Mallory Fotiades Mortgage Lender

Mallory Fotiades  Mortgage Lender Regardless of military relocations, Mallory becomes an integral part of her new community.

๐Ÿก Helping Families Achieve Homeownership
โญ First-Time Homebuyersโ€ขVA Loansโ€ขMilitary Relocation
๐Ÿ“ FL โ€ข AL โ€ข VA โ€ข GA โ€ข NC
๐Ÿ’ฌ Schedule a Consultation

Mallory Fotiades, NMLS 1666711
Branch 2717053
CrossCountry Mortgage, LLC #3029
Equal Housing Opportunity Mallory, originally from Alabama, married a 21-year veteran of the United States Army, and together they have four children, residing in the heart o

f Niceville, Florida, with their beloved dogs. Her leisure time is dedicated to family, culinary adventures, and outdoor activities like hiking and rock climbing. Mallory is also the go-to baker for family and friends' birthday cakes. As a military spouse and mother, Mallory empathizes with the challenges of moving homes and appreciates the life-changing impact of homeownership. She's committed to helping clients achieve their homeownership dreams with unparalleled customer service, tailored to each unique situation. Her deep local knowledge and attention to detail earn clients' trust, making their happiness her ultimate goal. Guided by unwavering integrity and her faith, Mallory treats clients like family, keeping promises, and fostering genuine friendshipsโ€”a true embodiment of southern hospitality.

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ
09/02/2026

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ

09/02/2026

September is National Preparedness Month. And here in Florida, we know how quickly the weather can change. ๐ŸŒ€

Your familyโ€™s emergency plan does not need to be complicated, but everyone should know:

โœ… Where you will go
โœ… How you will get there
โœ… Who you will contact
โœ… Where you will meet if you become separated
โœ… What you will do with your pets

The middle of an emergency is not the time to figure it out. Take a few minutes this week to make the plan and talk through it with everyone in your home.

A little preparation now can make a HUGE difference later. ๐Ÿ’š

09/02/2026

The SOUTHERN CHARM on this one!!! ๐Ÿ˜๐Ÿก

This sweet retiree just closed on his forever home and I could not be more excited for him!

When they first found the home, they were not sure they could make it work. But with a little creativity and our in-house CCM Zero Down loan program, we were able to put together a plan that made their dream possible. โค๏ธ

A huge thank you to Tania Grady with Coldwell Banker for trusting me with her buyer and helping us get this one to the closing table!

Congratulations on your beautiful new home and this exciting next chapter! ๐ŸŽ‰๐Ÿ”‘

09/02/2026

CLOSED on an almost brand-new home! ๐Ÿก

There is something extra special about helping a young servicemember use his VA loan benefit to purchase a home of his ownโ€”and this one is absolutely beautiful!

He is officially a homeowner, and I could not be more excited for him as he starts this next chapter. This is exactly why I love what I do! โค๏ธ

A huge thank you to Jen Sweeney with The Property Group 850 for trusting me with her buyer and helping make this such a smooth closing. It always takes a great team!

Congratulations and welcome home! ๐ŸŽ‰๐Ÿ”‘

09/01/2026

๐Ÿ‚ SEPTEMBER 1ST ROLL CALL!๐Ÿ‚

Where are all my fall girlies at?! ๐Ÿ™‹โ€โ™€๏ธ๐ŸŽƒ

I donโ€™t care that itโ€™s still 90 degrees outside.
I donโ€™t care that Florida has approximately 47 more days of summer. ๐Ÿ˜‚

The calendar says SEPTEMBER, and that is all the permission I needed.

๐ŸŽƒ Pumpkins? YES.
๐Ÿ Fall dรฉcor? Coming out.
โ˜• Pumpkin spice? Obviously.
๐Ÿ‘ป Spooky season? Iโ€™ve been ready.

If youโ€™re also emotionally prepared for sweaters while physically still wearing shorts and flip-flopsโ€ฆ

ROLL CALL! ๐Ÿ˜‚๐Ÿ™‹โ€โ™€๏ธ๐Ÿ‚

Tell me Iโ€™m not alone. ๐Ÿ‘‡

09/01/2026

Two years ago, these sweet buyers came to me ready to explore buying their first home, but the timing just wasnโ€™t right.

Sometimes, โ€œnot right nowโ€ does not mean โ€œnot ever.โ€ โค๏ธ

Fast-forward two years, and they are officially HOMEOWNERS! ๐Ÿก๐ŸŽ‰

I am beyond proud of them for staying focused, trusting the process, and coming back when the timing was right. Getting to watch them close on their very first home made this one extra special.

Congratulations! I cannot wait to see all the memories you create and what comes next for your family! ๐Ÿฅน๐Ÿ”‘

09/01/2026

Now THIS is what a great team looks like! ๐ŸŽ‰๐Ÿก

Not only did these buyers close on their new home using their VA loan, but they also received all of their earnest money deposit back AND were reimbursed for their inspections at closing!

Raluca Pop with Bastion Realty did an amazing job negotiating on behalf of her buyers and making sure they were protected every step of the way. And Waypoint Title absolutely knocked it out of the park by helping us pull off such a quick and smooth closing!

When everyone works together and keeps the buyersโ€™ best interests at the center of the transaction, great things happen.

Congratulations to our newest homeowners! ๐Ÿ”‘

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฏ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘ŽRates have been pretty stable th...
08/31/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฏ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Rates have been pretty stable this month but ended last week near their highest levels. Most borrowers wouldn't see a change in rate, but may see a difference in the credit or points needed to get that rate.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐—ป ๐Ÿ‘Ž
Rates could move higher this week as oil prices rise on increased tensions in the Middle East and markets worry the Fed may hike rates at its next meeting. Any increase may be small, but it's tough to see rates moving much lower from here.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Fed: Fed Chair Warsh's Jackson Hole speech last week raised concerns that the Fed may hike rates as soon as the next Fed meeting in September to fight stubborn inflation. There is some concern the Fed may hike rates twice before the end of the year, despite upcoming midterm elections.
โ€ข Labor data: Several jobs reports come out this week, with Friday's BLS jobs report being the most important. The report will show how many jobs were created in August as well as the unemployment rate. Weak job numbers could help mortgage rates, while stronger numbers could increase the chances of a Fed rate hike in September.

Be steady where you stand.
08/31/2026

Be steady where you stand.

New 5.0-star Review: "Mallory and her team were great to work with! They were friendly, professional and helped us every...
08/31/2026

New 5.0-star Review: "Mallory and her team were great to work with! They were friendly, professional and helped us every step, making it an easy and convenient process. She got our loan closed on time and with a great rate. Will absolutely use Mallory in the future and refer to friends."

Address

5210 South Ferdon Boulevard, Suite A, Office 12, 13, 14
Crestview, FL
32541

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 6pm

Telephone

+19108188378

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