05/19/2026
Hail season is just getting started.
Cen-Tex Insurers has a solution for those high deductibles and older roofs faced with depreciation.
More common than not homeowners are face with a 2% or higher wind and hail deductible. So that means on a
$300,000 home = $6,000 out of pocket
$400,000 home = $8,000 out of pocket
That’s before insurance pays anything.
That’s why the SOLA wind and hail deductible policy is getting so much attention.
Quick facts:
Backed by A-rated reinsurance through Lloyd’s of London
Not a startup
Built to actually pay claims
What it can cover:
Primary homes
Rentals
Vacation homes
Mobile and manufactured homes
Farms
Vacant properties
Available in Texas and several other states.
The part most people ask about:
There is a 5-day waiting period.
This is for planning ahead, not when a storm is already on the radar.
Now the real question:
If a storm hit tonight…
could you comfortably write a $6,000–$10,000 check?
If you want help figuring out your deductible, comment “deductible” or send me a message