The DellaVecchia Group LLC

10/16/2026

The Valentine House annual fundraiser was especially meaningful to me this year. The nonprofit was founded by my mother, Lisa Valentine, and my late stepfather, Charles Valentine, and seeing Charles honored for his life in sobriety and the people he helped was deeply moving.

Charles always used to say, “One more.” It meant going out and finding one more person he could help get sober. That simple phrase captured his heart and his purpose, and it’s how I’ll always remember him.

I’m proud of my mom and everyone at Valentine House for continuing that work, one more person at a time.

Learn more or support their mission:
https://www.valentinehouse.org

09/09/2026

SpaceX has joined the Nasdaq-100, a major stock market index that tracks many of the largest nonfinancial companies listed on Nasdaq.

The move could make the company a holding in more index-based funds, including some funds used in retirement accounts.

Index inclusion can matter because index-tracking funds may need to add shares of a newly included company. That can affect demand for the stock, though it does not guarantee future performance.

The company recently went public and has seen notable stock-price movement since its initial public offering.

The broader takeaway is that index changes can indirectly affect what investors own, especially through mutual funds, exchange-traded funds, and retirement account holdings.

For investors, this is a reminder to understand what is inside the funds they own—not just the name of the index or account.


Source:

The move could add the Elon Musk-led firm to many retirement portfolios.

09/05/2026

A good education is one of the best advantages you can give your child and it takes hard work and smart planning. Read our guide to saving for future educational expenses-- from dealing with tuition inflation to options for investment vehicles. For personalized guidance based on your family's goals, reach out so we can talk about strategies to get you started.
https://equitable.com/perspectives/life-planning/2024/education-savings-how-parents-can-plan-for-the-future

08/11/2026

The Common Cents Act has passed the House and now moves to the Senate for consideration.

The bill is tied to the phase-out of the penny and would create a national rounding standard for cash transactions.

Under the proposal, cash purchases would be rounded up or down to the nearest five cents when exact change is not available.

For example, a purchase totaling $10.02 would round down to $10.00, while a purchase totaling $10.04 would round up to $10.05.

Pennies would still retain their value under the act, even as the Treasury stopped minting them.

The bill is especially relevant for businesses that handle cash, including restaurants and retailers, because it could reduce confusion and legal risk around exact change.

For consumers and businesses, the broader takeaway is that even small changes in currency rules can affect daily transactions, checkout systems, and cash-handling practices.


Source:

New law aims to address how businesses and consumers should transact amid the phase-out of the penny.

08/06/2026

Asset location is quickly emerging as a powerful financial planning framework that focuses on where you hold your investments — not just what you invest in. Reach out to learn more: https://assetlocation.com?utm_medium=social-media&utm_source=MarketingSuite&utm_campaign=MS_0326_Asset_Location&utm_content=where-you-invest-matters

07/28/2026

Approaching age 55? It’s the perfect time to start refining your financial plans for retirement and beyond. Here are key areas to focus on:

* Retirement Goals: Align your savings and investments with the lifestyle you envision for retirement.

* Social Security & Pensions: Explore strategies to optimize benefits and ensure a steady income stream.

* Estate Planning: Review or establish wills, trusts, and healthcare directives to protect your legacy and provide peace of mind with your estate attorney.

* Insurance Needs: Assess coverage to ensure it matches your evolving life situation.

* Tax Planning: Minimize tax liabilities now and in retirement with proactive strategies with the assistance of your tax professional.

Let’s connect to ensure your financial future is secure and aligned with your goals!

07/21/2026

Approaching age 50? This milestone opens the door to catch-up contributions, allowing you to supercharge your retirement savings:

* 401(k) Plans: Contribute an additional $8,000 annually, raising your limit to $30,000 (for 2025).

* IRAs: Add an extra $1,100 annually, increasing your limit to $8,600 (if eligible). Catch-up contributions are a great way to close savings gaps and accelerate progress toward your financial goals. At this stage, it’s also wise to:

* Review Your Savings Plan: Ensure contributions align with your retirement timeline and lifestyle goals.

* Balance Risk & Growth: Adjust your portfolio to reflect your evolving needs as you near retirement.

* Optimize Tax Efficiency: Explore tax-advantaged strategies to maximize savings along with your tax professional.

Let’s connect to tailor a plan to your unique financial situation!

07/02/2026

Saving for retirement gets a lot of attention. Spending those savings can be just as important.

A recent survey found that only 31% of Americans know what “decumulation” means — the process of drawing down retirement assets over time.

That uncertainty may help explain why some retirees spend far less than they could. One report found that about one-third of retirees still had 100% or more of their initial retirement assets by their mid-80s.

For many people, the concern is not just having enough saved. It is knowing how to use those savings while accounting for healthcare costs, inflation, taxes, market changes, and longevity.

Common withdrawal guidelines, such as the 4% rule, may provide a starting point, but they do not account for every personal circumstance.

The transition from saving to spending can be both emotional and financial. After decades of building retirement assets, using them thoughtfully can take a different kind of confidence.


Source:

Many Americans spend decades saving for retirement, but lack a plan for using that money once they stop working, a new survey finds. Here's what to know.

06/23/2026

If you live to 95, will your money?

If you're too aggressive, will you come up short? Too conservative, and you leave quality of life on the table.

Also, will the life you are living at 70 change as you age? Have you considered how changing withdrawal rates can affect everything from estate management strategies to retirement strategies?



Disclosure: The portfolio is composed of 50 percent stocks, 40 percent bonds, and 10 percent Treasury bills. It is assumed that a person withdraws a hypothetical percentage each year. Historical returns based on the period January 1, 2001, to December 31, 2025. Stocks are represented by the Standard & Poor's 500, which is an unmanaged group of securities & considered to be representative of the US stock market. Bonds are represented by the five-year U.S. government bond and Treasury bills by the 30-day U.S. Treasury bill. An investment cannot be made directly in an index. Past performance is no guarantee of future results.

06/23/2026

Recently I had the pleasure of attended the Special Olympics New Jersey’s Calling All Champions event.

The evening brought together athletes, supporters, and community leaders to celebrate the impact SONJ is making across the state and to support Team NJ on its road to the 2026 USA Games. It was a great opportunity to learn more about the organization and the people who make its mission possible. Hearing firsthand stories of perseverance, achievement, and community support made the event especially meaningful. The passion and dedication of everyone involved were evident throughout the evening and served as a great reminder of the importance of creating opportunities for all. Seeing so many individuals united around a shared commitment to inclusion and opportunity was inspiring.

I'm grateful to have been part of such a meaningful event and excited to cheer on Team NJ as they continue their journey to the 2026 USA Games!