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Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 10am - 6pm

Mallory Fotiades Mortgage Lender

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United States
Crestview, FL
Mallory Fotiades Mortgage Lender

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Regardless of military relocations, Mallory becomes an integral part of her new community.

🏡 Helping Families Achieve Homeownership
⭐ First-Time Homebuyers•VA Loans•Military Relocation
📍 FL • AL • VA • GA • NC
💬 Schedule a Consultation

Mallory Fotiades, NMLS 1666711
Branch 2717053
CrossCountry Mortgage, LLC #3029
Equal Housing Opportunity Mallory, originally from Alabama, married a 21-year veteran of the United States Army, and together they have four children, residing in the heart of Niceville, Florida, with their beloved dogs. Her leisure time is dedicated to family, culinary adventures, and outdoor activities like hiking and rock climbing. Mallory is also the go-to baker for family and friends' birthday cakes. As a military spouse and mother, Mallory empathizes with the challenges of moving homes and appreciates the life-changing impact of homeownership. She's committed to helping clients achieve their homeownership dreams with unparalleled customer service, tailored to each unique situation. Her deep local knowledge and attention to detail earn clients' trust, making their happiness her ultimate goal. Guided by unwavering integrity and her faith, Mallory treats clients like family, keeping promises, and fostering genuine friendships—a true embodiment of southern hospitality.

10/16/2026

You do NOT need to have everything figured out before talking to a loan officer. 🏡

You can have very little saved, debt you’re worried about or absolutely no idea what your credit needs to look like.

That’s okay. That’s what I’m here for!

Maybe you’re closer to buying than you think. Or maybe we identify a few things to work on and create a realistic plan for your life and your timeline.

Either way, you stop guessing and start moving forward with confidence.

You don’t have to be ready to buy today. You just have to be ready to take the first step.

If homeownership is one of your future goals but you don’t know where to begin, comment START or send me a message. I’ll help you figure out what your first step should actually be. 💚
https://myoc.io/J8wXB

10/16/2026

September existing-home sales picked up 1.5% from August but remained 2.2% below last September. With more inventory and homes spending longer on the market, buyers may find more room at the negotiating table. Let’s connect and help your clients make their next move.

10/15/2026

Your home can be part of your plan for what’s next. A reverse mortgage may help you access your home equity without selling or moving. Learn about your options: http://spr.ly/6185BGYl3t

10/14/2026

Your friend just bought a house, and now you're comparing their mortgage to yours. 🏡

But here's the thing: Just because you're both buying a home doesn't mean you're getting the same loan.

Your loan terms, monthly payment, closing costs, down payment, loan type, and credit score can all make your mortgage look different from someone else's.

That's why comparing numbers without understanding what's behind them can be misleading.

💬 Message me "𝗖𝗢𝗠𝗣𝗔𝗥𝗘" and let's look at what actually makes sense for YOU.

10/14/2026

Cash offers continue to play a big role in today’s market. Even for buyers considering going financing-free, a conversation with a loan officer can lay out all the options.

10/13/2026

Your own home before the new year? Let’s get a plan together! 🏡🍂

Before you fall in love with the kitchen, let’s make sure you’re comfortable with the payment. 😂

Getting preapproved is about more than finding out how much you qualify for. I want you to understand your options, what you’ll need at closing, and what works for YOUR family.

And if we need to work on a few things first? We’ll make a plan for that, too. You don’t have to have it all figured out before reaching out. ❤️

What feels most overwhelming: credit, savings, the monthly payment, or knowing where to start?

Tell me below, or message me FALL and let’s figure out your next step!

https://myoc.io/J8wXB

10/13/2026

That’s a biiiiig question. Our Rent vs. Buy calculator can help you start answering it. Find it here: http://spr.ly/6184BGsnVk

10/13/2026

More locations have been added! They can accomodate bulk meals with advance notice. Click on the post below for more information.

A gentle reminder as you visit Operation BBQ Relief: please be patient, kind, and extend a little grace. These volunteers are giving their time and energy to provide free meals for our community. There may be lines or delays, but there are caring people behind every meal.

We’re all navigating a hard week. A little kindness and a simple “thank you” go a long way. ❤️

10/12/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟮, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 👍
After moving higher to start the week, mortgage rates got a little better as the week went on, ending just slightly lower than the week before. It wasn't a big improvement, but at least it broke the streak of rates moving higher over the last few weeks.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
There are some early signs that mortgage rates may be done climbing, at least for now. We could still see some ups and downs this week though, especially with inflation data coming out in the middle of the week.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• Inflation data: Consumer inflation data comes out Wednesday, followed by wholesale inflation data on Thursday. If inflation is lower than expected, rates could improve a little more, but higher inflation could push them back up.
• Oil: Oil prices will continue to influence mortgage rates this week, although the connection between the two hasn't been quite as strong recently.
• The Fed: The Fed raised its policy rate in September, but markets have recently backed off expectations for another increase in October. This week's inflation reports and comments from Fed officials could change those expectations.

10/12/2026

Enjoy every step forward.

Address

5210 South Ferdon Boulevard, Suite A, Office 12, 13, 14
Crestview, FL
32541

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	10am - 6pm

Telephone

+19108188378

Website

http://www.MalloryTheLender.com/, https://app.crosscountrymortgage.com/#/signup?referrerId=mallory.fotiades%40ccm.com, h

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