Bemis Insurance

03/17/2026

Bemis Insurance is closed Tuesday until we can get there safely. We will post when open. Thanks for understanding and we hope everyone is safe.

03/15/2026

03/15/2026

For the safety of our customers and all...we Will be CLOSED Monday March 16th. We will be available Tuesday to take any calls and report any storm claims. Thanks and stay safe out there.

03/06/2026

As we close out another week here at Bemis Insurance, I’m reminded how fortunate we are to serve such an incredible community.
For more than 35 years, our agency has been built on trust, relationships, and doing what’s right for the families and businesses we protect. Insurance isn’t just about policies—it’s about making sure the people in our community have the coverage and guidance they need when life’s unexpected moments happen.
Carrying on the legacy of Bemis Insurance is something I take very seriously, and I’m grateful every day for the clients who place their trust in our family-owned agency.
If you ever have questions about your coverage or want a second opinion on your policies, we are always here to help.
Wishing everyone a safe and relaxing weekend.
— Brandy Bemis
Bemis Insurance
A Division of Wisconsin-Michigan Insurance Agency

"What are your plans for the weekend here in our great Wisconsin community?"

02/22/2026

Best company we write with to add optional coverages that truly protect you and your stuff!

Insurance isn’t one-size-fits-all. Learn how optional coverages can add flexibility and help tailor your policy to fit different needs.

02/19/2026

02/18/2026

🏡 A Day in the Life of Your Small-Town Insurance Agent
Okay insurance friends… let me keep it real, clear, and honest with you.
No matter what office or agent serves you — please know this:
We are busy every single day.
• Writing new auto & home quotes
• Working on business and commercial policies
• Taking phone calls
• Answering emails
• Handling claims questions
• Reviewing renewals
• Trying to stay ahead of rate changes
And through all of that… we truly care about you.
Many of you have been with your agent for YEARS. Your policies have been serviced, updated, explained, and protected with care.
So next time you’re thinking about shopping around because rates went up — please give your current agent the professional courtesy of a conversation first.
Most agents don’t even know you’re unhappy unless you tell them.
Let them get in the game. Let them review your policies. Let them see if there are credits, adjustments, or options available.
If they’ve taken good care of you, give them the opportunity to keep earning your business.
Small-town agents aren’t just selling policies — we’re protecting families, farms, businesses, and futures.
And that matters. 💙
— Bemis Insurance
715-854-2116
Crivitz Proud | Serving Wisconsin and Michigan Families

02/15/2026

🚨 Insurance Sunday Reality Check 🚨
Let’s be honest for a minute…
If your house burned down tonight —
would your policy rebuild it at TODAY’S costs?
If someone got hurt on your property —
would your liability limits actually protect you?
If your teen totaled your car tomorrow —
would you be financially okay?
Insurance isn’t exciting.
It’s not glamorous.
But it’s the difference between inconvenience and devastation.
Don’t assume you’re “probably fine.”
Let’s actually make sure you are.
📞 715-854-2116
📧 [email protected]
Bemis Insurance
715-854-2116
Real protection. Real conversations. Real coverage.

02/13/2026

📚✏️ ATTENTION TEACHERS & EDUCATORS! ✏️📚
Did you know… at Bemis Insurance, we have a carrier that offers a 12% educator discount on your auto policy for well-qualified drivers?
That’s right — if you’re a:
🍎 Teacher
📘 School Staff
🏫 Principal
📖 Administrator
🎓 Educator in any capacity
You may qualify for a discount that most companies don’t even offer.
You spend your days taking care of our kids…
Let me help take care of your auto insurance. 🚗💙
📞 Call me today and let’s see if we can get that educator discount applied to your policy.
Brandy Bemis
Bemis Insurance
📱 715-854-2116
[email protected]

Supporting the people who support our community. 💙

02/11/2026

🏠 Understanding How Your Home’s Replacement Cost Is Calculated (Not Market Value)
When it comes to your homeowners insurance, the amount your home is insured for isn’t based on what it would sell for on the market — it’s based on what it would cost to rebuild it today if it were completely destroyed. 📉 vs 📈
This is called Replacement Cost Value (RCV). �
Progressive
Here’s how it works:
🔹 Replacement Cost vs. Market Value
• Replacement Cost = the cost to rebuild your home using today’s materials and labor — not including land value. �
• Market Value = what someone might pay for your house if you sold it today — includes land, location appeal, supply/demand and other non-construction factors. �
Progressive +1
Policygenius
🚧 How Insurers Calculate Replacement Cost
Insurance companies estimate replacement cost by:
• Looking at your home’s square footage (the biggest factor)
• Using current construction costs in your area (materials & labor)
• Factoring in your home’s design, style, age, and features
• Considering local building codes and regional construction cost trends �
RetireMax Insurance +1
A simple way to estimate your home’s replacement cost is:
➡️ Home square footage × average cost per square foot to rebuild = Replacement Cost Estimate �

02/06/2026

🎉 Fun Friday Insurance Fact
Did you know your home insurance might not fully cover today’s rebuild costs?
With rising labor and material prices, many homes are underinsured without owners realizing it.
💡 Friday Tip:
Your policy should reflect today’s replacement cost, not what you paid years ago.
Come sit down with me and let's determine the replacement cost of your home in today's market.
[email protected]
715-854-2116