that your efforts make a house truly feel like a home. We honor your strength, wisdom, and unwavering commitment to your family.

From all of us at Home State Mortgage, we wish you a day filled with joy, love, and well-deserved relaxation.

Thank you for being the wonderful fathers that you are. Happy Father’s Day!

05/27/2024

🇺🇸 Honoring Memorial Day 🇺🇸

This Memorial Day, we remember and honor the brave men and women who have made the ultimate sacrifice for our country. Their courage and dedication to protecting our freedom will never be forgotten.

As we spend time with our loved ones, let's take a moment to reflect on the true meaning of this day and express our gratitude to those who have served and continue to serve.

Wishing everyone a safe and peaceful Memorial Day!

05/12/2024

🌷 Happy Mother's Day from Home State Bank! 🌷

Today, we celebrate the incredible strength, love, and dedication of mothers everywhere. Whether you’re a new mom or a seasoned pro, you’re the heartbeat of your family and your dedication is inspiring. 💗

At Home State Bank, we're here to help support you on your journey, whether you're dreaming of a new home or ready for the next big step. Your dedication drives us to ensure every family finds a place to call home.

To all the mothers, stepmothers, and mother figures, thank you for all you do! You deserve a day filled with love, joy, and appreciation. 🌟

Address

40 Grant Street
Crystal Lake, IL
60014

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18154796203

Website

https://www.hsbmortgage.com/BradleyHarding.html

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Want your business to be the top-listed Finance Company in Crystal Lake?

Brad Harding, Vice President

Brad joined Home State Bank's Mortgage Management Team in October of 2011. He brings with him over 14 years of mortgage lending experience, knowledge and attention to detail. Brad has successfully closed over 1,300 real estate transactions and was ranked in the top 3% nationally at a previous financial institution. Brad's knowledge and integrity have allowed him to gain a loyal following of past clients and referral partners. As one previous customer said, "Brad made it easy for us to purchase a home and then later to refinance our home." Brad has gained the trust and respect of many local Realtors. As one McHenry County Realtor said, "A buyer's financing is such an integral part of a successful real estate transaction, with Brad, I know that it will be done right . . . every time." According to Brad, "When I decided to join Home State Bank, I knew that I would be able to put my customers in the best possible position to buy their new home and save them money while doing it. It does not matter if you are a first time buyer or someone building a home, this is the best place to obtain your financing!"