Gernt Insurance

Gernt Insurance A Family Owned Independent Insurance Agency
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Located in Crossville, TN in the heart of the beautiful Cumberland Plateau, Gernt Insurance has been serving businesses and families for over 30 years.

06/02/2026

Golf carts are common around Crossville — but they aren’t always covered the way people think.

Let us check your coverage.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

Living near the lake is one of the best parts of being here.But here’s something many lakefront homeowners don’t realize...
06/01/2026

Living near the lake is one of the best parts of being here.

But here’s something many lakefront homeowners don’t realize:
Docks aren’t always automatically covered the way you think they are.

If you have a dock, boat slip, or waterfront structure, it’s worth asking:

Is it listed specifically on my policy?

That’s it. Just check.

If you want clarity before summer storms roll through, we’re here to help.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

05/28/2026

Lake Season Is Here
From Lake Tansi to Dale Hollow, boats are heading back out.

But here’s what surprises many homeowners:
Your home policy may NOT fully cover your boat.

Before you launch, check:
✔ Liability on the water
✔ Coverage while trailering
✔ Dock damage protection
✔ Storm damage limits

Lake days should bring peace — not policy surprises.

Want a quick coverage check before Memorial Day?
Comment LAKE or send us a message.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

05/20/2026

Correct answer: B) Docks often require special coverage

Many lake properties require a separate structure endorsement for docks and boathouses.

Lake living is one of the best parts of living near Crossville — but it comes with unique risks.

If you live near Lake Tansi or any surrounding lake and aren’t sure how your dock is insured, message us “LAKE.”

Water views are relaxing. Insurance surprises aren’t.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

05/19/2026

You live near Lake Tansi.

A spring storm rolls through and your dock is torn loose and heavily damaged.

Your homeowners policy covers your house.

Quick question:
Is your dock automatically covered?

A) Yes — it’s part of my home
B) No — docks usually require special coverage
C) Only if someone gets hurt
D) Only if it sinks completely

Take your guess below 👇

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

05/14/2026

Lake living is one of the best parts of Crossville.

But docks, lifts, and lakefront liability aren’t automatically covered the way many homeowners think.

Questions to ask:
• Is your dock listed as “other structures”?
• Do you have enough liability if someone gets hurt?
• Are storm damages capped?

Before summer boating season starts, it’s smart to check.

Message us “LAKE” for a quick review.

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

05/11/2026

Small business owners have enough on their plate.

As an ERIE agent, we help take one big thing off it.

Snacks? Packed.Schedules? Handled.Everyone else’s needs? Covered.Life insurance is just one more way to make sure that c...
05/10/2026

Snacks? Packed.
Schedules? Handled.
Everyone else’s needs? Covered.
Life insurance is just one more way to make sure that care never misses a beat.
To all the moms doing it all, we see you 💙
Erie Family Life Insurance Company (Erie, PA). ERIE® life insurance products are not available in New York. Go to erieinsurance.com for company licensure and product details.

05/05/2026

Crossville - if you live on the lake, this one’s important.

Many homeowner policies don’t automatically cover docks.

Want us to check your policy?

Gernt Insurance Group
📞 (931) 484-3448
📍 171 Lantana Road, Crossville, TN 38555
🌐 gernt.com

Address

171 Lantana Road
Crossville, TN
38555

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 3pm

Telephone

+19314843448

Website

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