Home Got Owned Mortgages

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Cranford, NJ
Home Got Owned Mortgages

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Unlocking Dreams, One Home at a Time 🏡 Discover Your Dream Home with HomeGotOwned!
(1)

11/02/2026

2nd Nov, 2026
Today’s Mortgage Rates –

Conventional – 6.750%, $1K Lender Fee, NO POINTS, 6.776% APR
30 Yr. FIXED, 600K Purchase Price, 20% down, 780+ Credit, Primary Residence, SFH, 30-Day Lock.

FHA – 6.125%, $1.2K Lender Fee, NO POINTS, 6.866% APR
30 Yr. FIXED, 450K Purchase Price, 3.5% down, 780+ Credit, Primary Residence, SFH, 30-Day Lock.

ARM – 6.375%, $1.2K Lender Fee, NO POINTS, 6.643% APR
30 Yr. FIXED, 7 Yr. ARM Fixed, 600K Purchase Price, 20% down, 780+ Credit, Primary Residence, SFH, 30-Day Lock.

📲Mortgage approval in 5 business days! Rates as of 11/02/2026
Get your custom rate at

https://homegotowned.com/rates
(NO Personal Info needed)

💻HomeGotOwned Mortgages
🆔NMLS 2369427
📍205 North Ave W, Cranford NJ 07016.
📞(908) 858-2220,
✉ [email protected]
🏛️Licensed By The N.J. Department of Banking and Insurance, Broker will not make any mortgage Loan Commitments or fund any Mortgage Loans. Broker arranges loans with third-party providers. Subjected to credit approval and eligibility.

11/02/2026

Funny Real Estate Humor

10/30/2026

💀💀💀 Funny Real Estate Humor

10/30/2026

✨Another successful closing funded at:

📍11 Ridge Pl, Wayne, NJ 07470

💙🏡From application to funding, this file moved forward with strong communication, fast processing, and teamwork every step of the way ✅

❤️At HomeGotOwned Mortgages, we’re committed to helping buyers close with confidence and making the mortgage process as smooth as possible.

Because who you work with matters.

📲 Message me today to get started or get pre-approved fast
Get your custom mortgage rate in 15 seconds
https://homegotowned.com/rates

💻HomeGotOwned Mortgages
🆔NMLS 2369427
📍205 North Ave W, Cranford NJ 07016.
📞(908) 858-2220,
✉ [email protected]

🏛️Licensed By The N.J. Department of Banking and Insurance, Broker will not make any mortgage Loan Commitments or fund any Mortgage Loans. Broker arranges loans with third-party providers. Subjected to credit approval and eligibility.

10/30/2026

🎉 Congratulations on Another 1- Day Approval! 🎉

⏱️ "WHERE SPEED MEETS CERTAINTY."

🏡 5441 Torresdale Ave, Philadelphia, PA 19124

Another buyer is one step closer to homeownership with a 1-Day Mortgage Approval! At HomeGotOwned Mortgages, we know timing matters. That's why our team works quickly, communicates clearly, and keeps your loan moving every step of the way.

Whether you're purchasing your first home, upgrading to your dream home, or refinancing, we're committed to making the mortgage process simple, fast, and stress-free.

👇 Ready to start your homebuying journey?

📲 Message us today to get pre-approved fast.
⚡ Get your custom mortgage rate in just 15 seconds
https://homegotowned.com/rates

💻 HomeGotOwned Mortgages
🆔 NMLS 2369427
📍 205 North Ave W, Cranford, NJ 07016
📞 (908) 858-2220
✉️ [[email protected]]
🏛️ Licensed by the N.J. Department of Banking and Insurance. Broker will not make any mortgage loan commitments or fund any mortgage loans. Broker arranges loans with third-party providers. Subject to credit approval and eligibility.

10/30/2026

Your next investment property could qualify based on its rental income. 🏡🔑

Build your portfolio with DSCR loan options from HomeGotOwned Mortgages.

✅ No W-2s. No tax returns.
✅ Qualify based on rental income—not personal income.
✅ Minimum FICO: 660*
✅ Minimum loan amount: $150,000*

We shop 45+ lenders to help you find competitive financing for your next investment.

📩 DM us “DSCR” to explore your options.
🌐 homegotowned.com

Who you work with matters.

Investment properties only. Eligibility, credit, property and rental-income requirements apply. Subject to lender guidelines and underwriting approval. Terms may change.

10/30/2026

30th OCT, 2026
Today’s Mortgage Rates –

Conventional – 6.875%, $1K Lender Fee, NO POINTS, 6.902% APR
30 Yr. FIXED, 600K Purchase Price, 20% down, 780+ Credit, Primary Residence, SFH, 30-Day Lock.

FHA – 6.250%, $1.2K Lender Fee, NO POINTS, 6.993% APR
30 Yr. FIXED, 450K Purchase Price, 3.5% down, 780+ Credit, Primary Residence, SFH, 30-Day Lock.

ARM – 6.500%, $1.2K Lender Fee, NO POINTS, 6.707% APR
30 Yr. FIXED, 7 Yr. ARM Fixed, 600K Purchase Price, 20% down, 780+ Credit, Primary Residence, SFH, 30-Day Lock.

📲Mortgage approval in 5 business days! Rates as of 10/30/2026
Get your custom rate at
https://homegotowned.com/rates
(NO Personal Info needed)

💻HomeGotOwned Mortgages
🆔NMLS 2369427
📍205 North Ave W, Cranford NJ 07016.
📞(908) 858-2220,
✉ [email protected]
🏛️Licensed By The N.J. Department of Banking and Insurance, Broker will not make any mortgage Loan Commitments or fund any Mortgage Loans. Broker arranges loans with third-party providers. Subjected to credit approval and eligibility.

10/30/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

📲Get your custom rate at
https://homegotowned.com/rates

(NO Personal Info needed)

💻HomeGotOwned Mortgages
🆔NMLS 2369427
📍205 North Ave W, Cranford NJ 07016.
📞(908) 858-2220,
✉ [email protected]
🏛️Licensed By The N.J. Department of Banking and Insurance, Broker will not make any mortgage Loan Commitments or fund any Mortgage Loans. Broker arranges loans with third-party providers. Subjected to credit approval and eligibility.

10/30/2026

゚viralシ

10/29/2026

"𝘾𝙇𝙄𝙀𝙉𝙏'𝙎 𝙏𝙀𝙎𝙏𝙄𝙈𝙊𝙉𝙄𝘼𝙇"

"Great experience with Chris from HomeGotOwned, By far, the fastest and simplest process to refi our home. Chris kept us informed on the status and checked in with us to make sure we were in the loop from end to end. I highly recommend him and will definitely work with him again on future home financing needs.
Positive
Responsiveness, Quality, Professionalism, Value"

Chris Ashrafi

🌐Get your custom mortgage rate at
HomeGotOwned Mortgages | Rates
HomeGotOwned Mortgages
NMLS #2369427

🏢 HomeGotOwned Mortgages
📍 205 North Ave W, Cranford, NJ 07016
📞 (908) 858-2220
📧 [email protected]

Licensed By The N.J. Department of Banking and Insurance, Broker will not make any mortgage Loan Commitments or fund any Mortgage Loans. Broker arranges loans with third-party providers. Subjected to credit approval and eligibility.

Address

205 North Avenue West
Cranford, NJ
07016

Telephone

+19088582220

Website

http://homegotowned.com/

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