Ruth Gerchen, Agent for New York Life

Ruth Gerchen, Agent for New York Life I help people plan for the future. Let's talk about what is important to you! These testimonials are no guarantee of future performance or success.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Comp

any and may be
licensed with various other independent unaffiliated insurance companies. Additionally, I am a
Registered Representative of and offer securities products & services through NYLIFE Securities
LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions.

3 CityPlace Suite 690
Creve Coeur, MO 63141
314-397-3009

[email protected]
CA ins lic #4213493

Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers.

Looking for a little more certainty with your money?Check out this guaranteed interest rate. Contact me today!
08/03/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

Knowing your rights, disputing errors, and keeping good records are just a few of the tips in this AARP article about ho...
07/31/2026

Knowing your rights, disputing errors, and keeping good records are just a few of the tips in this AARP article about how to keep medical debit from ruining your credit score.

Explore financial assistance programs, negotiate a lower bill or set up a payment plan

Many people assume the worst about the future of Social Security, and the concern is valid. But the full picture is more...
07/30/2026

Many people assume the worst about the future of Social Security, and the concern is valid. But the full picture is more complicated than “it’s running out.”
This piece from Yahoo Finance breaks down what’s actually happening and what it could mean for your retirement:
https://yhoo.it/4ccKnA6
If it gets you thinking about your own situation, I’d love to connect about financial strategies to help you meet your retirement goals.

Medical care costs are an important part of retirement planning. Even with Medicare, out-of-pocket expenses can add up o...
07/29/2026

Medical care costs are an important part of retirement planning. Even with Medicare, out-of-pocket expenses can add up over time.

As people age, healthcare needs often become more frequent and less predictable, which can create ongoing financial pressure. Planning for these costs can help you feel more prepared for the years ahead.

Let’s talk about how healthcare expenses fit into your overall retirement strategy.

A new study in the Journal of Financial Planning found that artificial intelligence programs can provide inconsistent, i...
07/29/2026

A new study in the Journal of Financial Planning found that artificial intelligence programs can provide inconsistent, inaccurate or biased recommendations when it comes to personal finance.

Researchers who studied generative AI platforms found that personal finance recommendations could be inconsistent or biased.

Inflation fatigue is real—and it goes deeper than the price of groceries. It’s the exhaustion that sets in when you’ve b...
07/21/2026

Inflation fatigue is real—and it goes deeper than the price of groceries. It’s the exhaustion that sets in when you’ve been managing rising costs for so long that even thinking about it feels like too much.
This piece from NerdWallet names what so many people are feeling right now, and offers some realistic ways to make things a little easier:
https://bit.ly/4wYWxEU
If it resonates, I’d love to connect on how the current environment is impacting your financial goals and strategies.

Many Gen Xers worry they haven't saved enough, but experts say there is still time to strengthen retirement finances.
07/19/2026

Many Gen Xers worry they haven't saved enough, but experts say there is still time to strengthen retirement finances.

Address

3 CityPlace Suite 690
Creve Coeur, MO
63017

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 8pm

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