Kayleigh Smotherman Home Loans NMLS 1735124

Kayleigh Smotherman Home Loans NMLS 1735124 Mortgage advisor and residential construction loan specialist with Gulf Coast Bank & Trust Company

Spring home-buying season is here! Do you know someone that could use some HELP? Reach out to see if you qualify!
04/21/2026

Spring home-buying season is here! Do you know someone that could use some HELP? Reach out to see if you qualify!

Don't let high rates discourage you— buying a home is still within reach! At Gulf Coast Bank, we'll help you navigate th...
12/18/2025

Don't let high rates discourage you— buying a home is still within reach! At Gulf Coast Bank, we'll help you navigate the challenges and find the right financing options that align with your long-term goals.
https://myoc.io/kayleighsmotherman

The answer is: Maybe. Credit is just one of the items that a mortgage decision is based on. There are several programs d...
12/15/2025

The answer is: Maybe. Credit is just one of the items that a mortgage decision is based on. There are several programs designed for clients with limited credit. To know for certain, you will need to speak with a mortgage professional, who is knowledgeable about loan programs available.
https://myoc.io/kayleighsmotherman

A bank statement loan is often a great mortgage option for eligible self-employed borrowers. Give us a call to learn mor...
12/11/2025

A bank statement loan is often a great mortgage option for eligible self-employed borrowers. Give us a call to learn more!
https://myoc.io/kayleighsmotherman

If you’re cash-strapped or have racked up debt, assuming you have equity in your home, a cash-out refinance may be just ...
12/08/2025

If you’re cash-strapped or have racked up debt, assuming you have equity in your home, a cash-out refinance may be just the solution to improving cash flow. If you’re interested in learning more or seeing if you qualify, give me a call!⠀
https://myoc.io/kayleighsmotherman

An escrow account acts as a savings account that is managed by your mortgage servicer. Each month, a portion of your mor...
12/04/2025

An escrow account acts as a savings account that is managed by your mortgage servicer. Each month, a portion of your mortgage payment will be deposited into your escrow account to cover your estimated real estate taxes and insurance premiums.
https://myoc.io/kayleighsmotherman

Attempting to predict the real estate market could lead to risky investments, missed opportunities, and financial losse...
12/01/2025

Attempting to predict the real estate market could lead to risky investments, missed opportunities, and financial losses. It's important to focus on factors that are within your control, such as your budget, and personal goals.
https://myoc.io/kayleighsmotherman

There are many options for loan programs that are geared to help you get into a home with less than 20% down. Call me to...
11/27/2025

There are many options for loan programs that are geared to help you get into a home with less than 20% down. Call me to learn more today!
https://myoc.io/kayleighsmotherman

There's no better time to buy a home than when you're truly ready. At Gulf Coast Bank, we believe in supporting your uni...
11/24/2025

There's no better time to buy a home than when you're truly ready. At Gulf Coast Bank, we believe in supporting your unique homeownership journey, whether it's now or in the future. When you're prepared, we're here to make your home a reality.
https://myoc.io/kayleighsmotherman

Negotiating a home purchase is about compromise. You might not get everything you want. Especially if you’re buying in a...
11/20/2025

Negotiating a home purchase is about compromise. You might not get everything you want. Especially if you’re buying in a hot market!
https://myoc.io/kayleighsmotherman

Address

1110 N Highway 190
Covington, LA
70433

Telephone

+19858983885

Website

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