Jon Joubert, Mortgage Originator

Jon Joubert, Mortgage Originator Helping buyers achieve homeownership🏡
Licensed in RI, MA, CT, NJ, MD, PA. VA, TN & FL | NMLS #19727
PRMI NMLS #3094 | Equal Housing Lender🔑
⬇️ Apply Now

Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, we will be there for you every step of the way. Branch NMLS #305552

NMLS #19727 | CT #3931 | FL | GA #19727 | MA | NJ #19727 | RI #19727

🎁 Imagine getting a little help from loved ones to make your homeownership goals a reality! 🏡💰 Gift funds can be used to...
09/02/2026

🎁 Imagine getting a little help from loved ones to make your homeownership goals a reality! 🏡

💰 Gift funds can be used toward your down payment and closing costs, helping reduce some of the upfront expenses of buying a home.

📲 Want to learn how gift funds could work for your home purchase? Reach out today!

🚨 Does Your Credit Score Really Matter? 🚨There’s a HUGE myth that you need perfect credit to buy a home – but that’s sim...
08/26/2026

🚨 Does Your Credit Score Really Matter? 🚨

There’s a HUGE myth that you need perfect credit to buy a home – but that’s simply NOT true! 🤯

✅ The Reality: Loan options exist for a wide range of credit scores. In fact, many buyers qualify with scores lower than they think!

📊 Did You Know? Only 32% of buyers understand the real credit score requirements!

The key? Working with a lender who understands creative solutions! 🏡💰

Got questions? Call today for more info!

Big congratulations to these amazing buyers on securing their dream home in Connecticut! 🔑🏡🎉Nothing beats helping first-...
08/22/2026

Big congratulations to these amazing buyers on securing their dream home in Connecticut! 🔑🏡🎉

Nothing beats helping first-time homebuyers reach the closing table and unlock their next chapter. Wishing you both endless happy memories in your new home! 🥂✨

Thinking about making your move in CT? Send a DM to get started! 📩👇

👉 You may already know that refinancing your home loan can help net you a lower interest rate, but what you may not know...
08/19/2026

👉 You may already know that refinancing your home loan can help net you a lower interest rate, but what you may not know is it can also get you cash to pay off the balance on your student loans.

👉 PRMI's Student Loan Cash-Out Refinance can put an end to your student loan payments and get you better terms for your mortgage payments, all in one easy transaction.

Got questions? Reach out to me for more information! 📞

Think you can’t buy a home after bankruptcy? Think again! 🏡✨✅ Chapter 7: Possible in 2–4 years✅ Chapter 13: Possible as ...
08/12/2026

Think you can’t buy a home after bankruptcy? Think again! 🏡✨

✅ Chapter 7: Possible in 2–4 years
✅ Chapter 13: Possible as soon as 1 year
Rebuild your credit, save a little, and you can be back on track to homeownership sooner than
you think.

👉 Can’t Wait 1-2 years after a Bankruptcy?
No Problem, inquiry about PRMI’s Fresh Start Program which allows you to purchase or
refinance 1 day out of bankruptcy, short sale, or foreclosure!

Curious about your options? Call me today 📞

08/07/2026
08/05/2026

Did you know you don't always need complex personal income verification to purchase an investment property? 💡

Our DSCR loan program is designed to help investors—whether it’s your very first property or your fifth—qualify based on the cash flow potential of the rental home itself.
Ready to make your rental property goals a reality?

📩 Shoot me a message and let's map out your strategy!

Not every deal fits the mold — and that’s okay.At PRMI, we’re all about turning “No way” into “Let’s make it happen.” 💡F...
07/29/2026

Not every deal fits the mold — and that’s okay.

At PRMI, we’re all about turning “No way” into “Let’s make it happen.” 💡

From DSCR loans to alternate-income options, we have creative solutions for complex
scenarios.

Below are just a few of the options we offer:
🧰 No Income Docs
️🚀 Up to 90% LTV
🌎 ITIN, DACA, Non-Permanent Residents & Foreign National Programs
💼 LLC & Corp Borrowers Welcome
📈 Loan amounts up to $5M
️🔑 First-Time Homebuyers & Investors Welcome
📊 Alt-Income Options: Bank Statements, 1099, P&L, WVOE, Asset Utilization
🏦 HELOCs & Cross-Collateralization
🏢 Mixed Use (2–8 units), Condo Hotels, MFG Homes
🌐 Foreign National & ITIN Programs
🏡 Unlimited Financed Properties

📲 Let’s find a way forward. Call me today for more info!

Address

647 Oaklawn Avenue
Cranston, RI
02920

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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