Nick's Home Loan Page

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NMLS # 112624 MB 2667654

Nick Xavier Loan Officer NMLS # 112624 Absolute Mortgage partnered with American Pacific Mortgage NMLS #1850 Equal Housing Opportunity Licensed in WA

At United Wholesale Mortgage for a little education, intentionally takinga 2 day class on social media. (A topic that I'...
08/26/2026

At United Wholesale Mortgage for a little education, intentionally takinga 2 day class on social media. (A topic that I'm not super comfortable with) They are a Great Partner for me and my Brokerage, always helping me grow!

🎆 Wishing everyone a fun, festive, and safe 4th of July! 🇺🇸 Enjoy the fireworks, good food, and great company—let’s cele...
07/04/2025

🎆 Wishing everyone a fun, festive, and safe 4th of July! 🇺🇸 Enjoy the fireworks, good food, and great company—let’s celebrate freedom together!

07/01/2025

Unlock the door to your first home with confidence! 🏡✨ As a mortgage expert, I'm here to guide you every step of the way—so your finances stay strong and your dreams stay on track. Ready to get started? Call today and let’s make homeownership happen! 📞🔑

06/10/2025

The Biggest Reason that I see lower credit scores is: "Proportion of Balance to High Credit Limit" on Credit Cards. To Maximize the amount of points that you get please keep your balances to 35% or lower :)

How much do rates need to drop before I refinance?  This is the  #1 question I get from my current clients.  The answer ...
03/20/2025

How much do rates need to drop before I refinance? This is the #1 question I get from my current clients. The answer is different of everyone! Depending on how much equity (cost) you use for the refinance, it may make sense now! Reach out to me and I can give you a quick breakdown!

Tap into the Equity of Your Home for: Home Improvements, Safety Net, Funding College, Consolidate Bills or just because....
03/14/2025

Tap into the Equity of Your Home for: Home Improvements, Safety Net, Funding College, Consolidate Bills or just because. I can help you with a Cash-Out Refinance or Home Equity Line of Credit (HELOC)

After 21 years working for Banks, I've taken a different path in Lending & have started my own Mortgage Brokerage!  A lo...
02/26/2025

After 21 years working for Banks, I've taken a different path in Lending & have started my own Mortgage Brokerage! A lot of thought and planning has gone into this, but the catalyst was really me reflecting on all of my relationships with clients and Real Estate Partners 🥰. I did this so that I can remain really competitive in a difficult market, and offer my clients real value without compromising service... That's what it really comes down to for me!

🏡 Looking to make your first home purchase? 🏡 Discover the ultimate guide to Down Payment Assistance options for first-t...
03/13/2024

🏡 Looking to make your first home purchase? 🏡 Discover the ultimate guide to Down Payment Assistance options for first-time homebuyers! 💰💼 Our latest blog breaks down everything you need to know to make your dream of homeownership a reality. Check it out now! 📝🔑🏠

Explore popular down payment assistance programs for first-time homebuyers in our blog. Discover how to save money and achieve your homeownership goals with expert insights and tips.

03/12/2024

Thinking of buying a new-construction home? 🏡✨Discover the pros and cons before making your decision! While it's great to have a brand-new home without the hassle of building, there are important factors to consider.

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25625 204th Place SE
Covington, WA
98042

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