The Paquin Team

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Crofton, MD
The Paquin Team

o This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Equal Housing Lender. Georgia Residential Mortgage Licensee.

First Home Mortgage Corporation
Ryan Paquin
NMLS ID 187868
#1 Lender for the Maryland Mortgage Program 2010-2018
#1 Lender in Anne Arundel County 2018
#1 Lender in The State of Maryland 2018-2019

2200 Defense Highway
Suite 400
Crofton, MD 21114 Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Hom

e Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Ryan Paquin Licensed in DC, FL, GA, MD, NJ, PA, VA, DE, SC, NC. License # 23135. Licensed by the N.J. Department of Banking and Insurance. First Home Mortgage Corporation
Ryan Paquin NMLS ID 187868
2200 Defense Highway, Suite 400
Crofton, MD 21114

09/18/2025

Mortgage rates didn’t dip after the Fed’s cut but they’re still near the lowest levels we’ve seen all year. Learn why, and what it means for your next move. Reach out today!

https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

09/01/2025

Happy Labor Day! Today we celebrate the hard work and dedication of our team, partners, and clients who make the dream of homeownership possible every day.
https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

07/04/2025

Wishing you a safe and sparkling Fourth of July from our family to yours!
https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

05/28/2025

In underwriting we trust – responsible for safeguarding your financial health, it’s important to understand the underwriter's responsibilities so you have peace of mind and clarity during the home-buying process.

Underwriters are responsible for:

• Evaluating your financial profile to ensure you can comfortably afford the mortgage you are applying for

• Verifying accuracy and authenticity of the provided documents to avoid any discrepancies and ensure all compliance standards are met

• Making a decision to approve or deny your application based on their evaluation

Now that may sound intimidating, but with our team of professionals behind you, the mortgage process should be timely, organized, and as stress-free as possible.

If you have any questions about the process itself or the different individuals involved, feel free to let me know in the comments and I would be happy to provide clarification.

And of course, if you are beginning to think about homeownership and would like help evaluating your financial situation to determine if you are ready to take the next step, please reach out to me anytime and I will be happy to assist you.
https://myoc.io/paquin

05/26/2025

Home of the free, because of the brave. 🇺🇸
Happy Memorial Day!
https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

05/21/2025

It's time to set the record straight on some common home-buying myths.

First, you don't need 20% down; many programs offer lower down payment options that may make it easier to purchase a home.

A 30-year fixed-rate mortgage is not your only choice—explore adjustable-rate mortgages or shorter terms for potentially better deals. Your credit doesn't have to be perfect either; there are loans designed for various credit scores.

And lastly, while buying a fixer-upper might seem like a bargain, it’s important not to underestimate the cost of renovations so they don’t exceed your budget.

Did any of these myths surprise you? Let me know if you want more information on any of these points – I am always available to provide personalized advice on your home-buying journey.

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin

NMLS ID 187868; Licensed by the N.J. Department of Banking and Insurance. 2200 Defense Hwy, Suite 400, Crofton, MD 21114

05/14/2025

Choosing a home involves more than just the property itself; the neighborhood quality is equally important.

Good neighborhoods offer benefits like better schools, safer streets, and convenient access to amenities. These elements can improve your quality of life and increase your home's value over time. Researching neighborhoods and considering their future development potential can help you make a wise investment.

If you’d like help understanding how neighborhood quality impacts your investment, reach out so we can discuss how to find a home in a community that aligns with both your lifestyle and financial goals.

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin

05/13/2025

Gorgeous Townhouse. Agents come out to the Brokers Open this Thursday

05/07/2025

Considering waiving your mortgage contingency? While it can make your offer more attractive to sellers in a competitive market, it's essential to understand the risks.

Without this contingency, you could lose your earnest money if your financing falls through. On the other hand, it can speed up the closing process and signal strong buyer commitment.

Each situation is unique, so it's crucial to weigh the pros and cons carefully.

Have questions about whether waiving a mortgage contingency is right for you? Contact me today for advice tailored to your financial situation.

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin

04/30/2025

Imagine building equity, enjoying tax benefits, and generating rental income all while securing your financial future. A knowledgeable loan officer can guide you through the process, helping you secure the best financing options tailored to your investment goals.

Reach out today and let’s turn your investment dreams into reality!

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin

04/23/2025

Imagine titling your home buying experience—what would you go with? Ours would be “The Homebuyer’s Handbook”, with every chapter detailing a crucial step like down payment savings strategies or a breakdown of mortgage rates and terms.

Here at First Home Mortgage, we’re committed to being your co-author in this journey by providing you with the resources and personalized options you need to have a successful and rewarding home-buying experience.

Let’s write a successful mortgage story together! Send me a message whenever you’re ready to get started.

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin

04/16/2025

Is your home feeling a bit too warm during the summer months? A loan officer can be your best ally in finding the right financing options for home improvements that help protect against extreme temperatures.

Whether you’re looking to install energy-efficient air conditioning units, upgrade insulation, add reflective roofing, or invest in solar panels, I am here to help you find the ideal financing solution to help you achieve your home improvement goals.

I’ll help find a solution that not only significantly makes your living space more comfortable and energy-efficient, but can also add to your home’s value.

Don’t let the summer heat compromise your comfort – connect with me today to explore how to finance essential home upgrades this summer without breaking a sweat!

Licensed by the N.J. Department of Banking and Insurance. Massachusetts Mortgage Lender and Broker, License . First Home Mortgage Corporation of Maryland is a d/b/a of First Home Mortgage Corporation in New Hampshire. Rhode Island Licensed Lender and Broker.
https://myoc.io/paquin

Address

2200 Defense Highway, Suite 400
Crofton, MD
21114

Telephone

+14433326620

Website

http://www.thepaquinteam.com/

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