Cleveland Financial Solutions

Cleveland Financial Solutions Retirement and Tax Planning for Individuals and Businesses. Social Security planning, family, estate and business protection. Protect your Retirement savings

04/15/2026

Well? Are you happy or mad on this tax day?

Last-Minute Tax Moves Before April 15: IRA, HSA, and Retirement Planning TipsApr 2, 2026As April 15 approaches, many people assume the window for tax planning has already closed. The truth is, there may still be time to make a few smart financial moves that could help reduce taxable income, strength...

03/13/2026

For Tax tips visit my website blog here:

5 Tips for Making Your 2025 Roth IRA ContributionFeb 23, 2026 By Sarah Brenner, JD Director of Retirement EducationThe tax season is upon us. This is the time when many people consider contributing to a retirement account. You may be interested in the Roth IRA, which offers the promise of tax-free ...

02/24/2026

The biggest Retirement risk you are planning for:

Long-Term Care Planning in 2026: The “Quiet” Risk That Can Reshape a Retirement PlanJan 29, 2026When most people think about retirement planning, they focus on the big three: income, taxes, and investments. But there’s a fourth category that can quietly undo even a strong plan if it’s ignore...

Are you at Audit risk from the IRS?
02/24/2026

Are you at Audit risk from the IRS?

A number of tax audits result from preventable mistakes. Here are the five most common audit red flags—and what to do to avoid them.

01/15/2026

What are you doing to plan for 2026:

Heading into 2026: A Smart Retirement Checkup (Without the Overwhelm)Dec 26, 2025As we turn the page into 2026, it’s the perfect time to run a simple “retirement checkup.” Not a stressful deep dive. Just a clear look at a few areas that tend to make the biggest difference—because small adjus...

10/15/2025

Are You Concerned About Having Enough Retirement Income?

It’s one thing to just get by paycheck to paycheck when you’re in your 20s and still trying to figure out what you want to do with your life… but it’s another thing when you are retired. It’s sad when we see a retiree’s quality of life style begins to slip because they don’t have enough income for retirement.

When they downsize not by choice, but because their income can no longer support their lifestyle.

Do you have enough money saved up to last until the end of your life?

Will you be able to retire comfortably, or will you need to pick-up odd jobs to make ends meet.

I mean, did you really intend to work all those decades only to end up being 45-years older, moving in with your adult children, and living paycheck to paycheck like when you were just starting out?

I didn’t think so.

Now I know this might sound a little extreme but I’m trying to get you to ‘wake-up’ and realize these are real issues that many retirees and pre-retirees face today.

It’s time to start asking some important pressing questions about retirement and looking for some solid answers. Such as:

Have you made it a priority to save enough for retirement?
What have you put in place to help increase your post-retirement income and cash flow to keep up with the rising cost of living, health insurance, medical bills and long-term care expenses during retirement?

Will your financial nest egg be able to keep up with inflation?
Will you have enough retirement income to last throughout your lifetime?

If these are the questions in your mind, I want to let you in on some unique income strategies that not many people in your position realize exist.

Message me for details

Send a message to learn more

07/31/2025

What to do if you inherited money:

A Loved One Died and Left You an Inheritance. Now What?Jun 12, 2025Take these steps when you receive a windfallPerhaps you are among the growing number of Americans fortunate enough to receive an inheritance. As older generations pass away and leave money to their families, a great wealth transfer i...

06/17/2025

When should you name a trust as a beneficiary:

When You SHOULD Name a Trust as IRA BeneficiaryJun 11, 2025By Sarah Brenner, JD Director of Retirement EducationHere at the Slott Report we hear many stories about trusts being named as IRA beneficiaries and the problems that follow. Often, there seems to be no purpose for naming the trust and it br...

What have you done to safeguard your retirement funds?  Contact me for better options.
05/05/2025

What have you done to safeguard your retirement funds? Contact me for better options.

Wall Street's benchmark index did something in April that was last observed in September 1938.

05/04/2025

Retirement is a time to enjoy your golden years and live life to the fullest. But in order to do that, it’s important to start planning early. Retirement savings can be a complex topic, but there are a few key things to keep in mind to get started.

6 things to consider when saving for retirement.Apr 24, 2025Retirement is a time to enjoy your golden years and live life to the fullest. But in order to do that, it’s important to start planning early. Retirement savings can be a complex topic, but there are a few key things to keep in mind to ge...

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