Horne Insurance

Horne Insurance We're a family owned independent agency four generations strong. Providing quality service, great rates, and the coverage you need with over ten companies.

Cesson Office: 814-886-4021
Northern Cambria Office: 814-948-8940

Today, as our nation marks exactly a quarter of a millennium, we are reminded that liberty is not a given—it is a profou...
07/05/2026

Today, as our nation marks exactly a quarter of a millennium, we are reminded that liberty is not a given—it is a profoundly precious gift. For 250 years, the American spirit has been fueled by the understanding that freedom isn't just something we inherit; it is something we must actively cherish, protect, and pass on to the next generation. It is our shared duty to preserve the flame of liberty that was first lit in 1776.

​We owe a tremendous debt of gratitude to the brave men and women who have stepped up throughout our history to defend these freedoms. Today, we pause to especially honor our founder, Dennis Horne, who proudly served his country in World War I. His dedication to this nation and its enduring ideals continues to be the foundation of everything we do.

​As you celebrate with family, friends, and fireworks today, take a moment to reflect on the immense gift of freedom and the sacrifices of those who made it possible.

​Wishing you all a safe, joyous, and meaningful 4th of July!

We are now agents for Geico!
05/06/2026

We are now agents for Geico!

04/28/2026

What's the best way to get a great auto insurance rate?
All insurance companies use different criteria, based on your marital status, how long to lived in the same place, how often you stay with the same insurance company, how many claims you have had, your age and household's age, the model of car(s) you drive, homeownership and credit score. Some love you, some not so much. The trick is to find the insurance company that likes you the most. They will give you the best rate. We have the toll to tell you that. Call, text or email us today.

04/10/2026

We at Horne Insurance are excited to announce that we now sell Geico Personal and Commercial Auto in PA, in addition to our many carriers. Give us a call at 814-886-4021 or 814-948-8940!

Come see us at the Pennsylvania Farm Bureau! As a fourth-generation, family-owned agency, Horne Insurance knows how impo...
04/08/2026

Come see us at the Pennsylvania Farm Bureau! As a fourth-generation, family-owned agency, Horne Insurance knows how important it is to protect what you’ve worked so hard to build. We've been insuring local farms for nearly a century. Stop by our setup to chat about your insurance needs, ask questions, or just say hello to your favorite local team. We always love connecting with our Cambria County neighbors. See you there!

𝙒𝙞𝙩𝙝 𝙩𝙝𝙚 𝙧𝙚𝙘𝙚𝙣𝙩 𝙪𝙥𝙙𝙖𝙩𝙚𝙨 𝙛𝙧𝙤𝙢 𝙩𝙝𝙚 𝘿𝘾𝙉𝙍, 𝙥𝙧𝙤𝙤𝙛 𝙤𝙛 𝙡𝙞𝙖𝙗𝙞𝙡𝙞𝙩𝙮 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙞𝙨 𝙣𝙤𝙬 𝙤𝙛𝙛𝙞𝙘𝙞𝙖𝙡𝙡𝙮 𝙧𝙚𝙦𝙪𝙞𝙧𝙚𝙙 𝙛𝙤𝙧 𝙫𝙚𝙝𝙞𝙘𝙡𝙚 𝙧𝙚𝙜𝙞𝙨𝙩𝙧𝙖𝙩𝙞𝙤𝙣 ...
04/07/2026

𝙒𝙞𝙩𝙝 𝙩𝙝𝙚 𝙧𝙚𝙘𝙚𝙣𝙩 𝙪𝙥𝙙𝙖𝙩𝙚𝙨 𝙛𝙧𝙤𝙢 𝙩𝙝𝙚 𝘿𝘾𝙉𝙍, 𝙥𝙧𝙤𝙤𝙛 𝙤𝙛 𝙡𝙞𝙖𝙗𝙞𝙡𝙞𝙩𝙮 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙞𝙨 𝙣𝙤𝙬 𝙤𝙛𝙛𝙞𝙘𝙞𝙖𝙡𝙡𝙮 𝙧𝙚𝙦𝙪𝙞𝙧𝙚𝙙 𝙛𝙤𝙧 𝙫𝙚𝙝𝙞𝙘𝙡𝙚 𝙧𝙚𝙜𝙞𝙨𝙩𝙧𝙖𝙩𝙞𝙤𝙣 𝙧𝙚𝙣𝙚𝙬𝙖𝙡𝙨, 𝙣𝙚𝙬 𝙖𝙥𝙥𝙡𝙞𝙘𝙖𝙩𝙞𝙤𝙣𝙨, 𝙖𝙣𝙙 𝙩𝙧𝙖𝙣𝙨𝙛𝙚𝙧𝙨 𝙖𝙘𝙧𝙤𝙨𝙨 𝙩𝙝𝙚 𝙨𝙩𝙖𝙩𝙚.

​As fellow ATV and UTV enthusiasts right here in Cambria County, the team at Horne Insurance completely gets it. We love hitting the local trails just as much as you do, and we know how important it is to ride with peace of mind. We don't just insure your off-road vehicles—we ride them too!

​The good news is that we can write a customized policy to cover you. Whether you're taking your side-by-side out for a weekend adventure or using your four-wheeler around the property, we’ll make sure you have the exact coverage you need to stay fully compliant and protected.

​Give us a call or stop by our Cresson/Northern Cambria office today for a quick, hassle-free quote. Notary services are also available in Northern Cambria! Let's get you covered so you can get back out in the dirt!

03/25/2026

𝙒𝙝𝙮 𝙘𝙝𝙤𝙤𝙨𝙚 𝙃𝙤𝙧𝙣𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚? 𝙄𝙩’𝙨 𝙨𝙞𝙢𝙥𝙡𝙚: 𝙬𝙚 𝙗𝙚𝙡𝙞𝙚𝙫𝙚 𝙬𝙚 𝙝𝙖𝙫𝙚 𝙩𝙤 𝙚𝙖𝙧𝙣 𝙮𝙤𝙪𝙧 𝙩𝙧𝙪𝙨𝙩. 🤝
​
Dennis breaks down how our independent approach ensures you get the exact coverage you need without paying for what you don't.
​When you call us, you speak to someone local who understands you and where you call home.

𝐇𝐚𝐬 𝐲𝐨𝐮𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐚𝐠𝐞𝐧𝐭 𝐫𝐞𝐜𝐞𝐧𝐭𝐥𝐲 𝐫𝐞𝐭𝐢𝐫𝐞𝐝? 𝐃𝐢𝐝 𝐭𝐡𝐞𝐢𝐫 𝐩𝐡𝐲𝐬𝐢𝐜𝐚𝐥 𝐨𝐟𝐟𝐢𝐜𝐞 𝐜𝐥𝐨𝐬𝐞 𝐢𝐭𝐬 𝐝𝐨𝐨𝐫𝐬? 𝐀𝐫𝐞 𝐭𝐡𝐞𝐲 𝐬𝐮𝐝𝐝𝐞𝐧𝐥𝐲 𝐢𝐦𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞 𝐭𝐨 𝐫𝐞...
03/25/2026

𝐇𝐚𝐬 𝐲𝐨𝐮𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐚𝐠𝐞𝐧𝐭 𝐫𝐞𝐜𝐞𝐧𝐭𝐥𝐲 𝐫𝐞𝐭𝐢𝐫𝐞𝐝? 𝐃𝐢𝐝 𝐭𝐡𝐞𝐢𝐫 𝐩𝐡𝐲𝐬𝐢𝐜𝐚𝐥 𝐨𝐟𝐟𝐢𝐜𝐞 𝐜𝐥𝐨𝐬𝐞 𝐢𝐭𝐬 𝐝𝐨𝐨𝐫𝐬? 𝐀𝐫𝐞 𝐭𝐡𝐞𝐲 𝐬𝐮𝐝𝐝𝐞𝐧𝐥𝐲 𝐢𝐦𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞 𝐭𝐨 𝐫𝐞𝐚𝐜𝐡 𝐰𝐡𝐞𝐧 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐡𝐞𝐦 𝐦𝐨𝐬𝐭?

Dealing with your insurance shouldn't mean dialing 1-800 numbers, fighting through automated menus, or explaining your situation to someone who doesn't even live in the area.

At Horne Insurance, you get to speak directly with us. Our entire team is right here from the Cambria County region. As a fourth-generation family business, we know this community, and we believe you deserve reliable, face-to-face service.

Want better service without losing your current coverage? It is as simple as signing a single form. You get to keep your exact same policy, but you gain the quality, dedicated service of a local agent.

Give us a call today!

814-886-4021 or 814-948-8940

Meet Frank Horne, 𝘁𝗵𝗲 𝗳𝗼𝘂𝗿𝘁𝗵 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗛𝗼𝗿𝗻𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, succeeding Dennis, Pat, and Teddi Horne. Frank 𝗵𝗮𝘀 𝗮 𝗳𝗼𝗰𝘂𝘀 𝗶...
03/13/2026

Meet Frank Horne, 𝘁𝗵𝗲 𝗳𝗼𝘂𝗿𝘁𝗵 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗛𝗼𝗿𝗻𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, succeeding Dennis, Pat, and Teddi Horne. Frank 𝗵𝗮𝘀 𝗮 𝗳𝗼𝗰𝘂𝘀 𝗶𝗻 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲, but does personal lines as well.

Frank helps 𝗵𝗲𝗹𝗽𝘀 𝗹𝗼𝗰𝗮𝗹 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗼𝘄𝗻𝗲𝗿𝘀 review their policies and build protection plans that fit their operations and future goals.

He 𝗮𝗹𝘀𝗼 𝗵𝗲𝗹𝗽𝘀 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹𝘀 𝗮𝗻𝗱 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝘄𝗶𝘁𝗵 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 as part of creating well-rounded protection plans.

Frank is also a military veteran, having been a part of Coast Guard anti narcotics/human trafficking operations in the South Eastern/Central Eastern Pacific. When he’s not at the office, Frank enjoys photography, staying active at the gym, skiing, being outdoors, and spending time with his fiancée, Carolyn. He brings that same focus and attention to detail into the work he does for our clients every day.

Stop in or give Frank a call — he’s ready to help protect what you’ve built. 🏢📸

Address

310 Keystone Avenue
Cresson, PA
16630

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 7pm
Friday 9am - 5pm

Telephone

+18148864021

Website

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