Cornerstone Insurance & Financial

Cornerstone Insurance & Financial Helping you plan for retirement and beyond.

Local home-town insurance agents that specialize in saving you money and helping you set up guaranteed income in retirement.

Still working at 65 and wondering how Medicare fits into the picture? 💼Whether you can delay enrolling in Part B often d...
05/27/2026

Still working at 65 and wondering how Medicare fits into the picture? 💼

Whether you can delay enrolling in Part B often depends on your employer’s size and the type of coverage you have. Making the right choice can help you coordinate benefits, avoid late enrollment penalties, and prevent paying for coverage you may not need. We're here to help you understand your options and next steps! Call our team today to talk through what works best for your situation. ☎️

When was the last time you made a new friend or reached out to an old one? As we age, friendships can become harder to b...
05/26/2026

When was the last time you made a new friend or reached out to an old one? As we age, friendships can become harder to build, but meaningful connections play a powerful role in supporting mental, emotional, and even physical health. This Mental Health Awareness Month, explore why friendships matter and discover practical ways to nurture social connections at any age. 💚

👉 https://loom.ly/m1v_X34

It can be harder to make friends as we get older. But friendships offer both mental and physical health benefits. Here are some tips for widening your circle of friends.

This Memorial Day, we honor and remember the brave men and women who gave their lives in service to our country. We are ...
05/25/2026

This Memorial Day, we honor and remember the brave men and women who gave their lives in service to our country. We are grateful for their sacrifice and the freedoms they helped protect. In observance of the holiday, our office will be closed today.

Don't let your summer preparations distract you! ❌Summer is a prime time for Medicare scams, and scammers are counting o...
05/22/2026

Don't let your summer preparations distract you! ❌

Summer is a prime time for Medicare scams, and scammers are counting on people being distracted. From calls promising new benefits to messages asking you to verify your Medicare number, these schemes often increase before Open Enrollment season.

🛡️ Protect yourself by remembering that Medicare will never call, text, or email asking for your personal information. If something feels urgent or too good to be true, it probably is. Staying informed is one of the best ways to protect your benefits and your identity.

It's important to remember that your health insurance coverage isn't one-size-fits-all. The right Medicare plan depends ...
05/18/2026

It's important to remember that your health insurance coverage isn't one-size-fits-all. The right Medicare plan depends on your health needs, budget, and lifestyle. What works for a friend or spouse may not be the best fit for you.

🧐 Need help figuring it all out? Our team is here to help you understand your options!

Have VA benefits or TRICARE for Life and wondering how Medicare fits in? The answer depends on your coverage and your ch...
05/15/2026

Have VA benefits or TRICARE for Life and wondering how Medicare fits in? The answer depends on your coverage and your choices at age 65. Understanding how Medicare works alongside VA benefits or TRICARE for Life can help you avoid gaps in coverage, reduce out‑of‑pocket costs, and give you more flexibility when choosing where to get care.

This article breaks it all down so you can make informed decisions with confidence. 👉 https://loom.ly/p2KAiyk

If you’re a , enrolling in at age 65 is not mandatory—but it’s a smart choice. Explore our guide to learn how Medicare can help you maximize your military health benefits, whether you have VA benefits or TRICARE.👇

Mental Health Awareness Month is a reminder that caring for your well‑being does not have to be complicated. Simple, eve...
05/06/2026

Mental Health Awareness Month is a reminder that caring for your well‑being does not have to be complicated. Simple, everyday moments like taking a short walk, listening to music, or checking in with yourself can make a meaningful difference over time. Small, consistent self‑care habits help build resilience, reduce stress, and support your mental and emotional health.

Learn practical self‑care strategies you can start today in this helpful guide. 👉 https://loom.ly/cC1tM40

Instead of thinking of self-care as yet another thing to do, weave it into your daily routine. NCOA's Amanda Krisher shares these strategies, some of them simple and some that might take awhile to adopt, to help boost your everyday health and happiness.

Medicare Tip Monday 💡 Did you know? Prescription coverage is not automatic with Original Medicare. A Medicare Part D pla...
05/04/2026

Medicare Tip Monday 💡 Did you know? Prescription coverage is not automatic with Original Medicare. A Medicare Part D plan can help cover medication costs and protect you from late enrollment penalties. Review your prescriptions carefully when choosing coverage.

Did you know one of the biggest differences between HMOs and PPOs is how much freedom you have to choose your doctors? 🧐...
05/01/2026

Did you know one of the biggest differences between HMOs and PPOs is how much freedom you have to choose your doctors? 🧐

HMOs typically keep costs lower by requiring you to stay within a defined network, with exceptions for emergencies or approved referrals. PPOs offer more flexibility, letting you see out‑of‑network providers, usually at a higher cost. Knowing the difference can help you choose a plan that fits your healthcare needs and lifestyle!

Would you know if a Medicare call or email was a scam? Fraudsters are getting more convincing, and one small mistake can...
04/29/2026

Would you know if a Medicare call or email was a scam? Fraudsters are getting more convincing, and one small mistake can lead to big problems. Learn how to spot Medicare scams and protect your information. ➡️
https://loom.ly/UWj034A

Learn how to recognize common Medicare fraud and scam tactics, protect your personal information, and take action if you suspect suspicious billing or identity theft.

Turning 65? Changing jobs? Moving? Medicare deadlines change based on your life events, and missing one could mean highe...
04/27/2026

Turning 65? Changing jobs? Moving? Medicare deadlines change based on your life events, and missing one could mean higher costs. Here’s a clear breakdown of the key timelines you need to know: 👉 https://loom.ly/rZBOkKU

As fewer and fewer retirees get their Medicare cards automatically, more face decisions that could affect their Medicare coverage and potential monetary penalties.

Address

121 Greenwood Court
Cross Junction, VA
22625

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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