Adam Overmyer - Overmyer Insurance Agency

Adam Overmyer - Overmyer Insurance Agency Saving money on your insurance coverage is just the start! Optimize your insurance experience.

09/01/2026

Insurance Tips on Tuesday is back! 🎥

It’s been a minute since I’ve posted one of these, and a lot has changed at the agency since then!

Today’s tip is especially relevant for parents with a child heading off to college — and one I know this one firsthand this year.

🚗 If your child is away at college, typically more than 100 miles from home, and doesn’t have a car with them, you may qualify for a significant “student away at school” discount on your auto insurance.

The important part? Your insurance company may not automatically know that your child went away to school. You may need to contact your agent or carrier and ask to have the discount added.

It was one of the first things I took care of after dropping my son off at college this year!

As always, we’re here when you need us. If you have questions about your insurance or would like us to review your coverage, feel free to call or click.

Welcome back to Insurance Tips on Tuesday!

— Your Indie Agent, Adam
908-476-8685
OIAnow.com

Big changes are happening for our agency family! We've officially left a piece of OIA in Indiana as Adam's son starts hi...
08/27/2026

Big changes are happening for our agency family! We've officially left a piece of OIA in Indiana as Adam's son starts his Freshman year at IU.
Wishing him an amazing first year and a great start to this exciting new chapter! Go Hoosiers! 🔴⚪

08/06/2026

What a great day spent in the fields with America's Grow-a-Row! We loved getting our hands dirty while helping to harvest the first corn of the season🌽

Someone’s got a case of the Mondays….
07/27/2026

Someone’s got a case of the Mondays….

07/23/2026

NFIP vs. Private Flood Insurance: What's the Difference?

Did you know you may have more than one option for flood insurance?

In this video, I explain the key differences between the National Flood Insurance Program (NFIP) and private flood insurance, including coverage differences, pricing, and why NFIP premiums are the same no matter which agency or insurance company you purchase your policy through.

Read the full article:
https://www.oianow.com/post/private-flood-insurance-vs-nfip-new-jersey

If you're buying a home or reviewing your flood insurance, I'd be happy to compare your options.

Overmyer Insurance Agency
🌐 https://www.oianow.com
📞 908-476-8685

07/17/2026

Summer storms can roll through in minutes—but knowing what to do afterward can make a huge difference if you need to file an insurance claim.

In this quick video, I cover the most important steps to help protect your family, your property, and your insurance claim, including:

✅ Stay safe
✅ Prevent further damage
✅ Document everything
✅ Contact your insurance company or agent
✅ Save all receipts
✅ Avoid storm chasers and dishonest contractors
✅ Never sign a repair contract before speaking with your insurance company

If you have questions about your insurance coverage or need help after a storm, don't hesitate to reach out.

We are here for you and always happy to help.

-Your Indie Agent Adam
908-476-8685
Oianow.com

07/08/2026

Employees using personal vehicles for work? Here's the liability risk most businesses overlook. 🚗

Many business owners assume that if they don't own company vehicles, they don't have any significant auto-related liability exposures.

At Overmyer Insurance Agency, one of the most common misconceptions we hear is: "We don't own any company vehicles, so we don't need commercial auto insurance." While that may sound reasonable, the reality is that your business could still face a lawsuit if an employee causes an accident while performing work-related duties in their personal vehicle. In fact, this is one of the most overlooked business insurance exposures we see today.

In our latest article, we explain why it's important to have Hired and Non-Owned Auto coverage (HNOA) on your business owners policy if your employees are using their own vehicles for business related reasons.
Read the full article here: https://www.oianow.com/post/employees-using-personal-vehicles-for-work

Another 4th of July, another Cranford Jaycees Firecracker 4 miler and fun run! Thanks again cranfordjaycees for another ...
07/04/2026

Another 4th of July, another Cranford Jaycees Firecracker 4 miler and fun run! Thanks again cranfordjaycees for another awesome event!

Have a safe and fun 4th of July everyone!
🇺🇸🇺🇸

06/23/2026

Did you know your insurance company may be evaluating your home without ever stepping onto your property?

Many homeowners are surprised to learn that insurers increasingly use aerial imagery, satellite photos, and property analytics to review roof conditions, overhanging tree limbs, and other visible property characteristics. In some cases, these reviews can lead to repair requests, underwriting concerns, increased dwelling coverage, or even non-renewal notices.

In our latest article, we explain how aerial imagery is changing homeowners insurance in 2026, what insurance companies may be looking for, and what homeowners can do to avoid surprises.

Read the full article here:
https://www.oianow.com/post/aerial-imagery-homeowners-insurance-2026

-Your Indie Agent Adam

908-476-8685

oianow.com

How it started ➡️ How it's going! 🎉🎈 We’re proud to celebrate 5 years of the Overmyer Insurance Agency in Downtown Cranf...
06/18/2026

How it started ➡️ How it's going! 🎉🎈 We’re proud to celebrate 5 years of the Overmyer Insurance Agency in Downtown Cranford ! Thank you to our incredible clients and community for trusting us to protect what matters most. Your support has made this milestone possible, and we’re just getting started!

Address

2 South Avenue
Cranford, NJ
07016

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 2pm

Telephone

+19084768685

Website

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