Ana Petre-Mortgage Loan Officer at TopMark Federal Credit Union

Ana Petre-Mortgage Loan Officer at TopMark Federal Credit Union Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ana Petre-Mortgage Loan Officer at TopMark Federal Credit Union, Loan service, 609 E Main Street, Cridersville, OH.

Ana Petre
NMLS 916043
πŸ“§ [email protected]
πŸ“ž Office: 419-645-3108 | πŸ“± Cell: 419-234-0606

We help you achieve homeownership, no matter the timeline, while securing the best rates and terms for your needs.

Congratulations to Jaime! πŸ₯³Thank you for choosing TopMark FCU πŸ’™
06/16/2026

Congratulations to Jaime! πŸ₯³

Thank you for choosing TopMark FCU πŸ’™

06/15/2026

🏑 Home Buying Tip: Don't Just Negotiate the Price!

Many buyers focus on getting the seller to lower the purchase price, but that may not be the move that saves you the most money each month.

πŸ’‘ Example:

A $12,000 price reduction on a $600,000 home may only lower your monthly payment by around $70.

But...

πŸ’° A $12,000 seller credit used to buy down your interest rate could potentially save you nearly $200 per month.

Same negotiation. Very different impact on your budget.

In today's market, many sellers are more willing to offer credits than reduce their asking price. A seller credit can help with:
βœ”οΈ Interest rate buy-downs
βœ”οΈ Closing costs
βœ”οΈ Prepaid expenses

The key is understanding which option benefits YOU the most based on your financial goals.

Before making an offer, let's talk about all of your options and build a strategy that works for your situation.

πŸ“ž 419-645-3108

πŸ’Ύ Save this post for future reference.
πŸ“€ Share it with someone who's house hunting.
🏑 Thinking about buying a home? Let's connect!

Examples shown are for illustrative purposes only. Actual savings will vary based on loan amount, interest rate, down payment, and loan program.

Congratulations to Moses and Tara! 😎Thank you for choosing TopMark FCU πŸ’™
06/15/2026

Congratulations to Moses and Tara! 😎

Thank you for choosing TopMark FCU πŸ’™

06/12/2026

🏑 Student Loan Changes Are Coming July 1, 2026 πŸŽ“

If you have federal student loans, now is a good time to review your repayment options.

βœ… The SAVE repayment plan is being phased out.
βœ… New repayment options are being introduced.
βœ… Changes could affect monthly payments, forgiveness timelines, and eligibility for certain programs.

Don't assume your current plan will stay the same. Take a few minutes to log in to your StudentAid.gov account and review your loan status and repayment plan.

Being proactive today could help you avoid surprises tomorrow.

πŸ“ž Have questions about how student loan payments may impact your ability to qualify for a mortgage? Our mortgage team is happy to help!

🏑✨

06/09/2026

πŸ”‘ The day you get the keys is your one shot at a completely empty house. Most people waste it on boxes. πŸ“¦

Before a single piece of furniture comes in, here’s what I’d knock out:

πŸ” Rekey or change every lock.
You have no idea who has a copy. A locksmith runs $80–$150, or swap them yourself for about $25 per lock. Do it before your stuff is inside.

🎨 Paint.
You will never have easier walls than right now. No furniture to move, no cutting in around a couch. One empty weekend beats three crowded ones later.

🏠 Deal with the floors.
Refinishing hardwood or replacing carpet is a nightmare with a full house. Empty, it’s a one-day job. Now or basically never.

🧼 Deep clean everything.
Inside cabinets, baseboards, ventsβ€”the spots that vanish the second boxes show up. Do it yourself or pay for a move-in clean while it’s empty.

🐜 Treat for pests.
Spraying baseboards and corners is simple with nothing in the way. Get ahead of it before they settle in with you.

🚰 Find the water shut-off and label the panel.
When a pipe bursts at 2 AM, you won’t have time to hunt for it. Find it today.

🌬️ Swap the HVAC filter.
You have no idea when the last owner did it. A cheap filter now protects the system and your air from day one.

πŸͺŸ Hang blinds and window coverings.
Way easier without a bed under the window. And you'll want privacy on night one.

πŸ› οΈ Add closet and garage shelving.
Building it out empty takes an hour. Doing it around your stuff takes an entire Saturday.

βœ… Test every system.
Run every faucet, flush every toilet, flip every breaker, and run the heat and AC. Find leaks and dead outlets now while they're easier and cheaper to fix.

πŸ“Έ Photograph every room empty.
Date-stamped photos can help with insurance claims and documentation later.

πŸ“¦ Then unpack. Once. Into a house that’s already clean, painted, organized, and dialed in.

πŸ’‘ Save this for the week you get your keysβ€”you’ll thank yourself later!

Congratulations to Lexi and Gus! πŸ˜†Thank you for choosing TopMark FCU πŸ’™
06/08/2026

Congratulations to Lexi and Gus! πŸ˜†

Thank you for choosing TopMark FCU πŸ’™

Congratulations to Elli! 🏑Thank you for choosing TopMark FCU πŸ’™
06/05/2026

Congratulations to Elli! 🏑

Thank you for choosing TopMark FCU πŸ’™

Congratulations to John and Brittany! πŸ₯³Thank you for choosing TopMark FCU πŸ’™
06/04/2026

Congratulations to John and Brittany! πŸ₯³

Thank you for choosing TopMark FCU πŸ’™

Congratulations to Allie! 🀩Thank you for choosing TopMark FCU πŸ’™
06/03/2026

Congratulations to Allie! 🀩

Thank you for choosing TopMark FCU πŸ’™

Congratulations to Reagan! πŸ₯°Thank you for choosing TopMark FCU πŸ’™
06/02/2026

Congratulations to Reagan! πŸ₯°

Thank you for choosing TopMark FCU πŸ’™

Address

609 E Main Street
Cridersville, OH
45806

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