What are the opening hours?

Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Saturday 8:30am - 12am Sunday 8:30am - 4:45am

Andy Zemon Mortgage Team - NMLS #208916

Home
United States
Crozet, VA
Andy Zemon Mortgage Team - NMLS #208916

Andy Zemon is a loan originator and branch manager at Novus Home Mortgage is located in Crozet, Virginia.

Andy Zemon works as the Branch Manager with the Novus Home Mortgage branch located in Crozet, Virginia. He is responsible for the significant growth of this branch and has helped more than 2500 families achieve their dream over his 17+ year career. He has funded just shy of $500,000,000 in loans over his career and certainly knows his way around the guidelines and is more than happy to just answer

questions if that's what you're looking for. Andy's passion is providing mortgage-based financial plans and is the preferred lender for some of the area's top builders and Realtors. Andy is also one of the nations most recognized mortgage planners through his acceptance in the industry’s leading mentor group, The CORE Training. As a Level 3 15+ year Graduate of this program and an ongoing student, he has amassed one of the finest higher "Mortgage Education" resumes. Before moving back to his hometown of Charlottesville, Andy worked in business development in the Washington, DC area. He received his degree in Consumer Affairs at The Ohio State University. He is a past player of the Virginia Men's Rugby Club and currently volunteers over 1100 hours a year with the Seminole Trail Volunteer Fire Department as both a driver and firefighter. Andy is married to his beautiful wife, Chanda, an orthodontist in the area and together they have three beautiful girls named Stella and Libby and Hattie and a handsome young son named Henry. Of course, we'd be remiss not to mention the beautiful Darla... Andy's Newfoundland that comes to work with him daily. In fact, she's typically the welcome party when you walk in the front door. Don't worry, she's too lazy to get up but she will certainly wag her tail!

05/09/2026

So proud of Ken Schmidt! This Go Getter Award aka “The Moon Man” represents months of hard work and dedication. Here’s why this award is so different.

It’s not given based on production

It’s not given based on hitting goals or artistry milestones

It’s not based on who making and or saved the most money.

So you ask, what IS it based on?

It IS based on who contributed the most to the success of others around them

It IS based on who made the greatest strides in personal and interpersonal relationships

It IS based on who said yes and stepped into the work the fastest and the cleanest

It IS also based on consistency and reliability to themselves and their cohort and team

Congratulations on a job well done and Congratulations on moving a lot of things out of the way to get this. You freed up space so we can get a lot MORE work done before October.

05/08/2026

$987 in. $186,000 of value out!
18,000,000% ROI.
The only investment that never depreciates is the one you make in yourself. 🙌

04/14/2026

Shadow Debt is Killing Your Mortgage Application

02/08/2025

https://myoc.io/AndyZemon

01/22/2025

Leveling up at the Novus Home Mortgage Sales Conference with my amazing peers! 🎉 It’s almost criminal how much fun we can have while shaping the future of home financing. 🏠✨ Want to make your home-buying journey just as enjoyable? Let's chat!

https://myoc.io/AndyZemon

10/25/2024

🏡✨ Dreaming of a lower monthly mortgage without the hassle of refinancing? Meet Mortgage Recasting! 🌈💼 Let's explore how reimagining your home loan could unlock savings for those dreams or goals you've set. Why wait for opportunities when you can create them? 🚀💭 Contact me to find out how easy it can be!

https://myoc.io/AndyZemon

10/21/2024

All this talk about grocery prices is making me hungry so I thought I'd get you some of the hacks I use to offset rising prices. You did know I'm a debt advisor right?! Hope these help you! Don't forget to share your hacks in the comments to help me out as well.

🛍️ Unlock Extreme Savings with Couponing! 🏷️

Ready to slash your spending? Dive into the world of couponing and watch your savings grow! Here’s how to get started:

🤑Coupon Stacking: Use store and manufacturer coupons together for DOUBLE the discounts. 💰

📲🔎Digital Deals: Clip coupons on retailer apps and browse coupon databases online to find the best offers. Top 7 are Ibotta, The Coupons APP, ShopSavvy, Target (with Circle), CouponCabin, PayPal Honey, Dosh

📚💡Master Store Policies: Familiarize yourself with your store's coupon rules to maximize your savings potential! For example, what size bottle of orange juice qualifies for the coupon, and whether there's a limit on the number of items per coupon.

🐿️🏷️Smart Shopping: Make a shopping list, use cashback apps like Ibotta or others above, and only buy what you need (or what’s on sale).

🏆💖Bulk Buying: To combat inflation, stock up on nonperishable and household items when they’re on sale. Just not all the toilet paper ok...

Start Small and Win: Try pairing coupons with just 10 sale items on your first trip to see instant savings and boost your confidence!
💡 Fun Fact: With a little planning, you could save $20-$40 weekly or even 50% off your grocery bill! Who’s ready to transform their shopping game? 💪

10/04/2024

🌟 Exciting News Alert! 🌟 I am thrilled to announce that I have been invited to speak at the upcoming Path to Wealth Conference 🏠✨ I'm excited to share a few insights and connect with some of the beat minds in the biz! and i want you to join me! 📈💼

I promise, it's an event you won't want to miss! Whether you're looking to get a fresh perspective in the Mortgage - Real Estate world or just need a kick in the pants to get you going again this is THE place to be in November!

Mark your calendars and join me!🔑🌐

https://myoc.io/AndyZemon

Andy Zemon NMLS # 208916 5405 Ashlar Ave. Suite 101 Crozet, VA 22932 [email protected] (434)-906-2570

09/27/2024

I'll bet you didn't know!

Statistically the very BEST week to buy a home is coming up!

The week of **Sept. 29–Oct. 5** is your golden opportunity! Here are the top this is proven to be the best week of the year:🏡

1. **Abundant Listings** 📈
- Expect up to **37% more active listings** than at the start of the year, giving you more options to find your perfect home.

2. **Significant Savings** 💰
- Potential to save **over $14,000** compared to peak summer prices for a median-priced home. Enjoy lower prices and more homes with price reductions!

3. **Less Competition** 🏃‍♂️
- Buyer demand is 29.5% lower than peak times, making it easier for you to negotiate and secure the home you want.

4. **Manageable Market Pace** 🕒
- More time to make decisions with homes staying on the market longer than earlier in the year.

BONUS: Rates are down more than 1% from this time last year and that makes homes 11+% MORE affordable!

Don't miss out on these favorable conditions! 🏡✨ Stats provided by Realtor.com

09/19/2024

So, who remembers the Disney cartoon "The Brave Little Tailor"? 🐭

Well, I have a Virginia version of this as a challenge for everyone. 🌟

I just “got” five spotted lanternflies in less than four minutes at my house. 🦗🚫 using a salt sprayer if you get my meaning.

I challenge you to beat this and post your number in the comments. 💪

For those who don’t know, the spotted lanternfly is a very invasive species that is disastrous to the wine, apple, and peach industries in Virginia. It also originated from China. 🇨🇳🍑🍇

For those who don’t know, "The Brave Little Tailor" was the story of Mickey Mouse and his rise to hero status for having "gotten" seven flies. 🪰🐭 it’s one of my favorites!

Address

5405 Ashlar Avenue Suite 101
Crozet, VA
22932

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Saturday	8:30am - 12am
Sunday	8:30am - 4:45am

Website

http://www.mortgagebyandy.com/

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