Paul Everton, Loan Officer

Paul Everton, Loan Officer Paul Everton, Loan Officer NMLS #56444
Primary Residential Mortgage Inc. | Your Local Mortgage Lender NMLS #3094 | Equal Housing Lender | Licensed in RI

Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, we will be there for you every step of the way. Branch NMLS #305552

NMLS #56444 | RI #56444

🤔 Did you know that putting down a smaller down payment, as little as 0%-3.5%, on your house could be a smart financial ...
06/10/2026

🤔 Did you know that putting down a smaller down payment, as little as 0%-3.5%, on your house could be a smart financial move?

Here's why:
✅ Free up cash to pay off high-interest debt: By putting down less upfront, you'll have more money available to tackle expensive debts like credit cards, car payments, or student loans. This can save you thousands of dollars in interest over time.
✅ Potential savings outweigh PMI: Even with private mortgage insurance (PMI), which is required for down payments less than 20%, the money you save from paying off high-interest debt could be much greater.
✅ Become a homeowner sooner: Don't wait to achieve your dream of homeownership! A smaller down payment allows you to enter the market quicker.

I can help you determine the best down payment strategy for your financial situation and goals. DM me for more info!

🎓 Think being in school means you can’t qualify for a mortgage? Think again. 🏡In many cases, your schooling may count to...
06/03/2026

🎓 Think being in school means you can’t qualify for a mortgage? Think again. 🏡

In many cases, your schooling may count toward your employment history requirement — helping recent grads, trade school students, medical professionals, and others move closer to homeownership sooner than they thought possible.

Every situation is different, but you may qualify even if you’re just starting your career. 👀
Have questions about your situation? Send me a message and let’s talk through your options. 📩

05/25/2026

You protected our freedom — now let us help you find your way home.🏠🇺🇸

PRMI’s “Zero Down for Our Heroes” program was created to support active-duty military members and Veterans with simple VA loan solutions.
✔️ Zero down payment options
✔️ Lower credit? Don’t count yourself out
✔️ Fast closings so you can move in sooner
✔️ Personalized help from real VA loan experts

Ready to find your way home?📩 DM us “HEROES” to get started today!
Primary Residential Mortgage Inc. is proud to support our heroes ❤️

05/20/2026

Real estate investors can qualify using rental income alone—no tax returns, no income docs, and no job verification, just proof your property’s cash flow covers the loan. With DSCR loans, 640+ credit is accepted, up to 85% LTV is available, and employment status isn’t a concern. Smarter financing. Bigger portfolios. 📈

👉 DM “DSCR” to check your eligibility

Trying to decide between renewing your lease… or starting the homebuying process? 👀In Massachusetts, rent is hitting $3K...
05/13/2026

Trying to decide between renewing your lease… or starting the homebuying process? 👀

In Massachusetts, rent is hitting $3K–$3.5K/month—that’s $35K–$40K+ a year going straight to your landlord 📈 That same monthly payment could be going toward a home—building equity and something that’s actually yours 🏡

👉 The real question: are you paying rent… or building wealth?

05/06/2026

Big news for Massachusetts homebuyers! 🏡
MassHousing is now offering $25,000 in down payment assistance to help you get into your dream home.

The Highlights:
• $25,000 for down payment or closing costs.
• 0% deferred interest & no monthly payments.
• Rate locks available through July 31, 2026.

Stop waiting on the sidelines and start building equity. DM us “25K” to check your eligibility today!

April market update 📊🏡Rates ticked up slightly but are still holding in the low-to-mid 6% range, giving buyers some cons...
05/04/2026

April market update 📊🏡
Rates ticked up slightly but are still holding in the low-to-mid 6% range, giving buyers some consistency to work with. Inventory is seeing a boost—especially in the Northeast and Midwest—though overall growth is starting to level off. With more listings hitting the market and 16.7% of homes seeing price reductions, sellers are adjusting and buyers are gaining a bit more leverage. Homes are also sitting longer, signaling a shift toward a more balanced pace.

👉 Curious how this impacts your buying or selling strategy? Let’s connect.

04/29/2026

Ever feel like you just need a permanent place to escape? 🌊✨

Big news: owning that dream vacation home or a weekend retreat just got a lot more affordable. With our new lower rates and flexible financing options, you can now secure a second home with a lower down payment than traditional investment loans.

Why wait for "someday"? Let's find your happy place today by messaging me directly. 🏡

04/15/2026

Tax day is here🚨 As you review your tax return, your refund could be the first real step toward owning a home 🏡💰

DM “REFUND” to see how it can be applied toward your down payment—and how it could give you a serious edge in this spring market!

March market update 📊🏡Rates are moving in a better direction, easing slightly and giving buyers a bit more opportunity. ...
04/09/2026

March market update 📊🏡
Rates are moving in a better direction, easing slightly and giving buyers a bit more opportunity. Inventory continues to build, but at a slower pace. With supply still tight—especially in the Northeast—the market is staying relatively seller-friendly. At the same time, more price reductions and longer days on market are creating some breathing room for buyers.

👉 Want to see what this means for your next move? Let’s connect.

Address

647 Oaklawn Avenue
Cranston, RI
02920

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+14014996002

Website

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