The Paquin Team

07/04/2026

Home is where traditions begin. Wishing you and your loved ones a happy and safe Independence Day! ❤️🤍💙
https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

07/03/2026

07/03/2026

🏡 Prince George's County just rolled out two incredible new down payment assistance programs! If you've got buyers who gave up on owning due to costs, these might just turn their dreams into reality.

With now three amazing assistance programs available, buyers can get up to $50,000 in support—for many at a significantly higher income threshold of 120% of the area median. First-time home buyers or critical workforce professionals, this is your chance!

Are you a County hero? Teachers, nurses, firefighters, and more could receive life-changing help. Some programs even offer zero-interest solutions forgivable over time!

Ready to make homeownership happen? Reach out today. We'll guide you through every step and help crunch the numbers. 🔑 Let's take this journey with you to turn your buying potential into owning plans! Comment below or message us to get started.

https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

09/18/2025

Mortgage rates didn’t dip after the Fed’s cut but they’re still near the lowest levels we’ve seen all year. Learn why, and what it means for your next move. Reach out today!

https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

09/01/2025

Happy Labor Day! Today we celebrate the hard work and dedication of our team, partners, and clients who make the dream of homeownership possible every day.
https://myoc.io/paquin



NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

07/04/2025

Wishing you a safe and sparkling Fourth of July from our family to yours!
https://myoc.io/paquin



NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

05/28/2025

In underwriting we trust – responsible for safeguarding your financial health, it’s important to understand the underwriter's responsibilities so you have peace of mind and clarity during the home-buying process.

Underwriters are responsible for:

• Evaluating your financial profile to ensure you can comfortably afford the mortgage you are applying for

• Verifying accuracy and authenticity of the provided documents to avoid any discrepancies and ensure all compliance standards are met

• Making a decision to approve or deny your application based on their evaluation

Now that may sound intimidating, but with our team of professionals behind you, the mortgage process should be timely, organized, and as stress-free as possible.

If you have any questions about the process itself or the different individuals involved, feel free to let me know in the comments and I would be happy to provide clarification.

And of course, if you are beginning to think about homeownership and would like help evaluating your financial situation to determine if you are ready to take the next step, please reach out to me anytime and I will be happy to assist you.
https://myoc.io/paquin

05/26/2025

Home of the free, because of the brave. 🇺🇸
Happy Memorial Day!
https://myoc.io/paquin



NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

05/21/2025

It's time to set the record straight on some common home-buying myths.

First, you don't need 20% down; many programs offer lower down payment options that may make it easier to purchase a home.

A 30-year fixed-rate mortgage is not your only choice—explore adjustable-rate mortgages or shorter terms for potentially better deals. Your credit doesn't have to be perfect either; there are loans designed for various credit scores.

And lastly, while buying a fixer-upper might seem like a bargain, it’s important not to underestimate the cost of renovations so they don’t exceed your budget.

Did any of these myths surprise you? Let me know if you want more information on any of these points – I am always available to provide personalized advice on your home-buying journey.

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin



NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

05/14/2025

Choosing a home involves more than just the property itself; the neighborhood quality is equally important.

Good neighborhoods offer benefits like better schools, safer streets, and convenient access to amenities. These elements can improve your quality of life and increase your home's value over time. Researching neighborhoods and considering their future development potential can help you make a wise investment.

If you’d like help understanding how neighborhood quality impacts your investment, reach out so we can discuss how to find a home in a community that aligns with both your lifestyle and financial goals.

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin