08/31/2026
Happy Monday Family!
DID YOU KNOW..
A typical homeowners policy includes six core protections:
Dwelling✔️
Personal property✔️
Other structures✔️
Loss of use✔️
Personal liability✔️
Medical payments✔️
WHAT POLICIES COVER..
Fire and smoke: Sudden damage from flames, lightning, or smoke.
Wind and hail: Standard across most of Texas
Theft and vandalism: Protection for stolen or intentionally damaged belongings.
Water damage: Sudden and accidental leaks (like a burst pipe), but not ongoing issues.
WHAT POLICIES LEAVE OUT
Flooding: Standard home policies never cover rising water or storm surges; you must buy a separate policy via the National Flood Insurance Program.
Wear and tear: Gradual decay, lack of maintenance, or rust.Pests: Damage from termites, insects, rodents, or birds
Earth movement: Earthquakes and shifting soil.
Give me a call today and let's make sure you are fully covered for the right price💪
We also have 1% wind/hail deductible options🏆
817-447-7286