Citizens Federal Savings and Loan of Covington, KY

Citizens Federal Savings and Loan of Covington, KY Financial Products Offered:
Mortgage Loan Accounts
Savings Accounts
Certificates of Deposits
Checking We welcome the opportunity to serve your financial needs.

Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky. You may ask- What does a mutual institution mean to me the customer? As a mutual savings and loan each customer has a stake and ownership in our association. If you have any questions or concerns we handle them direct

ly here we don’t have to address stockholders when daily decisions need to be made regarding your financial needs. We are looking out for your best interest and will always be here to safeguard your money and protect your financial interests. Citizens Federal Savings and Loan offers competitive rates on deposit accounts and mortgage loans. Our courteous and knowledgeable staff will provide you with quality service for all your financial needs. Member FDIC -- Equal Housing Lender

01/26/2026

Due to the inclement weather, Citizens Federal will be opening at 11:00 a.m. Monday, January 26, 2026.

12/02/2025

Due to the inclement weather, Citizens Federal will be opening at 9:30 a.m.

Citizens Federal S&L has been nominated for LINK NKY’s Inaugural Readers’ Choice Awards! Voting begins on February 22 an...
02/19/2025

Citizens Federal S&L has been nominated for LINK NKY’s Inaugural Readers’ Choice Awards! Voting begins on February 22 and runs though March 23. This is a fantastic opportunity to gain recognition and support from the local community.

Scan the QR code below daily beginning February 22, 2025 to vote for Citizens Federal!

01/06/2025

Due to the inclement weather, Citizens Federal will be closed on January 6, 2025.

Merry Christmas from Citizens Federal! Best wishes for a happy, healthy and prosperous New Year!
12/18/2024

Merry Christmas from Citizens Federal! Best wishes for a happy, healthy and prosperous New Year!

Citizens Federal is currently offering the following Certificate of Deposit special: 11 months with an annual percentage...
04/19/2023

Citizens Federal is currently offering the following Certificate of Deposit special:

11 months with an annual percentage yield of 4.55%

Please visit our website to view all of our current Certificate of Deposit offerings at www.citizens-federal.com
MEMBER FDIC

We welcome the opportunity to serve your financial needs. Citizens Federal Savings and Loan offers competitive rates on deposit accounts and mortgage loans. Our courteous and knowledgeable staff will provide you with quality service for all your financial needs.

Citizens Federal is currently offering the following Certificate of Deposit specials: 18 months with an annual percentag...
02/14/2023

Citizens Federal is currently offering the following Certificate of Deposit specials:

18 months with an annual percentage yield of 4.30%
29 months with an annual percentage yield of 4.36%

Please visit our website to view all of our current Certificate of Deposit offerings at www.citizens-federal.com

MEMBER FDIC

We welcome the opportunity to serve your financial needs. Citizens Federal Savings and Loan offers competitive rates on deposit accounts and mortgage loans. Our courteous and knowledgeable staff will provide you with quality service for all your financial needs.

02/09/2023

😍 Love is in the air...Unfortunately, scammers like to target their victims when they are at their most vulnerable. Here's six ways you can help your customers avoid a bad breakup with their $$$.

Citizens Federal is currently offering the following Certificate of Deposit specials: 11 months with an annual percentag...
01/26/2023

Citizens Federal is currently offering the following Certificate of Deposit specials:

11 months with an annual percentage yield of 4.25%

48 months with an annual percentage yield of 4.40%

Please visit our website to view all of our current Certificate of Deposit offerings at www.citizens-federal.com

MEMBER FDIC

We welcome the opportunity to serve your financial needs. Citizens Federal Savings and Loan offers competitive rates on deposit accounts and mortgage loans. Our courteous and knowledgeable staff will provide you with quality service for all your financial needs.

02/04/2022

Citizens Federal will be opening Friday, February 4, 2022 at 11:00 a.m.

02/03/2022

Due to the forecasted inclement weather conditions, we will be closed today, February 3, 2022.

03/03/2021

To make necessary repairs from Extensive Water Damage sustained
we will be closing at 1:00 p.m. Thursday, March 4, 2021 and
will remain closed Friday, March 5, 2021.

We are sorry for any inconvenience this may cause.

Address

433 Madison Avenue
Covington, KY
41011

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 6pm

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