Adam Overmyer - Overmyer Insurance Agency

Adam Overmyer - Overmyer Insurance Agency Saving money on your insurance coverage is just the start! Optimize your insurance experience.

Even insurance professionals aren’t immune to road trip mishaps! What was supposed to be a routine college pickup turned...
05/21/2026

Even insurance professionals aren’t immune to road trip mishaps! What was supposed to be a routine college pickup turned into quite the adventure for our office manager last weekend!

With the holiday weekend approaching, now is the perfect time to make sure you’re prepared before hitting the road. 🚗

Check out our latest blog post for helpful tips to keep New Jersey drivers safe and stress-free this holiday weekend:
https://www.oianow.com/post/memorial-day-driving-tips-nj

05/07/2026

Most people think using an insurance agent means paying extra fees.

That’s one of the biggest misconceptions in insurance.

For most home insurance, auto insurance, flood insurance, umbrella insurance, small business insurance, and workers compensation policies, the insurance company pays the agent—not the client.

The reality is, many people are already paying for the service whether they use an agent or not. The difference is that with an independent insurance agency, you also get:

✔ Coverage guidance
✔ Multiple insurance company options
✔ Claims support
✔ A real person to call when you need help

In today’s insurance market, having a trusted advisor matters more than ever.

05/06/2026

Most people assume using an independent insurance agency costs more.

In reality, many times we’re able to provide better pricing because we compare multiple insurance companies for you—not just one.

Direct companies can only offer their own rates. Independent agencies shop the market to help find the best combination of coverage and premium.

And the best part? In most cases, you are not paying extra to work with an agent. We save money on insurance while providing better coverage.

If you’d like a second opinion on your current insurance coverage, I’m always happy to help.

📍 Overmyer Insurance Agency
📞 908-476-8685
📧 [email protected]

🌐 https://www.oianow.com

Do small businesses really need cyber insurance in 2026? 💻Yes. Cyber risk is no longer limited to large corporations. Ma...
04/16/2026

Do small businesses really need cyber insurance in 2026? 💻

Yes. Cyber risk is no longer limited to large corporations. Many small businesses rely on cloud platforms, vendors, and digital systems that create exposure—even without storing large amounts of data. In 2026, cyber insurance is becoming a core part of protecting business operations and financial stability.

Check out our latest blog to see why 2026 will be the year Cyber Insurance will no longer be optional for small businesses:
https://www.oianow.com/post/cyber-insurance-small-businesses-2026

New Jersey has enacted new statewide laws regulating electric bicycles (e-bikes) and electric scooters (e-scooters) to i...
03/19/2026

New Jersey has enacted new statewide laws regulating electric bicycles (e-bikes) and electric scooters (e-scooters) to improve safety for riders, pedestrians, and motorists. These are now among the strictest e-bike regulations in the country. Any device with a motor that can move on its own is now treated as a motorized bicycle under New Jersey law. Stay up to date on Licensing, registration and insurance requirements at https://www.nj.gov/mvc/vehicletopics/ebike.htm

Don't let "Fool's Spring" Fool you! ☀️ This warm stretch of weather in March can make it feel like winter is over, but a...
03/11/2026

Don't let "Fool's Spring" Fool you! ☀️ This warm stretch of weather in March can make it feel like winter is over, but as we all know, winter just isn't done yet! While you are enjoying being outside, now is a great time to walk the perimeter of your property and make sure you are prepared for what's coming next.
☔️Clear out gutters to make way for melting snow and Spring showers
🪾Check for fallen tree limbs or loose shingles on your roof- anything that could potentially cause damage during a storm
💦 Make sure drainage areas and storm drains near your home are clear
Soak up the sunshine, enjoy the warmer air, and make the most of Fool’s Spring while it lasts. ☀️

Last Sunday’s blizzard left its mark…This guy showed up right outside our office in downtown Cranford. ☃️With temps warm...
02/27/2026

Last Sunday’s blizzard left its mark…

This guy showed up right outside our office in downtown Cranford. ☃️

With temps warming up this week, he may not last much longer — but it’s a good reminder how fast things can change around here. Snow one week, melting and runoff the next.

If the thaw brings any surprises (leaks, ice dams, frozen pipe issues), we’re here to help.

Stay safe and enjoy the sunshine while it lasts.
– Adam

Anyone else’s Monday look like this?
02/09/2026

Anyone else’s Monday look like this?

02/07/2026

Wind chills near -20° mean frozen and burst pipes are a real risk.

If you think a pipe is frozen or has burst:

🔹 Shut off the main water valve if you can do so safely
🔹 Call a plumber right away
🔹 Contact your insurance company or broker to start the claim
🔹 The carrier will usually assign a restoration company to handle drying and documentation
🔹 Take photos and video before cleanup — and don’t throw anything away

Avoid open flames or aggressive thawing. Rebuilding should only begin once the claim is established.

Stay safe, limit travel, and reach out if you need help navigating a claim.
And enjoy the Super Bowl. 🏈

-Your Indie Agent Adam

908-476-8685

oianow.com

01/23/2026

❄️ Winter Storm Update ❄️

By now, you’ve probably seen the reports—a major winter storm is heading our way.

This system is massive, stretching over 2,000 miles from Texas to New York City, and here in our area, we could see a foot of snow or more.

Now is the time to prepare, limit travel if possible, and plan to hunker down once the storm begins on Sunday.

Please check in on family, friends, and neighbors—especially anyone who may need extra help.

As always, we’re here for you. Our office will be open during and after the storm. If you have a claim, need guidance, or have coverage questions during or after the storm, don’t hesitate to reach out.

📞 908-476-8685
🌐 oianow.com

— Your Indie Agent Adam

Address

2 South Avenue
Cranford, NJ
07016

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 2pm

Telephone

+19084768685

Website

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