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Wells Funding Group We are a full-service mortgage company, specializing in helping people grow wealth through home owne MLS # 2334

10/17/2026

The best way to learn real estate is not in a classroom. Annie Jordan says it plainly: real estate school books had nothing to do with real estate. They had everything to do with staying out of jail.

The real education happens by watching someone actually do the work. Getting in the car together, grabbing coffee, doing the vlog, putting the sign in the yard, and figuring things out in real time.

Annie spent years doing everything alone. Now she and her partner do it all together and she says it has been one of the most fun parts of the journey. That is also why she loves mentoring. Because showing someone is how people actually learn.

If you are new to real estate find someone doing it right and watch closely. That is where the real education is.

10/16/2026

If Florida’s homestead exemption bill passes in November there is a deadline people need to know about right now.

To take advantage of the exemption you need to be established as a Florida resident by the end of 2026. If you are not a resident before that deadline you could be waiting five years to access those savings.

And the savings are significant. The exemption starts at $150,000 the first year and increases to $250,000 after that. If you are buying a first home or retirement home priced around $350,000 you could be looking at $250,000 in exemptions. That is a substantial reduction in your property tax bill.

Here is what Angie Richison expects to happen if this passes: rents in Florida are going to spike in November and December. The fastest way to establish residency is to rent, get your utilities signed up, register your car in Florida, and declare residency before year end. You do not have to have a home purchased yet. You just have to be a resident.

If this applies to your timeline do not wait to see how the vote goes. Start planning now.

Angie Richison, Gulf Coast real estate.

10/14/2026

Some of the best real estate advice comes from the simplest places.

Angie Richison’s mom told her something when she bought her first house at 22 that has stuck ever since: do not buy the most expensive house in the neighborhood. Buy the cheapest.

Why? Because you build equity with everyone else as they grow. If you are the most expensive house in the neighborhood you are setting the bar and you have to keep putting money in to push that value higher. You are carrying the market instead of riding it.

That same philosophy applies to what is happening right now in the Tampa Bay and Sarasota corridor. The closer you are to Tampa or downtown St. Pete the more you ride the wave of the investment and growth happening there. Parish is booming because Sarasota is pushing north and Tampa is pushing south and everything in the middle is being built up.

The same home in Parish versus Lakewood Ranch can be a 20 percent price difference simply because of proximity to Sarasota. You are buying into the wave not fighting it.

Buy the cheapest house in a great neighborhood and let the market carry you.

Angie Richison. Gulf Coast real estate.

10/14/2026

This is one of the most important things a seller can hear before they list their home.

Angie Richison was out with buyers last weekend and they walked into a house with a huge dog cage sitting right in the family room. The buyers spent the entire showing talking about what kind of dog the sellers had. Not the kitchen. Not the layout. Not whether the house could work for their family. The dog cage.

That is what happens when buyers get distracted by the wrong things.

Family photos, personal collections, pets, oversized furniture. These things pull buyers out of the experience of imagining their life in the home and into the reality that someone else already lives there. And that is exactly what you do not want.

The goal is a model home feel. Clean, neutral, inviting. A space where the next buyer can walk in and immediately start picturing their own memories instead of thinking about yours.

You can put the photos back up in the next place. For now you are not selling your family. You are selling your home.

Go down to the furniture and let us bring in the rest.

10/13/2026

This time of year reminds us that letting go is part of every season.

As a Certified Divorce Lending Professional (CDLP®), I often see decisions about the home being made before anyone has looked at what they will mean for the mortgage.

If you are going through a divorce, you are letting go of a lot right now. That deserves patience. What comes next deserves a plan.

Before you sign the settlement, find out how its terms will affect your ability to keep the house, refinance, or buy your next home. Getting those answers early gives you the chance to make choices with clear information rather than finding out after the agreement is final.

If you or someone you know is facing these decisions, I would be glad to talk through your situation.

10/13/2026

The Anna Maria Island market has changed significantly in the ten years Miguel Rosa has been with Wagner Realty on the island and it keeps evolving.

When he started most buyers were people looking to relocate to the island. A sale above a million dollars was a record breaking event. Then the market shifted dramatically toward short-term rentals and investment properties with values climbing well beyond that.

Now the pendulum is moving again. Short-term rentals are not performing the way they were a couple of years ago and those properties are starting to come back on the market as sellers reassess the numbers.

What does that mean for buyers and investors right now? There is an opportunity to evaluate properties that were previously off the market and priced accordingly for rental income that may no longer pencil the way it once did.

The island market has always evolved. That is what makes it interesting.

Miguel Rosa, Wagner Realty. 941-447-5928.

10/10/2026

Thinking about relocating to the West Bradenton and Anna Maria Island area from a colder climate? Miguel Rosa of Wagner Realty has some perspective worth hearing.

It really comes down to what you are trying to accomplish.

Young family looking for good schools? That conversation starts to point toward the Lakewood Ranch area which also offers newer construction options.

Prefer more established neighborhoods with character and history? That points you toward west and northwest Bradenton.

Want to be out on the island with a canal home and access to the water for boating? That is a completely different conversation and a beautiful one at that.

The thing that makes this area special is that there genuinely is an option for everybody. Budget, lifestyle, family stage, priorities. The right fit exists here.

If you are considering a move to the Bradenton and Anna Maria Island area reach out to Miguel. He knows this market inside and out.

Miguel Rosa, Wagner Realty. 941-447-5928.

10/09/2026

The real estate market around Anna Maria Island is always moving and staying on top of it is a full time job in itself.

Miguel Rosa of Wagner Realty stays connected constantly. Other Realtors, mortgage brokers, attorneys. Always asking the same question: is anything changing? Because in this market the hearsay you hear today is often the reality you are navigating tomorrow.

And then there is the daily challenge of marketing each property better than yesterday. What can we do differently? What is going to make this one stand out?

But here is the one that does not get talked about enough: scams. Miguel gets roughly twenty suspicious texts a day. Twenty. The amount of energy being spent by people whose entire focus is deceiving real estate professionals and their clients is genuinely staggering and it makes an already complex job significantly harder.

Staying sharp, staying connected, and staying skeptical. That is what it takes right now.

Miguel Rosa, Wagner Realty. 941-447-5928.

10/08/2026

Whether you are buying or selling right now preparation is 90 to 95 percent of your success. That is not an exaggeration.

For buyers it starts with one non-negotiable: get pre-approved before you fall in love with a house. You need to have the funds in place and be ready to move when the right one comes along because the good ones are still going quickly. Being able to act fast is only possible if you have already done the work ahead of time.

For sellers it is the same principle. Dial in the right price. Make sure the home is as appealing as it can possibly be. Curb appeal matters. How the home feels when someone walks in matters. The more time you take getting everything right before you list the better your outcome is going to be.

The buyers and sellers who do the preparation win. The ones who skip it scramble.

Nikki Medlin, Preferred Shore Realty. 941-318-7600. nikkimedlin.com.

10/07/2026

Here is the honest take on the current Gulf Coast market from someone who is in it every day.

If you price it right it still sells. Even with homes sitting on the market longer than usual pricing is the whole key. The market has not improved significantly and while there is hope that things pick up moving into fall and winter the reality right now is straightforward: buyers are expecting a deal and this is a buyer's market.

A lot of sellers do not want to wrap their brains around that and that is completely understandable. But the market does not pay what you want. It pays what it pays.

The sellers who understand that and price accordingly are the ones who are still closing. The ones holding out for a number the market will not support are the ones sitting.

Dennis Wells, Gulf Coast mortgage and real estate insight.

Address

115 S. Court St. Suite E
Crown Point, IN
46307

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Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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