Samuel Montes Mortgage Originator NMLS #1675956

Samuel Montes Mortgage Originator NMLS #1675956 Helping buyers achieve homeownership🏡
Licensed in RI, MA, & FL | NMLS #1675956
PRMI NMLS #3094 | Equal Housing Lender🔑
⬇️ Apply Now

Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, we will be there for you every step of the way. Branch NMLS #305552

NMLS #1675956 | MA | RI #1675956

🤔 Did you know that putting down a smaller down payment, as little as 0%-3.5%, on your house could be a smart financial ...
06/10/2026

🤔 Did you know that putting down a smaller down payment, as little as 0%-3.5%, on your house could be a smart financial move?

Here's why:
✅ Free up cash to pay off high-interest debt: By putting down less upfront, you'll have more money available to tackle expensive debts like credit cards, car payments, or student loans. This can save you thousands of dollars in interest over time.
✅ Potential savings outweigh PMI: Even with private mortgage insurance (PMI), which is required for down payments less than 20%, the money you save from paying off high-interest debt could be much greater.
✅ Become a homeowner sooner: Don't wait to achieve your dream of homeownership! A smaller down payment allows you to enter the market quicker.

I can help you determine the best down payment strategy for your financial situation and goals. DM me for more info!

🎓 Think being in school means you can’t qualify for a mortgage? Think again. 🏡In many cases, your schooling may count to...
06/03/2026

🎓 Think being in school means you can’t qualify for a mortgage? Think again. 🏡

In many cases, your schooling may count toward your employment history requirement — helping recent grads, trade school students, medical professionals, and others move closer to homeownership sooner than they thought possible.

Every situation is different, but you may qualify even if you’re just starting your career. 👀
Have questions about your situation? Send me a message and let’s talk through your options. 📩

Imagina diseñar la casa de tus sueños desde cero. Con un préstamo USDA de cierre único (One-Time-Close), ¡puedes hacerlo...
06/01/2026

Imagina diseñar la casa de tus sueños desde cero. Con un préstamo USDA de cierre único (One-Time-Close), ¡puedes hacerlo! Obtén financiamiento del 100%* y asegura tu tasa antes de que comience la construcción. Además, ¡sin pagos hasta que la construcción esté terminada!
Construyamos tu hogar ideal juntos.🛠️

📩 Envíame un mensaje para saber cómo calificar.

PRMI presenta PRMI EMPOWER ✨Un nuevo programa exclusivo de asistencia para el pago inicial para préstamos FHA de PRMI.🔹 ...
05/25/2026

PRMI presenta PRMI EMPOWER ✨
Un nuevo programa exclusivo de asistencia para el pago inicial para préstamos FHA de PRMI.

🔹 Opciones de asistencia reembolsable o condonable
🔹 Hasta 5% de asistencia disponible
🔹 La opción condonable ofrece 0% interés y sin pagos mensuales

📩 Envíame un mensaje para saber cómo calificar.

05/25/2026

You protected our freedom — now let us help you find your way home.🏠🇺🇸

PRMI’s “Zero Down for Our Heroes” program was created to support active-duty military members and Veterans with simple VA loan solutions.
✔️ Zero down payment options
✔️ Lower credit? Don’t count yourself out
✔️ Fast closings so you can move in sooner
✔️ Personalized help from real VA loan experts

Ready to find your way home?📩 DM us “HEROES” to get started today!
Primary Residential Mortgage Inc. is proud to support our heroes ❤️

05/20/2026

Real estate investors can qualify using rental income alone—no tax returns, no income docs, and no job verification, just proof your property’s cash flow covers the loan. With DSCR loans, 640+ credit is accepted, up to 85% LTV is available, and employment status isn’t a concern. Smarter financing. Bigger portfolios. 📈

👉 DM “DSCR” to check your eligibility

¿Sueñas con tener tu propio hogar en Massachusetts? 🔑Los programas de asistencia para el pago inicial (DPA) de MassHousi...
05/18/2026

¿Sueñas con tener tu propio hogar en Massachusetts? 🔑

Los programas de asistencia para el pago inicial (DPA) de MassHousing están diseñados para ayudar a compradores de vivienda por primera vez como tú a superar el mayor obstáculo.
Imagina construir tu futuro antes de lo que pensabas posible. Conoce más sobre estas increíbles oportunidades y da el primer paso hacia tu camino a la propiedad de vivienda. 🏡

📞Envíame un mensaje directo para empezar

Trying to decide between renewing your lease… or starting the homebuying process? 👀In Massachusetts, rent is hitting $3K...
05/13/2026

Trying to decide between renewing your lease… or starting the homebuying process? 👀

In Massachusetts, rent is hitting $3K–$3.5K/month—that’s $35K–$40K+ a year going straight to your landlord 📈 That same monthly payment could be going toward a home—building equity and something that’s actually yours 🏡

👉 The real question: are you paying rent… or building wealth?

🏡 Sirviendo a quienes sirvieron — ¡tu camino hacia la propiedad de vivienda ahora es más fácil!✅ Sin puntaje de crédito ...
05/11/2026

🏡 Sirviendo a quienes sirvieron — ¡tu camino hacia la propiedad de vivienda ahora es más fácil!
✅ Sin puntaje de crédito mínimo
✅ $0 de pago inicial
✅ Calificación flexible
Tu servicio merece oportunidades. ¡Hagámoslo realidad!
📲Envíame un mensaje directo para empezar.

05/06/2026

Big news for Massachusetts homebuyers! 🏡
MassHousing is now offering $25,000 in down payment assistance to help you get into your dream home.

The Highlights:
• $25,000 for down payment or closing costs.
• 0% deferred interest & no monthly payments.
• Rate locks available through July 31, 2026.

Stop waiting on the sidelines and start building equity. DM us “25K” to check your eligibility today!

Address

647 Oaklawn Avenue
Cranston, RI
02920

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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