Teresa Osborn, Agent, The Home Agency

Teresa Osborn, Agent, The Home Agency The Home Agency and I look forward to helping you with all your insurance needs. The Home Agency-Cozad is a full-service insurance agency.

Specializing in Ag related products;

Crop Insurance,
LRP (Livestock Risk Protection)
Pivot Irrigation System- replacement cost
PRF ( Pasture, Rangeland, and Forage)
Farm/ Ranch Coverages
Liability

05/14/2026
10/12/2025

Harvest 2025 is here, and we wanted to give some helpful reminders:

• Any grain stored in bins from prior years must be measured by an adjuster prior to adding new crop.
• If you will be chopping silage, or not harvesting any acres reported for grain, appraisals will be needed. Please contact us as soon as possible prior to chopping.
• If you suspect any quality concerns with your crops, contact your agent immediately.
• Losses must be reported to your agent within 15 days of completion of harvest, or by the end of the insurance period, whichever comes first.
• Revenue losses have 45 days from the announcement of the harvest price to be reported and filed.
• Premiums for MPCI policies are due September 30th, 2025. Unpaid premiums start accruing interest on October 1, 2025.
• If any hail or wind claims were deferred, those acres will need to be inspected by your Hail adjuster, prior to being harvested.

If you have any questions, give your agent at The Home Agency a call. Have a Safe Harvest!!

09/25/2025

Thank you so much to Elwood Public School for participating and raising money to go towards Team Jack. Hearing the preschool class come down the street chanting, “GO BIG RED” made everyone smile! You guys are awesome! 🫶🏼

09/24/2025

We've got you covered for lunch and dessert on Thursday! Stop by the Radiothon and grab yourself a burger or brat and follow it up with a tasty root beer float!

We will be serving from 11 AM - 1 PM and it's free will donation, all funds going towards Team Jack and their mission!

08/21/2025

If you wrote a separate hail policy this year, check with your agent. Some companies give cash discounts if paid by a certain date.
August 31st is one of those deadlines in Nebraska.

08/07/2025

Looking ahead, the next Sales Closing Deadline for 2026 Winter Wheat is September 30, 2025. Call your agent to discuss your options at 800-245-4241! 🌾

07/03/2025

We hope you have a safe and happy holiday weekend! Our offices will be closed tomorrow, July 4th.

06/12/2025

Address

131 West 8th Street
Cozad, NE
69130

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